kara_ncrealtor

kara_ncrealtor Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from kara_ncrealtor, Estate agent, Wrightsville Beach, NC.

“It’s only when you grow up and step back from him — or leave him for your own home — it’s only then — that you can meas...
06/21/2026

“It’s only when you grow up and step back from him — or leave him for your own home — it’s only then — that you can measure his greatness and fully appreciate it.”

06/17/2026

Wake Forest beauty on over 2 acres!

06/15/2026

A Wake Forest home with so much to offer ! New LVP flooring, updated bathrooms, large deck overlooking acres of land - for you bird lovers out there, there is an aviary! 🦅 🐦

06/15/2026

Almost 3 acres , NO HOA, aviary or chicken coop ! 3 beds , unfinished basement and in Wake Forest , minutes from shopping and dining . WOW!

06/14/2026

Grady life!

06/13/2026

Your parents are gifting you $100,000 for your down payment?

That is incredible.

Now please do not accidentally make it a problem.

Save this.

Here’s how gift funds usually work:



1️⃣ Tell your lender before anything moves.

Do not transfer the money first.

Your lender needs to guide the timing, the account, and the documentation.



2️⃣ You will probably need a gift letter.

It usually includes:

The gift amount

Your relationship to the person gifting it

The property address

A statement that the money is a true gift

Confirmation that it does not need to be paid back



3️⃣ The paper trail matters.

You may need to show:

The donor’s bank statement

Proof the funds left their account

Proof the funds went into your account or escrow

Cash 👉 no

Mystery deposits 👉 also no

“Don’t worry, it’s from my dad” 👉 underwriting still needs proof



4️⃣ Move the money exactly how your lender tells you.

Sometimes it goes to your account.

Sometimes it goes straight to escrow.

Sometimes timing matters more than you think.

Do not guess.

Ask first.



5️⃣ Check the loan program rules.

Some loan types allow the entire down payment to be gifted.

Others may require you to bring some of your own money.

This is why you want to ask early.



6️⃣ Do not forget about reserves.

Even with a large gift, you may still need money left after closing.

Your lender will let you know what your file requires.



7️⃣ Tax note: ask a CPA.

The buyer usually does not pay tax on the gift.

The person giving the gift may need to file a gift tax form depending on the amount.

Again, that is a CPA question, not a “let’s guess on Google” question.

Common gift fund mistakes that can slow everything down:

Moving the money before talking to your lender

Using cash

Sending money through random apps

Not having a clean paper trail

Calling it a gift when it is actually a loan

Waiting until right before closing

Underwriting will ask questions.

Save this before any gift money moves, and share it with someone whose family is helping them buy a home.

06/11/2026

My newest Triangle listing is hitting the market next week! 🔑 almost 3, yes 3 acres! ⭐️ located in Wake Forest 🌳 unfinished basement 🏠 aviary on property OR can be used as 🐔 coop! 🦢 LVP flooring throughout 💴 under 550k

06/11/2026

“Clear to close” two weeks early?

That is not luck.

That is what happens when your agent and lender are not playing email tag like it is 2009.

A tight team matters.

The right mortgage pro can catch issues early, explain the numbers clearly, and help keep the deal moving before small things turn into closing-table chaos.

Because in real estate, the dream team is not optional.

It is the difference between smooth closing energy…

and everyone stress-eating in the group chat.

Comment “MLO” and I’ll send you a few trusted mortgage pros I’d feel good recommending.

06/11/2026

The scariest real estate moments usually do not look scary at first.

They sound practical.

None of those sound unreasonable on their own.

But in the middle of a real estate decision, timing, pricing, negotiation, and experience all matter more than people realize.

A slow decision can cost a buyer the right home.

An inflated price can make a seller lose momentum.

Waiting for the “perfect” market can put you in a more competitive one.

And choosing the cheapest or most familiar option can get expensive if the strategy is not there.

A very happy seller is the best! not only because he went under contract quickly but look at the money he saved using Da...
06/11/2026

A very happy seller is the best! not only because he went under contract quickly but look at the money he saved using Daymark Realty 😮. Let me show you how you can save and use this savings for a new home or whatever you wish ⭐️

Address

Wrightsville Beach, NC
28480

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