Chris Jarvis, Realtor

Chris Jarvis, Realtor Hi I’m Chris! I’ve held a real estate license since 2005. I’d love to help you buy your next home or sell your current home!


🏠 🏠 🏠 🏠 🏠

09/19/2026

A new Federal Reserve rate hike just made the mortgage landscape more interesting for southeastern Ohio buyers and sellers. 📈

While the Fed’s recent move doesn’t set mortgage rates directly, it does signal that borrowing costs are likely to stay on the higher end. Lenders and markets had already braced for this shift, so many home loan offers had priced it in. Even so, the effect on affordability is real, especially with local mortgage rates edging higher than national averages.

The biggest impact? Monthly payments for new purchases and refinances feel more expensive, and some buyers could see loan eligibility get tighter. Fixed-rate mortgages are influenced by longer-term trends, while adjustable-rate options react more immediately to changes like this.

For anyone thinking of buying or selling a home in southeastern Ohio, staying focused on your budget and being prepared with the right loan type matters more than trying to catch the perfect rate. 🏡

Curious how these shifts affect your own plans or eligibility? Let’s talk in the comments, what’s on your mind? 💬

We Always Have Time For You!
www.CarolGoffRealEstate.com

09/17/2026

Owning a home in means your name goes on the deed from day one, even if there’s a mortgage in place. 🏡

That deed shows you hold legal ownership, while the mortgage is a lien, an official claim the lender places to protect its interest if the loan isn’t repaid. When you pay off the mortgage, the lender files paperwork to remove that lien, but the deed itself doesn’t change hands. Instead, your title becomes “clear,” yet you’re still responsible for important obligations like property taxes and insurance, which used to be managed by your lender through escrow.

It surprises many that even after the mortgage is gone, skipping tax bills or insurance can threaten your ownership. In Ohio, missed property taxes can result in tax liens or even a forced sale, no matter how long you’ve “owned free and clear.” The big takeaway? Legal ownership and the lender’s rights are two different things, and keeping your name on the deed means staying on top of every obligation.

We Always Have Time For You!
www.CarolGoffRealEstate.com

09/11/2026

😂

08/22/2026

Thinking of a new car, vacation, or furniture before closing on your new home? Here’s what lenders wish more buyers knew. 🚗🛋️✈️

Big-ticket purchases and new credit accounts can have an impact when you’re preparing for a mortgage. Taking on fresh debt or financing large items might seem harmless, but it can shift your credit profile just when it matters most. Lenders look for stability, so any new obligation can complicate approval or even delay your closing.

Instead, focus on keeping your finances steady. Pay existing bills on time, hold off on big purchases, and double-check your credit reports for any surprises. Wait to celebrate with upgrades or getaways until your loan is finalized and the keys are in hand.

We Always Have Time For You!
www.CarolGoffRealEstate.com

I’ll get your property sold for sure, but don’t expect me to bring Jason Momoa 😂
08/19/2026

I’ll get your property sold for sure, but don’t expect me to bring Jason Momoa 😂

😂😂
08/15/2026

😂😂

08/15/2026

Photos, maps, description for 3985 Valley View Road Zanesville, OH. Search homes for sale, get school district and neighborhood info for Zanesville, OH on carolgoffrealestate.com -- Real Estate Search.

08/15/2026

Lenders see your whole financial story, not just a score, when you apply for a mortgage or other big purchase. 🏠✨

That’s why pulling your credit report before making an offer isn’t just smart, it can shape your entire buying power. Even a simple error or outdated item could mean the difference between approval or a better deal.

It only takes a little time to review the report, section by section, and spot anything that doesn’t look right. Correcting mistakes or clearing up outdated accounts is a step that can help your application stand out, especially when the local market moves fast.

We Always Have Time For You!
www.CarolGoffRealEstate.com

Address

1108 Maple Avenue
Zanesville, OH
43701

Website

Alerts

Be the first to know and let us send you an email when Chris Jarvis, Realtor posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category