KORB Capital, INC

09/11/2025

10/26/2023

In the lead-up to applying for your mortgage, you’re going to want to make sure that all of your ducks are lined up to make the process go as smoothly as possible. Keep all important financial paperwork readily available, even if you think you don’t need it. Lenders can request specific pieces of information so compile all of your paperwork together and keep it somewhere that is easily accessible.

Aarón Haith, BRE # 01930102 📱310-902-2617

10/24/2023

What is a mortgage?:

A mortgage is a loan you use to purchase a home. It’s a legal agreement in which a mortgage lender pays for your house in full with the expectation that you will repay them back (with interest) over a set period of time. Mortgages allow homebuyers to purchase homes even if they don’t have all the money immediately available to purchase them upfront.

Aarón Haith, BRE # 01930102 📱310-902-2617

10/20/2023

Aarón Haith, BRE # 01930102 📱310-902-2617

10/17/2023

Once you receive your pre-qualification figure from your lender, you can begin looking into various mortgage programs that may be available to you, based on your current circumstances. During this process, your lender will be your best friend as they will help guide you through your application. Make sure to provide all requested information in a timely fashion so you can quickly and easily receive your mortgage pre-approval. Aarón Haith, BRE # 01930102 📱310-902-2617

10/16/2023

Whilst it’s amazing if you’re able to receive a cash down payment gift from your family, it’s also important to remember to notify your lender of this information. Keep a paper trail of all large financial transactions so they won’t be questioned later, holding up your mortgage application process.

Aarón Haith, BRE # 01930102 📱310-902-2617

10/12/2023

You may hear people talking a lot about credit scores, but what exactly does that mean and why is it important for taking out a mortgage? Essentially, credit scores are the numerical representation of your financial situation. How much debt you have, whether you responsibly make payments and how you manage your credit accounts all play a part in your credit score. When it comes time to apply for your mortgage, your credit score will be a huge factor so make sure you know where you stand.

Aarón Haith, BRE # 01930102 📱310-902-2617

10/06/2023

An annual percentage rate (APR) is a broader measure of the cost of borrowing money than the interest rate. The APR reflects the interest rate, any points, mortgage broker fees, and other charges that you pay to get the loan. For that reason, your APR is usually higher than your interest rate.

Aarón Haith, BRE # 01930102 📱310-902-2617