The Harrell Team - NMLS #841957

The Harrell Team - NMLS #841957 Branch Production Sales Manager
NMLS 841957

Revolution Mortgage NMLS 1686046 Megan Harrell

Branch Sr. Revolution Mortgage is an Equal Housing Lender

Sales Manager

NMLS # 841957

Licensed in NC, SC, VA
NC - I-211217 | SC - MLO-841957 | VA - MLO-63803VA
-------

Revolution Mortgage

NMLS #1686046

www.nmlsconsumeraccess.org

T2 Financial LLC d.b.a.

🏡 Did you know homeownership may still be possible without a Social Security Number?An ITIN (Individual Taxpayer Identif...
09/23/2026

🏡 Did you know homeownership may still be possible without a Social Security Number?

An ITIN (Individual Taxpayer Identification Number) mortgage is designed for eligible borrowers who use an ITIN instead of an SSN. With flexible qualifying options and alternative documentation requirements, it can open the door to homeownership for many families.

✨ Every path to owning a home is unique.

09/22/2026

A beautiful home can still come with a few warning signs.

From a mortgage lender’s perspective, it’s important to look beyond the paint colors and updated finishes. Signs of water damage, foundation concerns, unusual odors, roof issues, or neglected maintenance could affect the appraisal, loan requirements, insurance, or your overall cost of homeownership.

Depending on the loan program, certain repairs may need to be completed before closing. Other concerns may not prevent financing, but they could lead to unexpected expenses after you move in.

A lender doesn’t replace a professional home inspector, but having the right team can help you understand how the home’s condition may affect your financing. The goal isn’t just to get you approved—it’s to help you move forward with fewer surprises and greater confidence.

💰 Thinking about refinancing but not sure where to start? Whether you're looking to lower your payment, shorten your loa...
09/21/2026

💰 Thinking about refinancing but not sure where to start? Whether you're looking to lower your payment, shorten your loan term, or tap into home equity, understanding your options is the first step. 🏡✨

⭐ Swipe into savings and make your mortgage work for you.

Warning: You might fall in love with a house you did not plan on seeing.If that happened at an open house this weekend, ...
09/18/2026

Warning: You might fall in love with a house you did not plan on seeing.

If that happened at an open house this weekend, pause and take these next steps:

Review the property with your real estate agent.
Confirm the estimated payment and funds needed with your lender.
Consider the home’s condition, location and long-term fit.
Understand the proposed offer terms before signing.

Finding a home is exciting, but a strong decision is built on more than emotion. The right team can help you understand both the home and the numbers before you move forward.

This week’s Rate Temps are here.Market headlines can tell you what is happening broadly, but they cannot tell you exactl...
09/17/2026

This week’s Rate Temps are here.

Market headlines can tell you what is happening broadly, but they cannot tell you exactly what a mortgage would look like for you.

Your loan program, credit profile, down payment, property type and long-term plans can all play a part in the options available.

Instead of waiting for one “perfect” number, let’s look at the complete picture: estimated payment, funds needed, loan structure and how the home fits your budget.

Ready to trade rent payments for a place that feels like yours? 🏡Homeownership can offer more freedom to make your space...
09/16/2026

Ready to trade rent payments for a place that feels like yours? 🏡

Homeownership can offer more freedom to make your space your own, the opportunity to build equity over time, more predictability with certain fixed-rate loan options, and fewer landlord restrictions.
If buying a home is on your radar, let’s talk about your financing options and what the next step could look like.

Your home could be holding more financial flexibility than you realize. 🏡💰Tapping into your home equity may help you:• P...
09/15/2026

Your home could be holding more financial flexibility than you realize. 🏡💰

Tapping into your home equity may help you:
• Pay down high-interest debt
• Make home renovations
• Cover tuition or major expenses
• Create more financial flexibility
Curious what options may be available to you? Reach out today to learn more.

09/14/2026

Does the Federal Reserve set mortgage rates?

No—and this is one of the biggest misconceptions about mortgage rates.

Mortgage rates are driven largely by the bond market and what investors believe is coming next for the economy. Inflation, employment reports, economic growth, government debt, and expectations about future Fed policy can all cause rates to move.

That’s why mortgage rates can drop before the Fed cuts rates, rise after a Fed announcement, or move when the Fed hasn’t done anything at all.

So when should you buy?

Trying to perfectly time the mortgage market is nearly impossible. Even the experts don’t know exactly where rates will be next week, next month, or next year.

A better strategy is to focus on the things you can control:

• Buy when the home and payment make sense for your budget.
• Structure the financing strategically—rate, points, seller credits and loan program all matter.
• If rates improve later, refinancing may be an option.

The goal isn’t to perfectly time the market. It’s to make a smart decision with the market you have today—and have a plan for what you’ll do if it changes.

Visiting open houses this weekend?Look beyond the paint colors and furniture. Pay attention to the home’s condition, the...
09/11/2026

Visiting open houses this weekend?

Look beyond the paint colors and furniture. Pay attention to the home’s condition, the layout and the improvements you may want to make after moving in.

Take notes, ask questions and avoid judging the entire home by details that can be changed. The right house may not look exactly like your inspiration board on day one.

If you find one you love, having your financing reviewed can help you understand your next step with greater confidence.

This week’s Rate Temps are here.Mortgage pricing can vary based on the loan program, credit profile, down payment, prope...
09/10/2026

This week’s Rate Temps are here.

Mortgage pricing can vary based on the loan program, credit profile, down payment, property type, occupancy and other details. That means the rate someone else received—or a number you saw online—may not represent the options available for your situation.

The most useful question is not simply, “What is today’s rate?”
It is, “What does this loan look like for me?”

The Harrell Team can help you compare so you have the full picture.

Address

3301 Nash Street NW, Suite C
Wilson, NC
27896

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12522946598

Website

Alerts

Be the first to know and let us send you an email when The Harrell Team - NMLS #841957 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share