02/07/2026
CHIP Program
Community Housing Impact & Preservation (CHIP) Program
About CHIP
In 2014, the City of Wooster, City of Orrville and Wayne County teamed up as a partnership to apply for and win funding for the Community Housing Impact and Preservation (CHIP) Program. The grants are funded through Ohio Development Service Agency (ODSA) and administered by the Wayne Metropolitan Housing Authority. Eligible households must be residents of Wayne County, Ohio respectively, and meet the income guidelines established for the program in which they are applying.
Home Repair Program
This grant program is designed to assist eligible low-to-moderate income (see income guideline below) homeowners to make emergency or non-emergency repairs that are considered Health and Safety concern according to the program’s rules and regulation. The grant covers single projects such as septic repairs, leaking roofs, heating systems, etc. This grant is available as long as funding allows.
Private Owner Rehabilitation Program
This program helps homeowners with rehabilitating single family homes. A single rehabilitation may entail several projects, such as plumbing upgrades, roof repairs, removal of lead-based paint, siding, electrical upgrades, and other repairs needed to eliminate health and safety concerns according to program rules and regulations. Homeowners who qualify (see income guideline below) will receive a five year deferred interest free loan to make repairs. 17% of the loan is forgiven each year for five years, the remaining 15% is only due once the owner sells or no longer resides in the home.
Rental Rehabilitation Program
The Rental Rehabilitation Program is designed and made available to landlords who agree to rent to tenants earning less than 80% area median income, and rent unit at fair market rent. Landlords cover 25% of the project hard costs. The remaining 75% is covered by a 5-15 year forgivable loan completely forgiven at the end of the affordability period.
Income Guideline
Household Size Income
1 Person - $48,900
2 Person - $55,900
3 Person - $62,900
4 Person - $69,850
5 Person - $75,450
6 Person - $81,050
7 Person - $86,650
8 Person - $92,250
Please click on link to see the Wayne, Wooster, Orrville CHIP Program Fair Housing Resource Sheet:
FairHousingProgramPlan-2EQ.pdf https://share.google/43xNuqjWOnfIPQDj8
City of Wooster Fair Housing Progam | City of Wooster Ohio https://share.google/It7jYiYZtv8Wc0vKX
Fair Housing for Wayne County
330-287-5420
