Cape Homes - Keys & Cash

11/03/2021

Start building a credit score early

"Building a good credit score does not happen overnight. Certain stages of your life might require you to live off more credit than others – and that’s entirely okay provided you are able to keep up with the minimum repayments on your various sources of debt. Over time, certain debts, such as student and car loans, will be paid off, freeing up some money to lower other debts and improve your credit score."

| MyProperty (2021). Available at: https://www.myproperty.co.za/news/market-and-opinion/start-building-a-credit-score-early-10-03-21 (Accessed: 11 March 2021).

For those that have just started their first jobs, finding room in their budget to start building on their credit score seems like an impossible task but it is a vital step to take if you hope to own a home one day.

09/03/2021

There’s been a surprising shift in South Africa’s property market

Data analytics company Lightstone has published its latest residential property index, detailing how the Covid-19 pandemic and lockdown have impacted home sales in South Africa.

The report shows that national house price inflation was 3.05% as of the end of December 2020. The low, high, and luxury value bands ended the year at about 2.5% while the mid-value segment ended the year at 4.9%.

Data analytics company Lightstone has published its latest residential property index, detailing how the Covid-19 pandemic and lockdown have impacted home sales in South Africa.

26/02/2021

Tips for First-Time Home Buyers

10 tips for first-time homebuyers as they tackle the home-buying process. Put these into practice today so your first home is a blessing, not a burden.

1. Pay Off All Debt and Build an Emergency Fund
2. Determine How Much House You Can Afford
3. Save a Down Payment
4. Save for Closing Costs
5. Get Preapproved for a Loan
6. Find a Home for Sale in Your Price Range
7. Research Neighborhoods for Best Fit
8. Attend Open Houses and Think Long Term
9. Make a Competitive Offer (That’s Within Your Budget!)
10. Prepare for Closing

Tips for First-Time Home Buyers (2021). Available at: https://www.daveramsey.com/blog/tips-for-first-time-home-buyers (Accessed: 26 February 2021).

If you're a first-time home buyer, you may be feeling overwhelmed or nervous about the process. These are the 10 crucial tips you need to know.

26/02/2021

Own a piece of history in the Klein Karoo. The adorable 4-bedroom house is suitable for a guesthouse.

Contact Pierre +27 82 563 6106

http://www.nvhomes.co.za/property/House-for-sale-Murraysburg-Murraysburg-891

26/02/2021

Top tips for a stress-free move with children and pets

Preparing the children
Stick to normal routines
Scout the new area before the move
Involve the kids in the process
Plan a Fun Activity for the Arrival
Making the move less traumatic for pets
Tags
Consult your vet
Confine your pets on moving day
Settling in cats
Settling in dogs

Top tips for a stress-free move with children and pets | MyProperty (2021). Available at: https://www.myproperty.co.za/news/market-and-opinion/top-tips-for-a-stress-free-move-with-children-and-pets-26-02-21 (Accessed: 26 February 2021).

Covid-19 has turned the world upside down, adding layers of additional stress to our lives and, for many people, this includes moving home, which is already known to be one of the most stressful activities one can undertake. Add children and pets to mix and the potential for pitfalls doubles.

19/02/2021

6 Property investment tips for beginners

1. Buy-to-let is the bread and butter of property investment
2. Consider buying and renovating properties to boost value
3. Shop around for the best deals on bonds
4. Take note of property types that are performing well in the market
5…but also diversify
6. Take it slow

6 Property investment tips for beginners – ooba home loans (2021). Available at: https://www.ooba.co.za/resources/property-investment-tips/ (Accessed: 19 February 2021).

In times of uncertainty, property remains a safe and reliable investment. Here are some helpful tips for those new to the game.

18/02/2021

Tips for First-Time Home Buyers

"Like any big project, a successful homebuying experience is all about getting the details right from start to finish. These tips for first-time homebuyers will help you navigate the process, save money and close the deal. We organized them into four categories:

Preparing to buy tips.

Mortgage selection tips.

Home shopping tips.

Home purchasing tips."

14 Tips for First-Time Home Buyers - NerdWallet (2021). Available at: https://www.nerdwallet.com/article/mortgages/tips-for-first-time-home-buyers (Accessed: 18 February 2021).

These first-time home buyer tips will help you navigate the homebuying process, including saving for a house, choosing a mortgage and closing the purchase.