Joanne Patience-Realtor

Joanne Patience-Realtor Serving home buyers and sellers in Fernandina Beach-Amelia Island, Florida. Previously lived in the Northwest suburbs. So, let’s start the journey together!

PODCAST: https://bit.ly/MarketReportFlorida AND Contact me through www.linktr.ee/joannepatiencerealtor I bring 15 years of real estate experience that enables me to understand your hopes, dreams, and emotions you will go through during selling or purchasing a home. In detail, we look at what is happening in your immediate area to determine the best market position for your home. You are provided a

dditional professional services and not the standard 3Ps for marketing a home for sale. I provide you solid expertise and knowledge to understand all the nuances of buying and selling a home and be with you every step of the process. Specialties: • Residential Real Estate • First-time Buyers • Sellers • Buyers • Move-up Home • New Construction • Customer Service • Marketing • Foreclosures • Short-Sales • Pricing Analysis • Negotiator
Certification: Pricing Strategy Advisor (PSA) Certification

I recently moved to Fernandina Beach. Married with two teenagers and the family dog. Was involved in community events-a sponsor for the Salt Creek Park, Palatine High Schools Varsity Poms Team, and Dance Competition (District 211). Volunteer and supporter of Fetching Tails Foundation, which is a non-for-profit foster-based rescue. Enjoy running, working out, biking, hiking, and wine tasting. Remember–With Patience, Anything is Possible.

05/20/2026

Check out this home listed by Carmita Criss in the beautiful gated community of Osprey Cove in St. Marys. This 2023-built home offers 4 bedrooms, 3 bathrooms, and over 2,300 square feet of thoughtfully designed living space with peaceful pond views. Enjoy an open-concept layout, split-bedroom floor plan, upgraded appliances, fenced backyard, EV/generator outlet, natural gas hookup for outdoor entertaining, and extra attic storage.
Living in Osprey Cove means access to resort-style amenities including a golf course, clubhouse, pool, fitness center, tennis courts, shared dock, boat ramp, tiki hut, and 24-hour gated security. Plus, the seller is offering a $10,000 incentive toward closing costs or buying down your interest rate.
If you’ve been searching for a move-in ready home with modern upgrades and a coastal lifestyle, this one is worth seeing.

109 Angler Lane
St. Marys, GA
$449,900

Message us to schedule your private tour.

Iron Valley Real Estate North Florida
Iron Valley Real Estate Coastal Georgia
Florida–Georgia Connection Team
Your Coastal Lifestyle Advisors

📇 (980) 422-3840
🏢 76000 William Burgess Blvd, Ste 2, Yulee, FL 32097
💻 kathylevysellsameliaisland.com

Our Team:
• Kathy Levy: (904) 557-6071 | [email protected]
• Julia Levy-Granieri: (980) 422-3840 | [email protected]
• Joanne Patience: (904) 588-2673 | [email protected]
• Coyeatta Lee: (904) 614-8995 | [email protected]
• Brooke Geiger: (904) 697-0823 | [email protected]
• Marcy Yesalis: (214) 649-1676 | [email protected]
• Carmita Criss: (703) 850-1958 | [email protected]

Serving North Florida and South Georgia

05/18/2026

So grateful for everyone who joined us at the beautiful Esplanade community in St. Mary’s, GA! 💛 Great people, beautiful homes, lots of laughs, and such a fun day together. Thank you for your continued support and trust — we truly appreciate you all! 🏡

✨ JUST LISTED | Marshfront Opportunity in Yulee ✨Imagine waking up to peaceful marsh views, coastal breezes, and the nat...
05/06/2026

✨ JUST LISTED | Marshfront Opportunity in Yulee ✨

Imagine waking up to peaceful marsh views, coastal breezes, and the natural beauty of Old Florida right outside your future back door. 🌿🌊

📍 1293 Claxton Road | Yulee, FL

Rare 1.5 - 1.96 acre marshfront homesite offering the opportunity to create the custom retreat you’ve been dreaming about. Zoned OR, with NO CDD fees, giving you the freedom to build and enjoy your property your way.

🚤 Love life on the water? The John F. Claxton Boat Ramp is just steps away, launch your boat in minutes, and explore winding creeks, scenic marshes, and the open waters beyond.

Whether you envision a coastal cottage, elevated waterfront retreat, or a private escape surrounded by nature… this could be the setting where your next chapter begins.

📲 Ready to check out the property and explore the possibilities? Let’s connect.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
[email protected]

Offered at $205,000



You’re scrolling through listings in Fernandina Beach… 📱And suddenly you see it.“Under Contract.” 🏡From the outside, it ...
04/30/2026

You’re scrolling through listings in Fernandina Beach… 📱

And suddenly you see it.

“Under Contract.” 🏡

From the outside, it can look like the home sold almost overnight.

But what most people don’t see is the work that happened before that moment ever appeared online.

Behind every “under contract” sign in Fernandina Beach, there’s usually a lot happening quietly in the background.

Here’s some of the work that often happens before buyers even start touring the home:

📸 Preparing the home for the market
This might include decluttering, small repairs, staging, and professional photography so the home makes a strong first impression online.

🎯 Creating the pricing and marketing strategy
Pricing isn’t just about picking a number. It’s about positioning the home so buyers feel excited to schedule a showing and compete.

🤝 Networking with other agents and buyers
Sometimes the right buyer is already out there, they just need to know the home is coming soon.

📣 Building early interest
Teasers, private conversations, and early marketing can create momentum before the listing even goes live.

So when you see “under contract,” you’re really seeing the result of weeks of preparation coming together. ✨

Thinking about selling in Fernandina Beach and curious what that process actually looks like? Comment CONTRACT below or send me a DM — happy to walk you through my process.

Real Estate Guidance That Feels Like Home.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
📧 [email protected]

04/29/2026

You bought your home years ago in Nassau County. 🏡

Your mortgage payment has been on autopilot ever since… and life has just kept moving.

Which is totally normal.

But one thing many homeowners don’t realize is that mortgages can become outdated over time.

Not in a bad way, just in a way that may no longer match your current goals. Over the years, a lot can change.

📈 Your home’s value may have increased
Many homeowners have built more equity than they realize, which can open up options if you ever plan to move, renovate, or invest.

💰 Loan options evolve
Mortgage products and lending strategies change over time. Even if refinancing isn’t the right move, it’s helpful to understand what options exist.

📊 Your financial priorities shift
Maybe you’re thinking about downsizing, moving closer to work, helping family, or investing in another property.

A quick mortgage check-in doesn’t mean you need to change anything.
It simply means making sure your home is still working for your long-term plans — not just sitting in the background. ✨

Many homeowners in Nassau County are surprised by what they learn when they take a fresh look.

Have you checked in on your mortgage recently?

Comment MORTGAGE below or send me a DM if you’d like to be connected with a great local lender who can walk through your options.

Real Estate Guidance That Feels Like Home.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
📧 [email protected]

Spring real estate in Saint Johns can move fast. 🌸🏡Homes are getting more showings, buyers are motivated, and once a pro...
04/28/2026

Spring real estate in Saint Johns can move fast. 🌸🏡

Homes are getting more showings, buyers are motivated, and once a property goes under contract the timeline can suddenly feel compressed.

But even when things are moving quickly, there are a few things I refuse to skip during a spring sale.

Because rushing the wrong step can create bigger problems later.

First, I take time to carefully review the contract. 📝
Every detail matters. Timelines, contingencies, financing terms. I want everyone to understand exactly what’s in the agreement so there are no surprises later in the process.

I also make sure inspections are handled thoroughly. 🔍
Even in a competitive market, inspections help buyers understand the condition of the home and give everyone clarity moving forward.

And I stay on top of communication the entire time. 📞
A smooth transaction usually comes down to consistent updates between buyers, sellers, lenders, title companies, and agents. I make sure everyone knows what’s happening and what comes next.

Spring markets can feel exciting and fast-paced.
But my goal is never just getting a home under contract. It’s getting everyone all the way to a successful closing. 🎯

Curious what actually happens behind the scenes once a home goes under contract in Saint Johns?

Comment SALE below or send me a DM and I’m happy to walk you through my process. 💬

Real Estate Guidance That Feels Like Home.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
📧 [email protected]

There’s something about spring in St. Augustine. The air smells like fresh coffee and flowers. Streets buzz with neighbo...
04/26/2026

There’s something about spring in St. Augustine. The air smells like fresh coffee and flowers. Streets buzz with neighbors walking dogs, kids biking, and people laughing at patios they forgot they had.

I see it every year. Buyers and sellers walking through homes suddenly stop and say, “Oh, that’s why we picked this street. That’s why we moved here.” It’s not the walls, the square footage, or even the kitchen—it’s the life happening around them.

☀️ Morning walks along Memorial Presbyterian Church Trail make even the busiest schedules feel calm.

☕ The local coffee shop on King Street is packed not just for the latte, but for the conversations and familiar faces.

🌿 Small touches like window boxes, neighborhood gardens, or the smell of spring air turn a house into a home.

Spring puts everything on display — the rhythm of the community, the little joys, the moments people didn’t realize they missed in winter. And that’s the secret buyers don’t always see online.

Want to show your listing in a way that makes someone stop and say, “This is it”? Or curious how to find the neighborhoods that make life feel effortless in St. Augustine? DM me or tag a friend who needs a reminder of why they love it here. 🏡

Real Estate Guidance That Feels Like Home.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
📧 [email protected]

04/25/2026

In a competitive market in Jacksonville, I often hear buyers say the same thing:

“If we offer the most money, we’ll win the house.” 🏡

Price definitely matters… but it’s not always the only reason an offer gets accepted.

In fact, I’ve seen situations where a seller chose a different offer, even when it wasn’t the highest one.

Why?

Because sellers look at the entire offer, not just the price.

Here are a few things that often make an offer stand out for buyers in Jacksonville:

💰 Strong, realistic pricing – Of course the price matters, but sellers also look for offers that feel solid and well-supported by the market.

📄 Clean contract terms – Fewer contingencies, clear timelines, and well-written contracts can make a big difference. Sellers often prefer offers that feel smooth and predictable.

🏦 Proof the buyer is ready to move forward – A strong pre-approval and clear financial readiness show sellers that the deal is more likely to close successfully.

⏱ Responsiveness and timing – When a home has a lot of interest, the buyers who move quickly and communicate clearly often rise to the top.

Winning a home isn’t always about offering the most, it’s about presenting the strongest overall offer. 🎯

Have you ever lost out on a home you really wanted in Jacksonville?

Comment OFFER below or send me a DM and I can share a few strategies that help buyers compete more confidently.

Real Estate Guidance That Feels Like Home.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
📧 [email protected]

Spring is here in Yulee and everyone is out looking at houses. I see it every year. Two buyers walk into the same neighb...
04/23/2026

Spring is here in Yulee and everyone is out looking at houses. I see it every year. Two buyers walk into the same neighborhood, same price range, same checklist. One leaves stressed and disappointed. The other leaves excited, feeling like they just unlocked a secret.

The difference? The 3 questions they asked before writing an offer… plus I added 2 BONUS questions below 🙂

💡 Do you know which streets actually get scooped up first? Most buyers just see a listing and move on. Timing and neighborhood knowledge matter more than most people realize.

💡 What will it really cost to live here? Not just the mortgage, but little things that sneak up, HOA quirks, seasonal yard work, or even parking fees.

💡 When is the right time to throw in an offer? It is not random. Knowing the rhythm of the market gives you leverage.

💡 How can I make my offer stand out without overpaying? Most buyers forget that terms, not just numbers, can win the day.

💡 Does this home fit my life, not just my budget? Morning coffee spots, traffic, weekend vibes — your daily life is part of the purchase.

I’ve watched buyers in Callahan who ask these questions glide through multiple offers while others get stuck on the sidelines. It is not luck. It is preparation and insight.

Curious which of these questions you might be skipping right now? DM me so we can strategize together. 🏡

Real Estate Guidance That Feels Like Home.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
📧 [email protected]

04/22/2026

It’s one of the most common things buyers in Yulee say in the spring market:

“We’ll just offer asking.” 🏡

And in some markets, that might work.

But during a busy spring season, offering the asking price alone often isn’t what wins the home. ❌

When more buyers are actively shopping, the homes that are well-prepared and well-priced tend to attract multiple offers — sometimes within the first few days on the market.

That’s when strategy really matters.

Here are a few things buyers in Yulee often focus on beyond just the price:

📑 Strong terms – Things like flexible timelines, clean contracts, and fewer contingencies can make an offer more attractive to a seller.

💰 Proof of preparation – Pre-approval letters and clear financial readiness show sellers you’re serious and able to move forward smoothly.

⏱ Timing and responsiveness – In a competitive market, waiting too long to schedule a showing or submit an offer can mean missing the opportunity.

The goal isn’t always to offer the most money, it’s to present the strongest overall offer. 🎯

Spring markets can move quickly, but the right strategy helps buyers in Yulee stay competitive without feeling rushed.

Have you ever lost out on a home in a competitive market?

Share your experience below or DM me SPRING if you want to talk through how to prepare before the next one hits the market.

Real Estate Guidance That Feels Like Home.

Joanne Patience
Iron Valley Real Estate North Florida
Florida Georgia Connection Team
📞 904-588-2673
📧 [email protected]

Address

76000 William Burgess Boulevard , Suite 2
Yulee, FL
32097

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