Kevin Patrick - CrossCountry Mortgage

06/25/2026

You see the vision. A renovation loan can bring it to life. Learn how: http://spr.ly/6189B62jjb 🛠️

06/25/2026

A lot of investors are chasing appreciation that isn’t moving like it used to.

Most investment deals today aren’t about quick equity jumps. The stronger files are being built around stable cash flow, rental income, and loan structures that actually support long-term performance instead of short-term speculation.

That shift changes how smart investors evaluate opportunities.

If you’re looking at investment properties right now, focus on sustainability first.

06/24/2026

A lot of homeowners are sitting on more equity than they realize.
Many have built significant value over the last few years without fully understanding what it can do for them.
That equity can be used for moving, restructuring debt, or creating investment opportunities, especially in a tighter affordability environment.
Equity isn’t locked—it’s just often not structured or used intentionally.
If you’ve owned your home for a few years, it may be worth reviewing what that position actually gives you.

06/23/2026

Seller concessions are doing more than getting attention. When used well, they can reduce costs, lower payments and make buying feel more doable. Programs like rate buydowns, Easy Move and Lock2Sellhelp make it happen. Contact us to find out your options.

06/23/2026

Buying a home today leaves less room for mistakes.

Affordability is tighter, guidelines are stricter, and a lot of files that don’t fit cleanly into standard filters run into problems later in the process. Even with buyer activity picking back up, the market is still sensitive to small changes.

That’s why preparation matters more than speed.

Get everything reviewed properly upfront. A strong plan prevents expensive surprises later.

06/22/2026

Spring is always a key season in real estate, but this year carries more weight.

We’re coming off a slower period where affordability kept many buyers on the sidelines. With rates stabilizing closer to the 6% range, activity is starting to pick back up and momentum is building across the market.

More listings, more buyers, more movement. And once that cycle starts, it tends to accelerate.

If you’re considering a move this year, spring is typically where the pace begins to change.

06/21/2026

5.0 star review received on Experience.com for Kevin Patrick by Christopher E - Your team made my first time home buying experience simple and strait forward. Excellent service and knowledgeable advice.

Click to see all 893 reviews of Kevin Patrick at CrossCountry Mortgage, SVP of Mortgage Lending | NMLS #1036946

06/21/2026

5.0 star review received on Experience.com for Kevin Patrick by Charles S - We had a lot of issues with our previous lender and had to switch to you with a very tight timeline to get stuff done. You were all very helpful in getting us to close and giving us all the information and communication we needed.

Click to see all 892 reviews of Kevin Patrick at CrossCountry Mortgage, SVP of Mortgage Lending | NMLS #1036946

06/19/2026

The highest offer does not always win.

Sellers are prioritizing certainty more than ever in today’s market, especially with limited supply and more selective decision-making. They’re not just looking at price, they’re asking whether the deal will actually close and if the financing is solid and clean.

That shifts the focus from offer amount to ex*****on.

Strong pre-approvals, clear terms, and well-structured financing often carry more weight than a higher number.

If you want your offer taken seriously, the strength of your pre-approval matters as much as the price you submit.

06/18/2026

There’s no “add to cart” button for a home, but there is a step-by-step guide that makes it almost as easy!

Browse our homebuying guide here: http://spr.ly/6189B6IYdN