Curt Green dba Greenlight Mortgage

01/10/2024

What a delightful home! PM me today to get a mortgage pre-approval to make this one yours.

Abundant natural light in this Depression-Era English tud...

11/10/2023

CLEARED TO CLOSE IN 14 DAYS.
Cash-out refinance.

Before you ask your self "why someone would refinance at today's rates", consider the following:

Most people who take out the more expensive 30y fixed rate mortgage will only be in that loan for 3-5 years...negating any benefit from a 30year rate lock.

Many people today are sitting on a rather impressive equity stake that could drastically improve their overall financial position if they would just release some of it...yet most will unfortunately either suffer unnecessarily by crushing debt or worse, leave all of that tied up in one asset. You wouldn't tie up all your wealth in one stock would you? Releasing some of that today would allow you to diversify...besides, if the market were to crash you would then have nothing. Well, except all that 28% debt.

In this case, the client will relieve himself of massive debt, improve his monthly cash flow by over 1000, and walk away from the table with some cash too. He understands he won't be in that loan for very long, so the rate was insignificant to him...and the relief he acquired priceless.

10/17/2023

Frankie is drowning in high-interest credit card debt.
Frankie has equity in his home.
Frankie realized that paying 6% is better than paying 28%.
Frankie is saving $1000.00/month now.
Frankie is smart.
Be like Frankie.

Call or text Curt today. He helped Frankie and he can help you.
209-505-8679
NMLS1919552

09/26/2023

About this time in 2008, Apple stock was trading for 3.46/share.
3 years later, it was trading for 13.62/share.

Now, did the people who missed the boat in 2008 use that as an excuse NOT to buy it in 2011? Hopefully not, because if they didn't, and they still haven't, they left a lot of money on the table...right?

Too many people today are using that same argument as an excuse not to buy a home today..."well, the rates went up so I'm going to wait for them to come down."

What if they don't come down? Right now, if you're renting the average home in California, it's COSTING YOU OVER 1000/MONTH MORE to rent versus buy. I recorded a video on that recently and I'll post it again for your benefit...but if you're using rates as an excuse (and that's what it is) not to improve your life and own a home, you're not fooling anyone but yourself.

The choice is yours...keep paying your landlord's mortgage, or become your own landlord. Using higher rates as an excuse just puts you in the same company as the person who didn't buy Apple stock at 13.62 because he missed out on the 3.46 price. Those who took the leap still made a ton of money.

The real question you should be asking yourself is," Does it make sense to own my home?" Sure it does!
*security of ownership
*fixed payment schedule
*tax benefits
*wealth creation through equity

Those who purchased a home just a few years ago have added six figures to their net worth already. Those who kept renting have lost 12k/year over and above their rent. Isn't it YOUR turn?

Call me or PM me to set up a time to discuss your situation. If, for some reason, we can't make it happen today, I'll put you on a path to home ownership and stick with you until we do get it done.

Send a message to learn more

09/26/2023

You: What's my rate? What rate do I qualify for?
Me: Whatever rate you want...let me explain.

You can get whatever rate you want

03/24/2023

A mortgage is not just another bill...it can and should be used as a vehicle to create wealth. You've been taught that rates are what matters...it's just not so. Here's an example.

Why you should consider a refinance...yes, even at a higher rate.

02/15/2023

We hope you have a great Valentine's Day!

02/08/2023

What do you want your mortgage rate to be?
Check out this video for some great information.

https://vid.us/wlkssi

We can help with that!

You can get whatever rate you want

11/07/2022

Conventional mortgage products to help manufactured home owners tap their equity when need be. Cash-out, rate-term refinance, and purchase now available for manufactured homes.
Don't get stuck paying the high fees associated with FHA products...call me today for a free assessment.

10/21/2022

If you think that 30y fixed rate mortgage is the best product for you to be in, this may cause you to revisit that.

30yfixedv10/1ARM

08/26/2022

You ask your realtor a question, and they say, “call the lender.”
You ask the lender a question, and they say, “call the realtor.”
Ugh.
You don’t have time for that.
What if your realtor WAS your lender?
…The entire transaction is handled under one roof.
…One point of contact to guide you through the whole process.
Are you ready for that? Call, text, or PM me. 209-505-8679