Anastasia Strampe - BHHS Local Realty

09/05/2026

A lender may request you to further clarify your financials before signing off on a mortgage.

What is a comfort letter, and why might you need to submit one? The mortgage process when purchasing...

09/04/2026

VA loans are a great option for those who qualify and want to buy without a down payment.

The Department of Veterans Affairs (VA) assists active-duty military members, veterans and surviving...

09/02/2026

Title insurance isn't required when paying cash for a house because a lender isn't involved. However, you may still want it for yourself.

If you’re buying a house with cash only, you may have gotten a lower price for it and you certainly ...

08/29/2026

Roof damage isn't always obvious, but you might be able to spot these warning signs.

Roof damage can occur suddenly–for example, if shingles are blown off in a storm–or a small leak can...

08/22/2026

The right mortgage lender can be the difference between getting a loan and losing your dream house.

Taking out a mortgage to buy a house is a huge step. The amount and terms of the loan will have a ma...

08/22/2026

What kind of homes may appeal to this new group of luxury homebuyers?

As millennials continue to have an ever-increasing impact on the luxury property market, it’s import...

08/16/2026

Don’t sleep on the tax perks of owning a home in Wisconsin! 🏠

Buying a home isn’t just a huge milestone-it can also put real money back in your pocket at tax time.

Here are 6 homeowner tax benefits you need to know about:

1️⃣ Mortgage Interest Deduction – Write off the interest you pay on your mortgage debt (up to $750k limits). Early on, when most of your payment goes to interest, this is a massive tax shelter.
2️⃣ Property Tax Write-Offs – Wisconsin property taxes can be deducted under state and local tax (SALT) limits if you itemize.
3️⃣ PMI Deductions – Put less than 20% down? Private Mortgage Insurance (PMI) qualifies as deductible mortgage interest!
4️⃣ Mortgage Points – Bought down your interest rate at closing? Those points are often tax-deductible in the year you buy.
5️⃣ Home Equity Loan Interest – Using a HELOC or home equity loan to renovate or make major improvements? That interest may be tax-deductible too.
6️⃣ Tax-Free Capital Gains – Live in your primary home for 2 of the last 5 years, and you can keep up to $250k in profit tax-free ($500k if married) when you sell!

(Disclaimer: I’m your local Wisconsin Realtor®, not a CPA! Tax laws vary and most deductions require itemizing, so always consult a tax professional to see what applies to your personal situation.)

Thinking about making a move in South Central Wisconsin?
Let’s talk about your goals and get you started! 📲

Anastasia Strampe | Realtor®
Berkshire Hathaway HomeServices Local Realty Serving Sauk, Columbia, Adams, Juneau, & Dane Counties
📞 (608) 432-5840 | ✉️ [email protected]

08/15/2026

Looking to splurge on some home comforts? Some items are more worth it than others.

The idea of a splurge means different things to different people, depending, in great measure, on ho...

08/14/2026

Have you kept records of any home damage and repairs?

Selling your home will involve a lot of paperwork. The requirements may vary somewhat depending on w...