Jacqui Setoaba Real Estate Agent

19/06/2026

🚨 𝗜𝘀 𝘁𝗵𝗶𝘀 𝘁𝗵𝗲 𝗯𝗲𝗴𝗶𝗻𝗻𝗶𝗻𝗴 𝗼𝗳 𝘁𝗵𝗲 𝗲𝗻𝗱 𝗳𝗼𝗿 𝗔𝗶𝗿𝗯𝗻𝗯 𝗶𝗻𝘃𝗲𝘀𝘁𝗼𝗿𝘀 𝗶𝗻 𝗖𝗮𝗽𝗲 𝗧𝗼𝘄𝗻?

Not quite.

A proposed City of Cape Town by-law could mean that properties used for short-term letting for more than 50% of the year may be charged commercial property rates from July 2027.

While some are calling it a blow to Airbnb owners, I see it differently.

🏡 Cape Town is currently experiencing a severe shortage of long-term rental properties.
📈 Rental demand remains exceptionally strong.
📉 Vacancy rates are below 2% in many areas.
💰 Property values continue to show strong growth.

For some investors, the real opportunity may not be selling, but strategically pivoting from short-term to long-term rentals to secure predictable income while still benefiting from capital growth.

As always, the best investment strategy depends on your goals, location and numbers.

If you own an Airbnb or investment property, how do you think these proposed changes could affect you?

18/06/2026

𝗕𝗲𝗳𝗼𝗿𝗲 𝗬𝗼𝘂 𝗙𝗶𝘅 𝗔𝗻𝘆𝘁𝗵𝗶𝗻𝗴: 𝗪𝗵𝗮𝘁 𝗠𝗼𝘀𝘁 𝗦𝗲𝗹𝗹𝗲𝗿𝘀 𝗚𝗲𝘁 𝗪𝗿𝗼𝗻𝗴 𝗔𝗯𝗼𝘂𝘁 𝗣𝗿𝗲𝗽𝗮𝗿𝗶𝗻𝗴 𝗮 𝗛𝗼𝗺𝗲 𝗳𝗼𝗿 𝗦𝗮𝗹𝗲 🏡

One of the first conversations I have with sellers is rarely about price.

And almost every time, the same reaction happens: a long list of repairs and upgrades that “need to be done before we sell.”

The instinct is to fix everything.

But that’s often where sellers lose time and money.

Because a well-selling home isn’t the most perfect one, it’s the most correctly positioned one.

When everything gets fixed at once, three things usually happen:
• Money is spent in areas the market won’t
reward
• The listing launch is delayed
• Decisions are made without a pricing strategy

Buyers don’t pay for effort. They compare options.

They’re not asking if everything is new, they’re asking if the home feels right for the price.

That’s why preparation should start with strategy, not renovations.

The key question is simple:
What will the market actually reward here?

Because that answer changes everything.

16/06/2026

Today we celebrate the young people of South Africa and remember the brave generation of 1976 whose courage helped shape the freedoms and opportunities we enjoy today.

As we honour their legacy, let us continue investing in our youth, encouraging their potential, supporting their ambitions and creating spaces where they can thrive.

May you have a meaningful Youth Day.


Image: DWYPD

12/06/2026

🏡 JUST LISTED |💰 R920 000

Looking to purchase in Buhrein Estate?

This 2-bedroom apartment in Le Rosa offers secure estate living, an open-plan layout, private balcony and access to fantastic amenities including a clubhouse, swimming pool, open-air gym and Bossa restaurant.

📩 Contact me for more information or to arrange a viewing.

Apartments for sale in Kraaifontein - 2 beds, 1 bath, 51 sq m, r920 000

12/06/2026

Such an important point. Thank you Sylvia Walker Author, Speaker & Financial Planner for sharing sound financial wisdom. Our homes can play a role in retirement planning, but a well-rounded retirement strategy is essential.

10/06/2026

🚨 One of the most important parts of my job isn’t selling property—it’s protecting my clients from costly mistakes and potential fraud.

As estate agents in South Africa, we’re legally required to comply with F**A. That means verifying identities, confirming addresses, understanding who we’re dealing with and reporting suspicious activity where necessary.

But after years in real estate, I’ve learned that fraud prevention goes far beyond ticking boxes.

Some of the biggest red flags I watch for are:
⚠️ Unusual urgency to conclude a transaction
⚠️ Last-minute changes to banking details
⚠️ Reluctance to provide standard documentation
⚠️ Transactions where something simply doesn’t add up

My advice to buyers and sellers?

📲 Never transfer funds without independently verifying banking details by phone (with the conveyancing attorneys).

📄 Don’t be offended when you’re asked for F**A documents. A good agent is protecting you, not creating paperwork.

⏸️ If something feels unusual, slow the process down and ask questions. It’s far easier to prevent fraud than to recover money afterwards.

Property transactions involve life-changing amounts of money. F**A provides the foundation, but vigilance is what protects people.

Have you ever been asked for F**A documents and wondered why so much information is required?

06/06/2026

Can a retirement village remove a surviving spouse from their home simply because their name was never formally added to the contract?

A recent High Court judgment has brought important clarity: no, they cannot.

The Court confirmed that administrative oversights cannot override a person’s right to occupy their home, especially in retirement living arrangements where dignity and fairness are essential.

It’s a powerful reminder that while contracts matter, so do people—and their lived reality.

For trustees, managing agents, and retirement housing operators, this ruling may have far-reaching implications for how occupancy rights are interpreted and managed going forward.

💬 What are your thoughts—should paperwork ever outweigh a person’s right to remain in their home?

Read more: https://www.rei.co.za/blog-posts/court-blocks-eviction-of-widower-in-landmark-life-rights-ruling

A High Court ruling protects a widower’s life-rights occupancy, warning retirement schemes that admin gaps cannot override fairness or housing rights

05/06/2026

𝐃𝐢𝐝 𝐲𝐨𝐮 𝐤𝐧𝐨𝐰 𝐧𝐨𝐭 𝐚𝐥𝐥 𝐝𝐞𝐛𝐭 𝐢𝐧 𝐒𝐨𝐮𝐭𝐡 𝐀𝐟𝐫𝐢𝐜𝐚 “𝐝𝐢𝐞𝐬” 𝐚𝐟𝐭𝐞𝐫 𝟑 𝐲𝐞𝐚𝐫𝐬?

Most consumer debt like store accounts or credit cards prescribes after 3 years, but when it comes to property and the government, the rules change completely.

Here’s what every homeowner should know before selling or settling an estate:

1️⃣ Home Loans (Mortgage Bonds) 🏦
Your bond is secured by your property, which means it can be enforced for up to 30 years.

2️⃣ SARS & Taxes 🇿🇦
The taxman is patient. Any debt relating to taxation—whether it’s Income Tax or VAT carries a 30-year shelf life.

3️⃣ Municipal Rates 🏘️
This is a big one for homeowners. While your electricity and water bills usually prescribe after 3 years, your property rates are classified as a tax. This means the municipality can come knocking for unpaid rates for up to 30 years.

4️⃣ The TV Licence Update 📺
There’s been a lot of talk lately about the SABC’s new funding model. While historically TV licences were viewed as 30-year state debt, the government is currently transitioning away from the old licence system. However, until the new "Household Levy" or funding model is fully active, those old arrears are still technically on the books!

✨ Important tip:
Prescription only runs if the debt is not acknowledged or paid. Even a small payment or acknowledgment can reset the clock.

💡 When selling property, small historical debts can become big surprises. That’s why preparation matters.

If you’re unsure what might be sitting on your property record, feel free to message me — I’ll help you unpack it before it becomes a problem.

03/06/2026

𝐓𝐫𝐮𝐬𝐭𝐞𝐝 𝐋𝐨𝐜𝐚𝐥 𝐆𝐏 𝐢𝐧 𝐁𝐞𝐥𝐥𝐯𝐢𝐥𝐥𝐞

Good healthcare makes a real difference when you know you have a doctor you can rely on close to home.

Dr Setoaba has just launched his website, making it simple and convenient for patients to book appointments online — anytime, anywhere.

Prefer a more personal touch? The practice is still just a phone call away. Appointments can also be made on +27 21 801 4279.

He is a dedicated GP who is known for his calm, caring approach and for truly taking the time to listen, understand and support his patients properly.

If you’re looking for a reliable family doctor in Bellville, here’s a 🔌 Feel free to share this with someone who might need it.

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