Carmel Real Estate By Theresa Volk

17/02/2026

“Veterans — did you know you can buy a home with zero dollars down and no monthly mortgage insurance? 🇺🇸

If you’ve served, this benefit was earned — and you can even use it more than once.

Let me show you how to use your VA loan the smart way.”

13/02/2026

Introducing Bedford Falls of Carmel. An Intimate 55+ Active Lifestyle Community. Call today for more details and a tour of the homes (317) 340-6680

The Bedford Falls Difference Better Living By Design. Exclusively Built by Legacy Builders Hurry, Only 24 Homes Left! Call today Homegrown and Locally Inspired Introducing Bedford Falls of Carmel. An intimate 55+ Active Lifestyle community. With life-enhancing amenities and only 34 semi-custom luxur...

07/01/2026

07/01/2026

ATTENTION "CARMEL" RENTAL HOME OWNER'S - INVESTORS

Don't forget: Carmel rental registration due January 31, 2026
If you or your clients currently lease single-family rental properties (including condos and townhomes) in Carmel, it's important to register for the city's new registry and permitting program by January 31, 2026. Registering by this deadline qualifies the property for legacy status.

Legacy status ensures that a rental property will receive a permit even if the percentage of rentals in a neighborhood hits the 10% cap. Legacy status remains in place until the property changes ownership or until a violation occurs that could result in permit revocation.

Beginning February 1, 2026, Carmel will start enforcing the new requirements. Properties that are not properly registered by then may face fines. Keep in mind that the city offers several exemptions to the registry, and individual HOAs may have their own rental restrictions, which can sometimes be more restrictive than city rules. Be sure to review the specifics that apply to your property to ensure full compliance.

Carmel charges an annual $5 registration fee per property, and late payments may incur fees of up to $200. For full details or to register a property, visit the Carmel Rental Registry page or call 317.571.2417. https://www.carmel.in.gov/274/Rental-Registration-of-Single-Family-Dwe?

Carmel’s single-family rental registry and cap ordinance was approved by the City Council on Monday, June 2, 2025.

17/11/2025

ATTENTION: Rental Property Owners in Carmel & Fishers, Indiana

All long-term rental properties in Carmel and Fishers must be registered by December 31, 2025.

On Monday, April 21, 2025, the Fishers City Council voted unanimously to implement the Home Rental Registration & Permitting Program under Fishers Code of Ordinances Chapter 163.
Rental registration opens June 2025, and enforcement begins January 1, 2026.

Due to new rental registry and permitting requirements in both Fishers and Carmel, all single-family rental properties—including condos and townhomes—must register with the city and obtain a permit in order to legally operate. Current rental properties must register by December 31, 2025 to receive Legacy Status or they may be restricted by the new 10% rental cap per subdivision.

Important Deadlines & Consequences

Register by December 31, 2025 to qualify for Legacy Status

Legacy Status guarantees a rental permit regardless of the 10% cap

Owners who do not register by the deadline will not be eligible for Legacy Status and may be denied a permit if their neighborhood reaches the 10% limit

Enforcement begins January 1, 2026

Properties that do not register may face fines and penalties

What Is Legacy Status?

Legacy Status ensures a property will receive a rental permit regardless of neighborhood rental density, as long as registration is completed by December 31, 2025.
Permits remain valid until the property ownership changes or a violation causes permit revocation.

HOA Considerations

Some homeowners associations (HOAs) have implemented additional rental restrictions.
HOA rules may be stricter than city requirements, so it is important to review subdivision guidelines carefully.

Fees

Fishers: No registration fee

Carmel: $5 per property for an annual permit

How to Register

Fishers Registration

Rental registry page (opens June 2025)

Email: [email protected]

Phone: 317-595-3111

Carmel Registration

Carmel’s rental registry is not yet active

A pre-registration form is available, and officials anticipate the system will be live by December 1

Visit the Carmel registry page for updates

19/12/2023