Hayley Hager - TPR Real Estate Group

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Hello, Fall! 🍁 The holidays are right around the corner, and I’m ready for all of it. Pumpkin patches, local events, sup...
10/05/2026

Hello, Fall! 🍁

The holidays are right around the corner, and I’m ready for all of it. Pumpkin patches, local events, supporting small businesses, spending time with family and friends, and finding little reasons to get out and enjoy our community.

One of my favorite things about living in Northeast Florida is that there’s always something new to discover.

If you have a favorite local pumpkin patch, fall event, or holiday tradition, send it my way or feel free to share for others! I’m always looking for the next place to explore.

Here’s to a fun few months ahead and making the most of where we call home.

🇺🇸  VA buyers, let’s talk about seller concessions!You may or may not know that we can ask for up to 4% in seller conces...
09/12/2026

🇺🇸 VA buyers, let’s talk about seller concessions!

You may or may not know that we can ask for up to 4% in seller concessions. If you didn't, today is your lucky day! But now that you know you can, the real question is:

What would you actually want those funds to help with? A lower interest rate? Prepaids? Your VA funding fee? Something else?

There’s more strategy involved than simply asking for “4%.” Knowing what you can use those funds for and how to structure your offer can make a big difference.

So I want to know: If you were buying with a VA loan, what would you want the seller concessions to help cover?

Feel free to drop your answer in the comments 😀

As always, I'm here to provide you with the best support as you navigate these transactions. Let me know how I can help!

09/08/2026

VA LOAN QUIZ 🇺🇸

A veteran is buying a home with a VA loan. The seller wants to help cover some of the buyer’s costs.

How much can the seller contribute toward certain buyer expenses?

A. 2% of the purchase price
B. 3%
C. 4%
D. There’s no limit

Drop your answer below! 👇

09/01/2026

🏡 AFFORDABLE NEW CONSTRUCTION IN NASSAU COUNTY!

If you’re looking for a new construction home in Northeast Florida, put Liberty Cove in Yulee on your radar!

✨ Homes starting in the mid $300s
✨ 3–4 bedrooms
✨ 2–2.5 baths
✨ 2-car garages
✨ Modern finishes + smart-home features
✨ Planned pool, playground & walking trails

📍 MILITARY & VA BUYERS — LOOK AT THIS LOCATION!

Liberty Cove puts you within reach of some of the area’s major military installations:

🇺🇸 Naval Submarine Base Kings Bay
🇺🇸 Naval Air Station Jacksonville
🇺🇸 Naval Station Mayport
🇺🇸 Jacksonville Air National Guard Base

Plus, you’re close to I-95, Jacksonville, Fernandina Beach and Amelia Island!

For PCS families or anyone looking to use their VA loan for new construction, this is one community worth exploring!

Message me for current availability, pricing & incentives.

08/27/2026

Question for my VA buyers.. 🇺🇸

What’s ONE thing you wish you would’ve known before buying your first home?

Here are some examples:

- The difference between a VA appraisal and a home inspection

- How much you can actually get in seller concessions

- How the VA funding fee works and what you’ll pay

- What VA loans actually require from the buyer

I’m thinking about turning your answers into a little series, so tell me yours! I want the real answers. What would you tell the next military family getting ready to buy?

Why I Started in Real EstateI get asked a lot, “Why did you get into real estate?”For me, it started with my own experie...
08/24/2026

Why I Started in Real Estate

I get asked a lot, “Why did you get into real estate?”

For me, it started with my own experiences with moving, PCSing, and seeing firsthand how overwhelming the process of buying a home can be. Especially from out of state!

Being part of a military family has given me a unique perspective on relocation. I understand the uncertainty of moving somewhere new, learning a new area, making big decisions from a distance, and trying to turn a new house into home.

That experience is a big part of why VA and military relocations have become the area of real estate where I feel strongest.
But I don't only work with VA buyers or military families.

I work with first-time buyers, move-up buyers, sellers, investors, and anyone else who needs someone in their corner.

What matters most to me isn't the type of loan you're using or where you're coming from. It's making sure you understand the process, feel comfortable asking questions, and have someone advocating for you from start to finish.

Real estate wasn't something I got into because I just wanted to sell houses.
I got into it because I genuinely enjoy helping people through big transitions and being the person they can count on when things get complicated.

If that’s who you’re looking for, I’m your girl. 🙌🏼

Had an amazing Lunch and Learn today with a focus on tax preparation as Realtors. Everyone’s favorite subject, right? 😂 ...
08/19/2026

Had an amazing Lunch and Learn today with a focus on tax preparation as Realtors. Everyone’s favorite subject, right? 😂 I’ll take all the help I can get in this area.

TPR Tip Tuesday: VA Appraisal vs. Home InspectionI work with a lot of VA buyers, and this is one of the biggest misconce...
08/18/2026

TPR Tip Tuesday: VA Appraisal vs. Home Inspection

I work with a lot of VA buyers, and this is one of the biggest misconceptions I see:

A VA appraisal is NOT a home inspection.
The appraisal is about the home’s value and VA requirements.

The inspection is about the condition of the home.

And in Florida, a clean WDO is required for VA loans.

Appraisal = value.
Inspection = condition.
WDO = required.

Know the difference before you get to closing, or call me and I’ll make sure you’re squared away. 😉

This past January, I took a pretty big leap and made a total career change.I've been a paralegal for most of my adult li...
08/17/2026

This past January, I took a pretty big leap and made a total career change.

I've been a paralegal for most of my adult life, but I knew I wanted to do something more. I wanted a career where I could make an impact in my community, build relationships, and genuinely help people through some of life’s biggest transitions.

So I took a chance on real estate.

And I can honestly say, I absolutely love this career.

To every client who has trusted me to help you find your home, achieve a dream, navigate a move, or start your next adventure, thank you. From the bottom of my heart, and from my family’s hearts, thank you for trusting me.

These reviews mean more to me than you probably realize. They remind me that taking that leap was worth it.

I’m so grateful for every person who has trusted me, referred me, encouraged me, and allowed me to be a small part of such a big chapter in their lives.

I love what I do, and I’m so thankful I get to do it. Here’s to many more homes, adventures, and friendships along the way.

Address

Yulee, FL
32041, 32097

Telephone

+19046241606

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