Donna Calhoun Realtor

05/29/2024

JUST LISTED 🌴 2027 Black Lake Blvd. Winter Garden, FL 34787

🌴Listed for:$1,350,000

OPEN: Saturday & Sunday 11am-1pm
4 Bed | 4 Bath | 4,450 Sq Ft

💫Welcome to 2027 Black Lake Blvd,
a Mediterranean-style Lake home nestled within a secure guard-gated golf community with too many modern day amenities to list. ⛳️ Don't miss your chance to own this quintessential Florida home, where you can wake up everyday to stunning lake views and take a refreshing dip in your private pool.

📲+1（407) 329-6253
📧[email protected]

SL: 3480932

03/27/2024

New Listing Price: $1,415,000
16189 JOHNS LAKE OVERLOOK DR, Winter Garden, FL 34787 is a fantastic property with 5 bedrooms and 6.0 bathrooms.
See more here: https://propertiesinorlando.com/d8qy9lg7

02/18/2023

02/17/2023

This is your sign to STOP ⚠️ using (inaccurate) online mortgage calculators!

They’re a great place to start, but relying on inaccurate (or incomplete) information may cause unnecessary frustration and confusion. It’s not just “interest rate” and “loan balance" that go into an estimate.

Here are just a few reasons why you should contact a trusted lender for an estimate rather than relying on the one you find online:

• Most Mortgage Calculators Assume You’re Putting 20% Down.
Fees/closing costs, and interest rates all change depending on your downpayment, and most buyers don't plan on putting down 20%.

• Most online estimates provide users with a best-case scenario estimate.
This means they don’t factor in every expense. You may have additional closing costs or fees, depending on your loan product, such as property taxes and homeowner’s insurance, escrow, and prepaids, along with mortgage insurance (if not already paid). You may also be responsible for an HOA or Condo fee. Every lender has different fees depending on loan type, loan term, and many other factors.

• Mortgage Calculators Can’t Predict Your Interest Rate.
Similar to how online calculators assume you’re going to put 20% down, they also automatically populate the best rate available. This is misleading. Your Interest rate will depend on your credit score, loan type / term, and downpayment.

It’s important to have a thorough understanding of what you can expect, this way you can put together a proper strategy to move forward with your dream home.

If you're interested in getting a reliable estimate, message me — I'd love to help!

02/16/2023

If you're considering buying. a home, it's important to understand your credit score and credit report, because well, the better your credit score, the better your interest rate.

The two most important factors that determine your credit score, according to major credit scoring companies, are payment history and credit utilization.

✔️ Payment history.
Pay all bills on time! Paying bills late by 30 days or more can affect your scores — and the later you pay, the greater the damage. Pro tip: set up autopay or calendar reminders so you don't miss due dates, or pay all of your bills and credit cards on the 1st of every month. You can also ask creditors to move your due dates so that they better align with when you get paid.

✔️ Credit utilization.
The amount of your credit limit you use, expressed as a percentage, is called credit utilization. Experts recommend using no more than 30% of your available credit.

Other factors that affect your credit score are

• The length of time you have had credit — longer is better.
• The length of time since you last had your credit run or applied for new credit.
• The kinds of credit you have — this includes credit cards, car loans, and mortgages (it's favorable to have a mix).

Have questions about the mortgage process or other factors that influence getting pre-approved? Send me a message — I'd be happy to answer any questions or put you in touch with one of my trusted lenders.

02/15/2023

So you're thinking about doing a renovation, but don't have the cash. Don't worry, there are various options to help finance home improvements and renovations!

→ Swipe to learn more about the most common financing options.

Friendly reminder that it is important to plan and know how much money you will need for the renovation. If you're hiring a contractor, get a bid for labor and materials, and add on 10% for surprises. If doing the work yourself, compile materials, quantities, and costs, to get a total. Be sure to include permit fees, and equipment rental.

If you're considering a renovation, I can provide lender recommendations, as well as contractors I trust, to help make your dream home a reality! Message me today with any questions you may have.

02/14/2023

My heart skips a beat for every new listing I get. ♥️ Just in case you're stuck on what to get your real estate agent this Valentine's Day — I'd love the gift of helping you sell your home!

As a realtor, helping people find their perfect home is not just my job, it's my passion. I am dedicated to using my expertise and knowledge of the local market to help you sell your home quickly and at the best possible price. So if anyone is thinking of shopping for me this Valentine's Day, just know that all I want is more listings to sell and the opportunity to help more people find their dream home.

02/13/2023

MOTIVATIONAL MONDAY ✨

Discomfort is what happens when we are on the precipice of change. Remember that discomfort is just a sign that you're pushing yourself to new heights and reaching for something you've never had before. Embrace the discomfort and remember that it's a necessary part of the growth process. Without discomfort, we would never challenge ourselves to improve, learn and achieve more.

Big things can only happen when you put yourself out there to make them happen. If you have been waiting for the right moment to do something big, or have been sitting quietly on the sidelines because of the fear of being uncomfortable, it's time to get in the game. Whether it's your job, your relationship or personal life, or even your home, choose to get uncomfortable today in pursuit of something big. So, when you feel uncomfortable, don't shy away from it, embrace it! It's a sign that you're making progress and that you're on the path to something great.

Find comfort in the discomfort, because in the uncomfortable is where growth is achieved.