Barbara Rathbone-Shoaf Real Estate in North Carolina

08/17/2026

BUYERS and SELLERS: The SECOND quarter market report of 2026 is here! This means that all the statistics and analyses of the second quarter are here for you to review. The second quarter market report also means that one half of the real estate year has elapsed! Time keeps marching on! Be informed--listen below:
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On this episode of the REality Podcast, Howard Hanna Southeast Pres...

06/17/2026

The population of the 12 Counties of the Piedmont/Triad region in North Carolina is constantly growing! Buy your home now before the door slams shut!

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A look at annual population changes among the Triad's largest cities and towns in ascending order of their estimated population change from July 2024 to July 2025. (Tony Jarrett)

Greensboro — 308,667 (+0.8%)
Winston-Salem — 257,271 (+0.6%)
High Point — 120,571 (+1.9%)
Burlington — 61,496 (-0.04%)
Kernersville — 29,128 (+1.5%)
Asheboro — 27,990 (-0.2%)
Thomasville — 27,733 (+0.3%)
Clemmons — 22,808 (+1.6%)
Mebane — 21,952 (+6.1%)
Lexington — 20,238 (+1.5%)
Graham — 20,131 (+4.1%)
Eden — 15,500 (+0.2%)
Reidsville — 14,692 (-0.1%)
Lewisville — 14,421 (+1.6%)
Archdale — 12,254 (+0.5%)
Elon — 11,366 (+0.7%)
Summerfield — 11,327 (+0.5%)
Mount Airy — 10,682 (+0.1%)
Gibsonville — 9,876 (+1.4%)
Oak Ridge — 7,896 (+0.5%)

06/09/2026

Buyers and Sellers: Below is everything you need to know about the replacement of an HVAC system--(Heating, Ventilation and Air Conditioning). Because the HVAC is such a crucial item on the inspection report, the system should be in excellent working condition and not "too old." An HVAC system may be in working order after 20 years, but c.20 years is considered the expiration date.

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Replacing an HVAC system can cost up to $35,000. Experts explain the variables that drive up the final price.

05/03/2026

BUYERS and SELLERS: The SECOND quarter market report of 2026 is here! This means that all the statistics and analyses of the second quarter are here for you to review. The second quarter market report also means that one half of the real estate year has elapsed! Time keeps marching on! Be informed--read below:

barbararathboneshoaf.allentate.com

The spring real estate market is in full swing, and we’re seeing a shift toward a welcome equilibrium, creating opportunities for both buyers and sellers throughout the region. Nationally, home prices have begun to moderate, but real estate has become increasingly hyper-local. While national headl...

04/29/2026

Good news for buyers! Your excellent on-time rent/utilities payments can be a factor in determining if you qualify for certain commonly used loans (not all loans). It's about time!

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At a press conference on Wednesday, April 22 (attended virtually by RISMedia), Director of the Federal Housing Finance Agency (FHFA)

04/20/2026

SELLERS-When a seller moves out of their home so that a buyer can move in, the seller is instructed to leave the home "broom clean." What does this MEAN when brooms are largely archaic for cleaning a home throughout and are mostly associated with witches at Halloween?!

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Here’s a quick primer on what it means to leave a home “broom clean” and a few tips on how to do just that.

03/10/2026

BUYERS: Do NOT take on more debt for big purchases after your mortgage is approved-you might lose your house!!

Don't let the Couch cost you the Closing!

One of the fastest ways to create last‑minute mortgage stress is buying something big before closing.

It happens all the time. Buyers get excited after their offer is accepted and start preparing for the new house. They finance furniture, open a store credit card, or purchase appliances they want waiting on move‑in day.

The issue isn’t the purchase itself. The issue is new debt showing up before settlement.

Mortgage approvals are built around a borrower’s debt‑to‑income ratio and financial stability. When a new loan or credit account appears during the process, the lender has to re‑run numbers, update the file, and sometimes adjust the loan approval.

Most buyers assume that once they’re “approved,” the hard part is over. In reality, lenders are verifying that the borrower’s financial picture stays consistent all the way to closing.

The safest strategy is simple: keep your finances as boring as possible until the keys are in your hand.

(Robert Keeling’s post in Real Estate Mastermind) 3-9-26

03/09/2026

BUYERS AND SELLERS-I hold THE POWER of the key! Most of the "power of the key" is knowledge, and knowledge IS power. Allow me to help you with what I know-it is my life's calling (I was a public schoolteacher). I still teach my clients about real estate. 336-341-9361

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