Charly Bates - Peak Residential Lending

Charly Bates - Peak Residential Lending Helping homebuyers with clarity & care 🏠
Ayudando a familias a lograr su casa. NMLS #200939 | Peak Residential Lending NMLS ID 2433973

09/29/2026

It sounds convincing, but that doesn’t make it true. 🚫 It’s time to stop believing this common misconception—here’s what you should know instead.

🏡 Licensed to help homebuyers in AL, AZ, AR, CA, CO, FL, GA, HI, ID, KY, MT, NV, OR, TN, TX, WA & WY. Ready to take the next step? Let’s connect! 📞 (530) 218-8307

09/28/2026

It’s the question almost every homebuyer asks—and the answer may not be what you expect. Watch the full video before making your decision.

🏡 Licensed to help homebuyers in AL, AZ, AR, CA, CO, FL, GA, HI, ID, KY, MT, NV, OR, TN, TX, WA & WY. Ready to take the next step? Let’s connect! 📞 (530) 218-8307

Seller credits can help 🤝Closing costs may not come out of pocket.📲 Message me to learn how.
09/27/2026

Seller credits can help 🤝
Closing costs may not come out of pocket.
📲 Message me to learn how.

🏡 Happy National Neighborhood Day! Great communities start with great homes—and I’m here to help you find yours.        ...
09/21/2026

🏡 Happy National Neighborhood Day! Great communities start with great homes—and I’m here to help you find yours.
🏘️❤️

PMI isn’t always forever 🔓It can often be removed later.👉 Ask me how it works.
09/20/2026

PMI isn’t always forever 🔓
It can often be removed later.
👉 Ask me how it works.

09/19/2026

Google can give you general mortgage information, but it can’t evaluate your complete financial picture or create a strategy around your goals.

Online research is a helpful starting point. Personalized guidance is what turns information into a clear, actionable homebuying plan.

🏡 Licensed to help homebuyers in AL, AZ, AR, CA, CO, FL, GA, HI, ID, KY, MT, NV, OR, TN, TX, WA & WY. Ready to take the next step? Let’s connect! 📞 (530) 218-8307

09/18/2026

After 25 years in the mortgage industry, one lesson stands above the rest: every buyer’s story is different.

Experience matters, but listening matters just as much. The best mortgage strategy starts with understanding the person, the goal, and the bigger picture behind the loan.

🏡 Licensed to help homebuyers in AL, AZ, AR, CA, CO, FL, GA, HI, ID, KY, MT, NV, OR, TN, TX, WA & WY. Ready to take the next step? Let’s connect! 📞 (530) 218-8307

09/17/2026

A home is more than a place to live. It can mean stability, freedom, lasting memories, and an opportunity to build wealth over time.

The process may feel overwhelming at first, but the right mortgage strategy can bring your goal closer than you think.

🏡 Licensed to help homebuyers in AL, AZ, AR, CA, CO, FL, GA, HI, ID, KY, MT, NV, OR, TN, TX, WA & WY. Ready to take the next step? Let’s connect! 📞 (530) 218-8307

09/16/2026

Waiting for the “perfect” market could mean waiting indefinitely. Rates, prices, and competition will continue to change.

The better question is whether buying fits your finances, lifestyle, and long-term goals right now. Your personal readiness matters more than trying to predict the market perfectly.

🏡 Licensed to help homebuyers in AL, AZ, AR, CA, CO, FL, GA, HI, ID, KY, MT, NV, OR, TN, TX, WA & WY. Ready to take the next step? Let’s connect! 📞 (530) 218-8307

09/15/2026

The best real estate advice isn’t always about finding the perfect house—it’s about making a decision that makes sense for you. 🏡

Your budget, lifestyle, timeline, and long-term goals should all be part of the conversation.

Before making your next move, make sure you have a strategy built around the bigger picture.

Address

1210 Stabler Lane
Yuba City, CA
95993

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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