Rebecca Hester Realtor at Keller Williams Pinnacle Central

01/18/2026

Waiting for a 3% interest rate? Don't hold your breath.

A little tough love here.
Historically, rates in the 5-6% range are actually normal for a healthy economy. Waiting for rock-bottom rates usually means you end up paying a higher price for the home because competition heats up.
If you find the right home now, secure it. If rates drop significantly in 2027, you can always refinance. But you can't refinance a house you didn't buy because you were waiting on the sidelines.

If you're looking to buy this year, I'd love to help!
774-289-5762 - call or text
rebeccahester.kw.com - to search local listings
Also feel free to send me a message on here!

01/18/2026

01/12/2026

Agents, are your buyers prepared to enter the market in 2026?

Mortgage rates for a 30-year fixed loan ticked up slightly to 6.16%, but at their lowest level in over a year, 2026 could be the year buyers who’ve been on the sidelines finally find their home. But even with optimistic forecasts, success depends on financial preparation. Buyers need to understand their savings, down payment options, and monthly affordability before making an offer, accounting not just for the purchase price but also closing costs, taxes, insurance, and maintenance.

Experts recommend taking stock of finances, using a mortgage calculator, and speaking with a tax professional to plan for property taxes and federal changes. Conventional loans typically require 3–20% down, while government-backed loans may allow less, but buyers should still factor in escrow and emergency savings.

Rising incomes in 2026 are expected to improve purchasing power, with monthly payments on a typical home projected to fall below 30% of median income for the first time since 2022. Buyers who plan ahead, stay realistic about trade-offs, and work with an agent who respects their budget can enter the market with flexibility, confidence, and a better chance of landing the home they want.

Read: https://rltor.cm/EaxUOp

01/08/2026

Being more present is on my list for personal growth for 2026✨

01/04/2026

NAR 2026 Forecast Summit predicts positive recovery, with regional affordability hurdles. Find out how you can prepare for the new year. https://bit.ly/4iXF8Xu

01/04/2026

Kick off your year with live music! Join us every Thursday and Saturday from 6-9 pm at Oxfords Casual Dining!!
We hope to see you soon!!🤍🩵❄️🌨️🍸🥂🧊

01/04/2026

Nationally, the Realtor.com 2026 housing forecast predicts that mortgage rates will average 6.3% across the new year, down from the 6.6% full-year average expected for 2025, while home prices will rise 2.2% year over year.

However, location plays a defining role in real estate, and no two housing markets are alike.

With that in mind, researchers at https://rltor.cm/brQAY8 compared the monthly principal and interest payments in 2025 with projected payments in 2026 across the 50 largest U.S. metros to determine where homeowners can expect higher housing costs and where they will see savings.

Take a look: https://rltor.cm/zz2iyU

01/01/2026

wishing everyone a happy and healthy 2026!

12/28/2025

A cozy fireplace can turn dangerous without proper chimney maintenance. Chimney fires are often caused by burning improper materials that create creosote, a highly flammable buildup inside the chimney.

“Common examples include unseasoned or wet wood, cardboard, and paper products,” says Tracy Zarriello, owner of Queen Sweep Chimney Plumbing & Heating in New Jersey. Without regular cleaning, creosote can ignite, and wood stoves pose added risk because they burn hotter than traditional fireplaces, Zarriello explains.

12/28/2025

Between the holidays, everything feels like chaos. Let's each take a few minutes to ourselves this morning (even if its just to close our eyes and breath).
Answer when coffee calls and to call me if you're looking to buy, sell, or have general real estate questions!

12/25/2025

Wishing you all a happy holiday season filled with love!

12/17/2025