03/30/2022
If you're preparing to purchase a home this Spring, the first stop is a lender's office!
Before you begin shopping for homes, it's time to meet with a lender to get pre-approved for a home loan. Having a pre-approval letter in hand can give you a leg up in this competitive market and show seller's that you're a serious buyer with your finances in order. ✅
A lender will look at your finances, employment and credit while determining the loan you may qualify for. Start preparing these 5 documents so that you're ready to begin the pre-approval process! 👇
✔️ Identification
✔️ Proof of income from the last 2 years; W-2 statements, additional income, tax returns and recent pay stubs
✔️ Proof of assets; bank statements and accounts that show proof of funds
✔️ Debt statements from loans or lines of credit to determine debt-to-income ratio
✔️ Other financial documents such as down-payment gift letters
If you have any questions about the pre-approval process, please reach out! 📲
Robert Matthews, Realtor
(818) 675-2108
01921677
Rodeo Realty
https://www.robertmatthews.rodeore.com/