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29/01/2023

๐š€๐šž๐š˜๐š๐šŽ ๐™ต๐š˜๐š› ๐šƒ๐š˜๐š๐šŠ๐šข โ€“ ๐™ณ๐š˜๐š—โ€™๐š ๐š†๐šŠ๐š’๐š. ๐šƒ๐š‘๐šŽ ๐šƒ๐š’๐š–๐šŽ ๐š†๐š’๐š•๐š• ๐™ฝ๐šŽ๐šŸ๐šŽ๐š› ๐™ฑ๐šŽ ๐™น๐šž๐šœ๐š ๐š๐š’๐š๐š‘๐š

There is no such thing called the right time. You must acknowledge that whatever you are planning to do, you have to do it right now. Or else, it will be too late.

If you want to witness success in achieving your plans, you must start right now. Start where you stand and work whatever tools you may have at your command, and better tools will be found as you go along.

Maybe, it will take a bit of time, but the result will be fruitful.

๐‘๐ž๐ฌ๐ž๐ซ๐ฏ๐ž ๐๐š๐ง๐ค ๐‡๐ข๐ค๐ž๐ ๐ˆ๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ ๐‘๐š๐ญ๐ž๐ฌ ๐๐ฒ ๐ŸŽ.๐Ÿ๐Ÿ“% - ๐‡๐จ๐ฆ๐ž ๐‹๐จ๐š๐ง ๐๐ซ๐ข๐ฆ๐ž ๐‘๐š๐ญ๐ž ๐๐จ๐ฐ ๐Ÿ๐ŸŽ.๐Ÿ•๐Ÿ“%The prime lending rate is now 10.75%As was p...
26/01/2023

๐‘๐ž๐ฌ๐ž๐ซ๐ฏ๐ž ๐๐š๐ง๐ค ๐‡๐ข๐ค๐ž๐ ๐ˆ๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ ๐‘๐š๐ญ๐ž๐ฌ ๐๐ฒ ๐ŸŽ.๐Ÿ๐Ÿ“% - ๐‡๐จ๐ฆ๐ž ๐‹๐จ๐š๐ง ๐๐ซ๐ข๐ฆ๐ž ๐‘๐š๐ญ๐ž ๐๐จ๐ฐ ๐Ÿ๐ŸŽ.๐Ÿ•๐Ÿ“%

The prime lending rate is now 10.75%

As was predicted by economists, academics and analysts, the SARB has announced a 0.25% interest rate increase. This comes amid high inflationary conditions in South Africa and interest rate hikes are key to containing inflation.

How does it impact a R1 000 000 home loan over a 20-year term at 10.75%?

The new instalment amounts to +/-R10 152.29 p/m. An increase of +/- R168.49 p/m compared to the instalment calculated at 10.50%, the rate announced in November 2022.



Source - Miltons Matsemela

๐‚๐š๐ฉ๐ž ๐“๐จ๐ฐ๐ง ๐“๐จ ๐๐š๐ฒ ๐‚๐š๐ฌ๐ก ๐…๐จ๐ซ ๐๐จ๐ฐ๐ž๐ซ ๐ƒ๐ข๐ซ๐ž๐œ๐ญ๐ฅ๐ฒ ๐…๐ซ๐จ๐ฆ ๐๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ๐ž๐ฌ & ๐‘๐ž๐ฌ๐ข๐๐ž๐ง๐ญ๐ฌThe City of Cape Town (COCT) can officially start pa...
25/01/2023

๐‚๐š๐ฉ๐ž ๐“๐จ๐ฐ๐ง ๐“๐จ ๐๐š๐ฒ ๐‚๐š๐ฌ๐ก ๐…๐จ๐ซ ๐๐จ๐ฐ๐ž๐ซ ๐ƒ๐ข๐ซ๐ž๐œ๐ญ๐ฅ๐ฒ ๐…๐ซ๐จ๐ฆ ๐๐ฎ๐ฌ๐ข๐ง๐ž๐ฌ๐ฌ๐ž๐ฌ & ๐‘๐ž๐ฌ๐ข๐๐ž๐ง๐ญ๐ฌ

The City of Cape Town (COCT) can officially start paying people for the power they sell back to the city. Without limit. National Treasury, giving it the exemption they have asked for. This is an important step on the end loadshedding journey for Cape Town which now aim to immediately rollout the paying of cash for power. Payments to commercial customers will be possible before June, and within the year for any Capetonian with the necessary City-approved generation capacity. If you're thinking of investing in a solar system, it just got more attractive.

COCT aim to buy electricity from as many City supplied customers as are willing to sell to them. These customers may now produce as much power as they can from their approved systems and feed it into Cape Town's grid. Under this plan, COCT will also pay these customers an incentive over and above the NERSA-approved tariff as they help COCT turn the corner on load-shedding.

As COCTโ€™s network of home power producers grows, so will the city's energy security. This has the potential to be a powerful force to end load-shedding over time, together with COCTโ€™s Independent Power Procurement programme, and Power Heroes incentives for voluntary energy savings.

Click to read more: http://ow.ly/BSXW50MzVfT

15/01/2023

๐š€๐šž๐š˜๐š๐šŽ ๐™ต๐š˜๐š› ๐šƒ๐š˜๐š๐šŠ๐šข โ€“ ๐™ณ๐š˜๐š—โ€™๐š ๐š†๐šŠ๐š’๐š ๐™ต๐š˜๐š› ๐™พ๐š๐š‘๐šŽ๐š›๐šœ ๐šƒ๐š˜ ๐™ฑ๐š›๐š’๐š—๐š ๐šƒ๐š‘๐šŽ ๐™ฒ๐š‘๐šŠ๐š—๐š๐šŽ. ๐™ฑ๐šŽ ๐šƒ๐š‘๐šŽ ๐™ฒ๐š‘๐šŠ๐š—๐š๐šŽ ๐™ฐ๐š—๐š ๐™ฑ๐š›๐š’๐š—๐š ๐šƒ๐š‘๐šŽ ๐™ฒ๐š‘๐šŠ๐š—๐š๐šŽ

Change will not come if we wait for some other person or some other time.

If things arenโ€™t going your way, you must be the one to enact the change that you need. Chances are that things are in constant motion all around you. You must be the one to take the first steps and welcome change.

If you are still waiting to make that move and make a change, now is the time!๐Ÿ’ช

08/01/2023

๐š€๐šž๐š˜๐š๐šŽ ๐™ต๐š˜๐š› ๐šƒ๐š˜๐š๐šŠ๐šข โ€“ ๐™ด๐šŸ๐šŽ๐š›๐šข ๐™ณ๐šŠ๐šข ๐™ท๐šŠ๐šœ ๐Ÿท๐Ÿบ๐Ÿบ0 ๐™ผ๐š’๐š—๐šž๐š๐šŽ๐šœ. ๐™ธ๐š—๐šŸ๐šŽ๐šœ๐š ๐™ด๐šŠ๐šŒ๐š‘ ๐™พ๐š—๐šŽ ๐š†๐š’๐šœ๐šŽ๐š•๐šข

Every day we each have 1440 minutes to use productively. The idea behind time management is simply making the most out of the time that we have. Successful time management simply requires proactively developing well organized habits. You must be a self-starter that takes action, and you must be a smart starter that plans out this action in a reasonable manner.

Some to kick off your work week!โœจ

๐‘ญ๐’“๐’๐’Ž ๐’‚๐’๐’ ๐’๐’‡ ๐’–๐’” ๐’‚๐’• ๐‘ช๐‘ช๐‘ฏ - ๐‘ฏ๐’‚๐’‘๐’‘๐’š ๐‘ต๐’†๐’˜ ๐’€๐’†๐’‚๐’“ 2023!๐ŸŽ†๐ŸพWishing you and your family a fabulous year full of great achievements and...
01/01/2023

๐‘ญ๐’“๐’๐’Ž ๐’‚๐’๐’ ๐’๐’‡ ๐’–๐’” ๐’‚๐’• ๐‘ช๐‘ช๐‘ฏ - ๐‘ฏ๐’‚๐’‘๐’‘๐’š ๐‘ต๐’†๐’˜ ๐’€๐’†๐’‚๐’“ 2023!๐ŸŽ†๐Ÿพ

Wishing you and your family a fabulous year full of great achievements and experiences. May prosperity and good health pave the way for the new year.

๐‘ญ๐’“๐’๐’Ž ๐‘จ๐’๐’ ๐‘ถ๐’‡ ๐‘ผ๐’” ๐‘จ๐’• ๐‘ช๐‘ช๐‘ฏ โ€“ ๐‘จ ๐‘ฉ๐’๐’†๐’”๐’”๐’†๐’… ๐‘ช๐’‰๐’“๐’Š๐’”๐’•๐’Ž๐’‚๐’” ๐‘ญ๐’Š๐’๐’๐’†๐’… ๐‘พ๐’Š๐’•๐’‰ ๐‘ณ๐’๐’—๐’† ๐‘จ๐’๐’… ๐‘ฎ๐’“๐’‚๐’„๐’†๐ŸŽ„A Christian holiday honouring the birth of Jesus ...
25/12/2022

๐‘ญ๐’“๐’๐’Ž ๐‘จ๐’๐’ ๐‘ถ๐’‡ ๐‘ผ๐’” ๐‘จ๐’• ๐‘ช๐‘ช๐‘ฏ โ€“ ๐‘จ ๐‘ฉ๐’๐’†๐’”๐’”๐’†๐’… ๐‘ช๐’‰๐’“๐’Š๐’”๐’•๐’Ž๐’‚๐’” ๐‘ญ๐’Š๐’๐’๐’†๐’… ๐‘พ๐’Š๐’•๐’‰ ๐‘ณ๐’๐’—๐’† ๐‘จ๐’๐’… ๐‘ฎ๐’“๐’‚๐’„๐’†๐ŸŽ„

A Christian holiday honouring the birth of Jesus Christ! It is a time for remembering, a time to share the goodness of your heart with others, and for expressing with words and gifts what someone means to you.

May love fill your hearts and homes during this festive season, and may you find many reasons to share happiness with family and friends!

"The best of all gifts around any Christmas tree: the presence of a happy family all wrapped up in each other." โ€“ Burton Hills

18/12/2022

๐š€๐šž๐š˜๐š๐šŽ ๐™ต๐š˜๐š› ๐šƒ๐š˜๐š๐šŠ๐šข - ๐™ฐ๐š–๐š‹๐š’๐š๐š’๐š˜๐š— ๐™ธ๐šœ ๐šƒ๐š‘๐šŽ ๐™ฟ๐šŠ๐š๐š‘ ๐šƒ๐š˜ ๐š‚๐šž๐šŒ๐šŒ๐šŽ๐šœ๐šœ. ๐™ฟ๐šŽ๐š›๐šœ๐š’๐šœ๐š๐šŽ๐š—๐šŒ๐šŽ ๐™ธ๐šœ ๐šƒ๐š‘๐šŽ ๐š…๐šŽ๐š‘๐š’๐šŒ๐š•๐šŽ ๐šˆ๐š˜๐šž ๐™ฐ๐š›๐š›๐š’๐šŸ๐šŽ ๐™ธ๐š—

Ambition is the path to success, persistence is the vehicle you arrive in. Take a deep breath before you start your week and remember that you have what it takes. Persistence is the vehicle to success because success takes time. It does not come overnight.

Ambition means nothing if you are not willing to be consistent with your actions and be persistent in operating at a high level. A successful person ignores instant gratification and understands that success is a long-term effort. You must build up your efforts over time until they align together to accomplish your desired goal.๐Ÿ™Œ

15/12/2022

๐‘ญ๐’“๐’๐’Ž ๐’‚๐’๐’ ๐’๐’‡ ๐’–๐’” ๐’‚๐’• ๐‘ช๐‘ช๐‘ฏ - ๐‘ฏ๐’‚๐’‘๐’‘๐’š ๐‘น๐’†๐’„๐’๐’๐’„๐’Š๐’๐’Š๐’‚๐’•๐’Š๐’๐’ ๐‘ซ๐’‚๐’š 2022 ๐‘บ๐’๐’–๐’•๐’‰ ๐‘จ๐’‡๐’“๐’Š๐’„๐’‚๐Ÿ‡ฟ๐Ÿ‡ฆ

The Day of Reconciliation is a public holiday in South Africa that occurs every December 16th for the purpose of promoting national unity.

In 1995, the Day of Reconciliation was declared a national holiday in South Africa, and December 16th was chosen for its existing significance to those of both African and European descent.

Today, the holiday also marks the beginning of the festive season at the end of the year, including Christmas, the Day of Goodwill, and New Yearโ€™s Day. During this period, many businesses close and workers spend time at home with their families or engage in various celebrations.

"The message of reconciliation, of nation-building of granting amnesty, indemnity, has struck a powerful, favourable chord. And people can understand that we're here not for purposes of retribution but to forget the past and to build our country" - Nelson Mandela

๐–๐ก๐š๐ญ ๐˜๐จ๐ฎ ๐๐ž๐ž๐ ๐“๐จ ๐Š๐ง๐จ๐ฐ ๐€๐›๐จ๐ฎ๐ญ ๐‚๐†๐“ (๐‚๐š๐ฉ๐ข๐ญ๐š๐ฅ ๐†๐š๐ข๐ง๐ฌ ๐“๐š๐ฑ)It is vital โ€“ if you made a โ€œcapital gainโ€ on the sale of your proper...
15/12/2022

๐–๐ก๐š๐ญ ๐˜๐จ๐ฎ ๐๐ž๐ž๐ ๐“๐จ ๐Š๐ง๐จ๐ฐ ๐€๐›๐จ๐ฎ๐ญ ๐‚๐†๐“ (๐‚๐š๐ฉ๐ข๐ญ๐š๐ฅ ๐†๐š๐ข๐ง๐ฌ ๐“๐š๐ฑ)

It is vital โ€“ if you made a โ€œcapital gainโ€ on the sale of your property (more on how to calculate that below) to understand when you could be liable to pay CGT.

If so, it could well be a substantial liability, and not planning for it will leave you in a world of pain because if you canโ€™t pay your tax bill SARS will be after you with a big stick (SARS has extensive powers when it comes to debt collection).

There is a bit of good news: The advantages of owning your own family home, and the value of property generally as an investment channel, will for most people outweigh the pain of having to pay tax when you eventually sell.

Click to read more: http://ow.ly/KaPr50M4lFk



Source โ€“ Coetzee Attorneys

11/12/2022

๐š€๐šž๐š˜๐š๐šŽ ๐™ต๐š˜๐š› ๐šƒ๐š˜๐š๐šŠ๐šข โ€“ ๐™น๐š˜๐šข; ๐šƒ๐š‘๐šŽ ๐™บ๐š’๐š—๐š ๐™พ๐š ๐™ท๐šŠ๐š™๐š™๐š’๐š—๐šŽ๐šœ๐šœ ๐šƒ๐š‘๐šŠ๐š ๐™ณ๐š˜๐šŽ๐šœ๐š—โ€™๐š ๐™ณ๐šŽ๐š™๐šŽ๐š—๐š ๐™พ๐š— ๐š†๐š‘๐šŠ๐š ๐™ท๐šŠ๐š™๐š™๐šŽ๐š—๐šœ

Joy is that kind of happiness that doesn't depend on what happens. Normally, we are happy when something good happens, and we are unhappy when something happens that we do not consider good.

We pick and choose. But joy is our wholehearted response to whatever opportunity is given to us in any moment. It does not depend on what happens.๐Ÿ˜

๐ŸšจNEWS FLASH๐Ÿšจ The Cape Town Deeds Office have released their festive season calendar. Here are the important dates.1. To ...
08/12/2022

๐ŸšจNEWS FLASH๐Ÿšจ

The Cape Town Deeds Office have released their festive season calendar. Here are the important dates.

1. To register by the 21 December 2022, the matter must be lodged by the ๐Ÿ ๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ. Matters lodged thereafter may very well register but are not guaranteed to be registered by 21 December 2022.
2. Last day for lodgement: ๐Ÿ๐Ÿ ๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ. This is subject to change and at the discretion of the Registrar of Deeds.
3. Last day for Registration: ๐Ÿ๐Ÿ ๐ƒ๐ž๐œ๐ž๐ฆ๐›๐ž๐ซ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ.
4. The Deeds Office will re-open on ๐Ÿ‘ ๐‰๐š๐ง๐ฎ๐š๐ซ๐ฒ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ‘.
5. First day for lodgement after re-opening will be ๐Ÿ“ ๐‰๐š๐ง๐ฎ๐š๐ซ๐ฒ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ‘.

Source โ€“ DVH Attorneys

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