Anna Fox - Realtor

05/31/2026

Quick, w/o looking it up how much do you think these common household items cost:
Garden hose (50')
Smoke detector batteries (2 pack)
Furnace filters (2 pack, standard size)
Fridge Filter
Sturdy Garbage Can

When people think about the hidden costs of owning a home, they usually picture things like unexpected repairs or higher-than-expected utility bills. And there’s some truth to that. In fact, a recent report found that many homeowners say the costs of owning a home ended up being higher than expect...

05/30/2026

05/29/2026

Peace of mind in this Shenandoah Shores home I just listed. 2025 new HVAC system, 2024 new fenced in yard, 2023 new roof, siding, water heater & water treatment system.

Enjoy the River Life in this spacious Cape Cod on a doubl...

05/29/2026

Throwing that house warming party makes a lot of "cents."

05/28/2026

This colonial in Stephens City ticks the boxes most people are looking for.
✅At least 3 bedrooms and 2 full baths
✅garage
✅fenced yard
✅option for bedroom on main level
✅newer roof
If this ticks your boxes, let me know. I'm here to help a buyer. 540-303-1292

(listing courtesy of Coldwell Banker Premier)

Tucked away on a welcoming cul-de-sac in Stephens City, t...

05/27/2026

When I caution my buyers about the practicality of having some cash in reserves, this is why. The everyday costs that seem small one thing at a time: a garbage can, a hose, batteries, lightbulbs, regular maintenance items--they do add up. And most folks are UNDER estimating what it will take.

05/23/2026

Anyone else "Headline Weary"

You may have seen the headlines lately about mortgage debt in America hitting a record high. And maybe your brother-in-l

05/23/2026

SMH

05/22/2026

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.

Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.

That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.

That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.

Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.