Denise Fraguela Real Estate

Denise Fraguela Real Estate Certified Residential Specialist
I had to sell 60 transactions total over the last 5 years. DENISE L. Thomas Board of REALTORS®:
St.

Education: 30 credits
Denise Fraguela is a Certified Residential Specialist (CRS) with the highest credential awarded to residential sales agents and brokers. FRAGUELA, CRS, ABR, SRS, AHWD, e-PRO
Principal Broker/Owner
DENISE FRAGUELA REAL ESTATE, LLC
'Moving Properties in Paradise'
Office/Cell: (340) 344-1832

Director-At-Large:
Virgin Islands Territorial Association of REALTORS® 2019-2021

C

ERTIFIED BY NATIONAL ASSOCIATION OF REALTORS® - CRS,
CERTIFIED RESIDENTIAL SPECIALIST
CERTIFIED BY NATIONAL ASSOCIATION OF REALTORS® - ABR,
ACCREDITED BUYER REPRESENTATIVE
CERTIFIED BY NATIONAL ASSOCIATION OF REALTORS® - SRS,
SELLER REPRESENTATIVE SPECIALIST
CERTIFIED BY NATIONAL ASSOCIATION OF REALTORS® - e-PRO,
CERTIFIED e-PRO REALTOR®
CERTIFIED BY NATIONAL ASSOCIATION OF REALTORS® - AHWD,
AT HOME WITH DIVERSITY
CERTIFIED BY NATIONAL ASSOCIATION OF REALTORS®
REALTOR® AND CODE OF ETHICS

St. Thomas Board Of Realtors (41 year resident)
Past President-Elect: St. Thomas Chamber of Commerce Member

Mailing:
DENISE FRAGUELA REAL ESTATE, LLC
PMB 262, 8168 Crown Bay Marina
STE 505
St. Thomas, USVI 00802-5819

If you have a dream, it's definitely achievable through
hard work, through dedication, sacrifice, everything.
-- Carli Lloyd

21/08/2026

Urgent: Ongoing Homestead Exemption Issue and Request for Resolution

Good afternoon,

I am writing because I am extremely frustrated and disappointed with the continued handling of my Homestead Exemption.

I have left several messages for Ms. George at 340-774-2991, extension 4323, and I have yet to receive a return call.

For approximately two years, I have been working with Ms. Wallace/Willis regarding this issue. I previously had my Homestead Exemption for three years, and then it was removed. I have been trying ever since to get this corrected.

I was also specifically advised not to pay the disputed $400 for 2025. I explained that I had a check ready for the taxes owed, minus the $400, because I had been instructed not to pay that amount. When I recently reminded the office of those instructions, instead of addressing what I had previously been told, I was referred to Ms. George.

Now I cannot even get Ms. George to return my calls.

One of the issues apparently concerns the trust I established. This trust is not a business. This should be something that can be verified through DLCA or, if necessary, directly with my attorney. I simply need someone to communicate with me and tell me exactly what documentation is required to resolve this once and for all.

To make matters worse, the tax forms I submitted for 2024 have apparently been lost by the office. Those documents contained my personal information, and I find it extremely concerning that no one can account for where they are. I had to complete and submit the paperwork again for 2025.

I stood in line on an extremely hot day two years ago, along with many other property owners, to address these Homestead Exemption issues. Others have received their exemptions, while I am still trying to correct mine two years later.

This situation has gone on far too long. I am asking for someone with the authority to review my entire file, contact me directly, and provide a clear explanation of:

1. Why my Homestead Exemption was removed after I had received it for three years;
2. What is still required to reinstate it;
3. How the trust is affecting my exemption and what verification you require;
4. What happened to my 2024 documents containing my personal information; and
5. How the $400 for 2025 will be handled, since I was specifically instructed not to pay it.

I have made every effort to comply with the requirements and resolve this through the proper channels. The lack of communication, lost paperwork, conflicting information, and inability to receive a return phone call are unacceptable.

Please have Ms. George, or a supervisor who has the authority to resolve this matter, contact me as soon as possible.

Thank you,

Denise Fraguela

OWNER FINANCING POSSIBLE!!! Caret Bay West: This 5.75(+/-) ACRES w/WELL on the Northside holds profound significance for...
18/08/2026

OWNER FINANCING POSSIBLE!!! Caret Bay West: This 5.75(+/-) ACRES w/WELL on the Northside holds profound significance for all who were fortunate to know the family that cultivated it. This land was once owned by a family who farmed the property, so it boasts a very large 'WELL' right on site. This unique offering is rare, especially on the North Side, where properties with this much acreage and elevation are seldom available. .A paved road provides easy access to the lot, making it simple to divide into saleable lots or to create your estate. If you're looking for an easy building site, this land provides that opportunity. Enjoy the cool, fresh trade winds daily while experiencing ultimate privacy and tranquility, all surrounded by nature's beauty.

OWNER FINANCING POSSIBLE!!! Caret Bay West: This 5.75(+/-) ACRES w/WELL on the Northside holds profound significance for all who were fortunate to know the family that cultivated it. This land was once owned by a family who farmed the property, so it boasts a very large 'WELL' right on site. This un...

RENTAL:Stunning views South to downtown Charlotte Amalie and Southwest of the sunset, from this 2BR, 2BA lower-level apa...
18/08/2026

RENTAL:
Stunning views South to downtown Charlotte Amalie and Southwest of the sunset, from this 2BR, 2BA lower-level apartment. Partially furnished with beds, couch and major appliances. Terrific location - 5 minutes to town, 10 minutes to Magen's Bay, 5 minutes to grocery and gas on the Northside. Smoking not permitted. One indoor cat may be okay with approval and pet deposit.

Stunning views South to downtown Charlotte Amalie and Southwest of the sunset, from this 2BR, 2BA lower-level apartment. Partially furnished with beds, couch and major appliances. Terrific location - 5 minutes to town, 10 minutes to Magen's Bay, 5 minutes to grocery and gas on the Northside. Smoking...

BUSINESS FOR SALE IN A HIGH TRAFFIC LOCATION:Only thing missing is a bow on the top! This turnkey restaurant c:omes with...
18/08/2026

BUSINESS FOR SALE IN A HIGH TRAFFIC LOCATION:
Only thing missing is a bow on the top! This turnkey restaurant c:omes with everything you would want as the new proprietor. LLC, Name, Leasehold, menu recipes, inventory, order guides, food cost spreadsheets DOWN TO THE PENNY... Build-out completed Fall 2025, this is a practically brand new restaurant that has shown a consistent and impressive increase in sales with locals and visitors alike. Location can't be beat, mid-island next to movie theater, gym, pet store and Cost-U-Less! Proof of Funds and NDA required for financials. All information provided by Seller. No Real Estate is included in this sale.

Only thing missing is a bow on the top! This turnkey restaurant comes with everything you would want as the new proprietor. LLC, Name, Leasehold, menu recipes, inventory, order guides, food cost spreadsheets DOWN TO THE PENNY... Build-out completed Fall 2025, this is a practically brand new restaura...

RENTAL: THIS IS ONE (OF TWO!) terrific 2BR/1BA apartments located less than 10 minutes from UVI-Brewers Bay-Airport. Pho...
18/08/2026

RENTAL:
THIS IS ONE (OF TWO!) terrific 2BR/1BA apartments located less than 10 minutes from UVI-Brewers Bay-Airport. Photos are of this specific unit. Vaulted ceilings, AC in both bedrooms and a bonus backyard! Stunning SW view from your covered spacious porch. Auto-generator to say HAHA when WAPA strikes and PLENTY of parking! Unfurnished with W/D hookup. New Appliances. New AC units. This building is sturdy, clean and secure. Landlord takes great care of his properties. No pets but Landlord does have other rentals that permit pets so feel free to inquire!

THIS IS ONE (OF TWO!) terrific 2BR/1BA apartments located less than 10 minutes from UVI-Brewers Bay-Airport. Photos are of this specific unit. Vaulted ceilings, AC in both bedrooms and a bonus backyard! Stunning SW view from your covered spacious porch. Auto-generator to say HAHA when WAPA strikes a...

RENTAL THIS IS ONE (OF TWO!) terrific 2BR/1BA apartments located less than 10 minutes from UVI-Brewers Bay-Airport. Phot...
18/08/2026

RENTAL
THIS IS ONE (OF TWO!) terrific 2BR/1BA apartments located less than 10 minutes from UVI-Brewers Bay-Airport. Photos are of this specific unit. Vaulted ceilings, AC in both bedrooms and a bonus backyard! Stunning SW view from your covered spacious porch. Auto-generator to say HAHA when WAPA strikes and PLENTY of parking! Unfurnished with W/D hookup. New Appliances. New AC units. This building is sturdy, clean and secure. Landlord takes great care of his properties. No pets but Landlord does have other rentals that permit pets so feel free to inquire!

THIS IS ONE (OF TWO!) terrific 2BR/1BA apartments located less than 10 minutes from UVI-Brewers Bay-Airport. Photos are of this specific unit. Vaulted ceilings, AC in both bedrooms and a bonus backyard! Stunning SW view from your covered spacious porch. Auto-generator to say HAHA when WAPA strikes a...

THIS is the rental you have been looking for - DOG FRIENDLY with a HUGE YARD that is FENCED IN! This is a freshly painte...
18/08/2026

THIS is the rental you have been looking for - DOG FRIENDLY with a HUGE YARD that is FENCED IN! This is a freshly painted 2-bedroom, 1-bath apartment with the feel of a home for you and your pets. Parking for three vehicles. Auto Generator and brand-new refrigerator. Vaulted ceilings and 18-inch concrete walls to keep the cool and quiet in. Adjacent Unit ( #1) available as well if desired to combine. See MLS #26-780. 24-hour-notice required to show.

THIS is the rental you have been looking for - DOG FRIENDLY with a HUGE YARD that is FENCED IN! This is a freshly painted 2-bedroom, 1-bath apartment with the feel of a home for you and your pets. Parking for three vehicles. Auto Generator and brand-new refrigerator. Vaulted ceilings and 18-inch con...

PET FRIENDLY RENTAL: Freshly-painted, beautiful two story house for rent in serene Estate Hope. Left side of a meticulou...
18/08/2026

PET FRIENDLY RENTAL: Freshly-painted, beautiful two story house for rent in serene Estate Hope. Left side of a meticulously maintained duplex, this house offers 2 bedrooms and 2 bathrooms with a very large first-floor office space that can easily be used as a third bedroom. Fully-fenced and gated property with spacious patios and outdoor seating. DOG/CAT FRIENDLY with deposit and Landlord approval. Auto generator and brand-new refrigerator. 6-minute drive to Brewer's Bay. Adjacent Unit ( #2) also available. See MLS #26-781. 24-hour notice required to show.

Freshly-painted, beautiful two story house for rent in serene Estate Hope. Left side of a meticulously maintained duplex, this house offers 2 bedrooms and 2 bathrooms with a very large first-floor office space that can easily be used as a third bedroom. Fully-fenced and gated property with spacious....

Address

8124 Subbase, PMB 262
Charlotte Amalie
00802

Opening Hours

Monday 07:00 - 22:00
Tuesday 07:00 - 22:00
Wednesday 07:00 - 22:00
Thursday 07:00 - 22:00
Friday 07:00 - 22:00
Saturday 07:00 - 22:00
Sunday 07:00 - 22:00

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