Garry at Fine Home Capital

10/02/2026

Smart homeowners know property can offer more than comfort - it can offer tax benefits too.

Here are a few ways South Africans are using their property to reduce their tax bill:

✅ Home Office Deduction
If you run a registered business from home, you may be able to deduct a portion of your bond interest, rates, electricity, and internet.

✅ Rental Income Deductions
Earn rental income from a flatlet or cottage? You can deduct maintenance, interest, rates, and even insurance costs against that income.

✅ Capital Gains Tax (CGT) Exclusion
When you sell your primary residence, the first R2 million of the capital gain is excluded from CGT - a big benefit for long-term homeowners.

✅ Bond Registration & Transfer Fees
In some cases, these can be added to the base cost of your property when calculating CGT on a future sale.

Navigating tax and property can be complex - ooba South Rand is here to help make it clearer.

18/09/2025

🏠 Bought the home? Now protect it.

ooba Insure offers comprehensive homeowners insurance for when the unexpected happens.

✔ Building cover
✔ Home contents
✔ Personal liability

Add it to your bond application or get a free standalone quote today.
🔗 https://www.ooba.co.za/insurance/

18/09/2025

From Pre-Qualified to Approved!!

Our specialists know exactly how to help you 🏡

18/09/2025

“When no one could get us a loan…ooba came through for us with a 100% home loan” - Claude P

We are so happy that we could assist in making your dream a reality, Claude. 🏡 Wishing you all the best memories in your new home ✨

18/09/2025

A property that won’t sell usually needs a fresh look at its price, presentation, or marketing - and a clear understanding of the selling costs. With realistic expectations and expert guidance, any home can find the right buyer.

18/09/2025

Homeowners and Future Homeowners, this one’s for you!! 🏡

18/09/2025

Selling your home is a big step, and choosing the right agent can make all the difference. A great agent doesn’t just list your property - they know how to price it correctly, market it effectively, and negotiate with confidence to get the best result in the shortest time.

18/09/2025

13/07/2025

Excellent value!

This property is in the ideal location. Walking distance to Keywest Mall, Monument H**r, Golf Course. This well established house consists of a very large lounge and a separate dining room. Funtional kitchen with space for all appliances and a separate scullery and laundry. 3 large bedrooms all with...