FHA Home Loans in Oklahoma NMLS #294163

FHA Home Loans in Oklahoma NMLS #294163 Our mortgage experts give you the individual attention you deserve and treat you right. This page is dedicated to FHA financing information.

We know you're making a commitment in purchasing a home, refinancing or tapping into your home equity.

FHA appraisers follow the HUD guidelines for minimum property standards. Homes must meet the following appraisal require...
09/10/2024

FHA appraisers follow the HUD guidelines for minimum property standards. Homes must meet the following appraisal requirements, or be repaired to meet requirements, to be approved for an FHA loan:

- Must have an undamaged exterior, foundation and roof
- Must have safe and reasonable property access
- Must not contain loose wiring and exposed electrical systems
- Must have all relevant utilities, including gas, electricity, water and sewage functioning properly.
- Must have a working, permanent heating system that can heat the property adequately
- Must have surfaces free of chipping or peeling lead-based paint
- Must have adequate access to attic spaces and natural ventilation in crawl spaces
- Must have access to potable water
- Must be free from wood-destroying insect infestations
- Must not have interior and exterior health and safety hazards, such as no handrails on steep staircases
- Must be a marketable property

10/16/2023

A FHA new policy is revolutionizing mortgage underwriting, allowing lenders to consider rental income from accessory dwelling units (ADUs).

07/26/2023

Looking to purchase your first home? Here's some helpful advice to get you started.

07/25/2023

Here's what the latest real estate data means for homebuyers and sellers in our latest installment of “How’s the Housing Market This Week?"

07/24/2023

Everything you always wanted to know about MIP: an extra expense, but often worth it for an FHA loan.

07/21/2023

With interest rates rising, shopping around is more important than ever.

07/20/2023

Traditional and cash-out refinances offer unique features that may benefit you. This is what to know.

07/19/2023

Mortgage lenders typically require some funds to be in place before approving a loan.

07/18/2023

Regardless of today's mortgage rates, now may be the time to buy your new home.

07/17/2023

With the increase in the 30-year mortgage rates to 7.14% -- the highest to be recorded so far -- there has been a fall in mortgage applications, and understandably so. It is not yet clear whether this...

07/14/2023

With a fourth day of declines, rates on 30-year mortgages have now erased all of the surge they saw last week. Averages on almost every other loan type moved down as well.

07/13/2023

Read our guide to learn what are home improvement loans and how do they work.

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