United Mortgage

United Mortgage We'll save you a lot of time and the frustration of talking to multiple loan agents to find the best Our company was formed 2004, in Fremont California.

We always wanted to move back home with our parents to Yuba City, CA. In 2005, it was a perfect time for my family to open a office in our home-town. We wanted to help reach out to the local community and give back. Since 2004, we have helped millions of people move into their Dream Home and helped them with their mortgage needs. It is our passion to help people and we are honored to be part of their growing journey.

06/23/2026

Bank of America just changed their interest rate forecast for the rest of 2026.
Instead of expecting rate cuts, they are now saying the Fed could possibly raise rates three times this year — in September, October, and December. (TheStreet)
Why?�Because inflation is still sticky, jobs are still strong, and the economy has not slowed down enough.
What does this mean for buyers?
Don’t sit around waiting for perfect rates.
If the right home comes up and the payment works for you, let’s run the numbers now.
You can always refinance later if rates improve — but you cannot go back and buy today’s home at today’s price.
DM me “RATE” and let’s see what you qualify for.
United Mortgage�530-674-0141

05/13/2026

🚨 Realtors & First-Time Home Buyers… listen up 🚨

I currently have TWO first-time buyers dealing with the SAME issue. 😳

What do we do?
🎥 Watch the video.

The right strategy and the right lender matters. 🏡

At United Mortgage, we help buyers overcome problems and get to the finish line. 🙌

Helping you thrive every step of the way.

📲 530-674-0141

05/07/2026

• Who controls the loan transaction?
The answer is simple: whoever controls the INFORMATION controls the deal.

• Buyer controls the decisions
• Realtor controls the contract and negotiation
• Lender controls the financing approval
• Bank statements and documents control the underwriting
• Escrow/title controls the closing process

But the REAL person guiding the transaction together is usually the loan officer.

Why?
Because the lender touches:
• income
• assets
• credit
• timelines
• conditions
• appraisals
• title issues
• insurance
• closing numbers

A strong loan officer keeps all parties aligned and moving forward.

Without communication and preparation… the transaction controls everybody.

04/29/2026

When clients ask what days I’m open…

Monday? ✅
Tuesday? ✅
Wednesday? ✅
Thursday? ✅
Friday? ✅
Saturday? ✅
Sunday? ✅

All day. Every day. Every single day.

Because getting you into a home doesn’t run on a 9–5 schedule. 🏡
Questions at night? I’m here.
Weekend showings? I’m ready.
Last-minute pre-approval? Let’s go.

Over 22+ years helping homeowners win — and I’m still showing up like day one.

📲 Let’s get you pre-approved the right way (no surprises, no hiccups).

Truly humbled and honored to be recognized by California Trust Bank 🙏✨Helping families in our community achieve homeowne...
04/24/2026

Truly humbled and honored to be recognized by California Trust Bank 🙏✨

Helping families in our community achieve homeownership isn’t just what we do—it’s what we love ❤️🏡

Grateful for the trust, the partnership, and the opportunity to make a real impact together 🤝💫

HelpingYouWin

04/22/2026

F = File Opened 📂
U = Underwritten ✅
N = Note Signed ✍️
D = Docs Recorded 🗂️
E = Escrow Closed 🔑
D = FUNDED 💰

This isn’t luck… this is process.
This is how we get loans DONE at United Mortgage.

From start to finish — smooth, strategic, and built to close.
Let’s get you to FUNDED 🚀

LoanOfficer RealEstateLife ClearToClose

04/21/2026

• 🏡 15 years later… helping my buyer upgrade to a new home is so satisfying.

• ✨ From helping them buy their first home to now helping them move up—it’s an honor to be part of their journey.

• 🙏 Moments like this remind me why I love what I do… helping homeowners win, again and again.

04/17/2026

POV: I ask my client…
“Where’s all your money at?” 🤔💰

Client: “Oh it’s saved!” 😌

Me: “Perfect, send me the statements.”

Client sends:
📸 Screenshot of a CASH Money in safely stored.
📸 CARS they may sell
📸 $20,000 “cash” sitting at home
📸 Random deposits with notes like “from uncle”

Me: 😐😐😐

Listen… I love the confidence 😂 but underwriting does NOT

Here’s the real game:
✔️ Funds need to be in YOUR account for at least 2 months (seasoned 💪)
✔️ OR properly documented as a gift (paper trail = everything 📄)

No mystery money. No mattress savings. No “trust me bro” deposits 😅

My job is to make sure your loan gets approved the FIRST time — no hiccups, no delays.

👉 Before you move money around, call me. I’ll guide you the right way.

📲 Call/Text: 530-674-0141
DM me anytime — I’ve got you

RealEstateLif

04/15/2026

You guys making me work hard and I love it. 🙌♥️
At United Mortgage, it’s more than just numbers and approvals.
I’m not just your loan officer — I’m your advisor through it all.

From taxes 💼
To finances 💰
To strategy 📊
And yes… sometimes even a little therapy 😅

Because this isn’t about me — it’s about YOUR success✨

Let’s build smart. Let’s move with purpose.
Let’s make sure you win.

📲 DM me or call 530-674-0141

RealEstateLife MortgageAdvisor WinningMindset Homeownership BenuSharma

Address

1289 Lincoln Road
Yuba City, CA
95991

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+15306740141

Website

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