Asive Magosa-Real Estate

Asive Magosa-Real Estate Property Practitioner
Sell your property with us|Buy your home with us
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πŸ“ž 076 143 4200
Clayville| Midrand

Thinking of selling, buying, or need property advice?Asive: 076 143 4200What happenedThe SARB cut the repo rate by 25 ba...
20/11/2025

Thinking of selling, buying, or need property advice?
Asive: 076 143 4200

What happened
The SARB cut the repo rate by 25 basis points. That decision makes borrowing cheaper for banks, which usually leads to lower interest rates for home loans and business finance. The immediate effect is increased affordability for prospective buyers and a potential uptick in market activity.

Why this matters to buyers
- Lower monthly repayments β€” Reduced interest rates typically mean smaller monthly instalments for the same mortgage amount.
- Greater purchasing power β€” Buyers may qualify for larger loans or be able to stretch budgets to consider more desirable properties.
- Timing advantage β€” Buyers who act while rates are lower can lock in better deals and reduce long-term interest costs.

Why this matters to sellers
- Broader pool of buyers β€” More buyers able to afford homes often shortens time on market.
- Stronger offers β€” Increased competition can push offers closer to asking price, especially for well-presented listings.
- Faster transactions β€” With more approvals and fewer affordability objections, sales can proceed more smoothly.

Why this matters to investors and landlords
- Improved cash flow β€” Lower financing costs can lift net yield on buy-to-let properties.
- Refinancing opportunities β€” Investors might refinance existing debt at better rates to free up capital or improve returns.
- Portfolio growth β€” Easier finance can support strategic acquisitions for long-term growth.

What buyers should check next
- Get a pre-approval β€” Confirm how the new rates change what you can afford. https://unlimitedbonds.co.za/pre_qualifications_dual_certificate?REF=AGNT-104
- Compare lenders β€” Different banks update their prime rates differently; compare offers.
- Factor total costs β€” Consider bond registration, transfer fees and other closing costs alongside interest savings.

Final thought and call to action
A repo-rate cut creates momentum in the market. Whether you’re buying, selling or investing, now is a strong moment to revisit plans and act with up-to-date numbers rather than waiting.

19/11/2025
19/11/2025

Here's what happens without an agent:

Day 1: You list your house based on Zillow
Price: $100k too high because "you know what you have"

Day 3: 47 showings, zero offers
Feedback: "Overpriced and needs staging"

You: "Buyers just aren't serious"

Day 5: First offer comes in
$80k under ask, asks for $15k in repairs, wants your washer/dryer, and your firstborn

You accept because you're panicking

Day 7: Inspection happens
Inspector finds 23 "issues" (12 are normal, 11 are real)

You don't know which is which
Buyer demands $25k in credits

Day 8: You agree to $25k because you don't know how to negotiate

Your cousin says "that's how it works"

Day 9: Lender calls

"Appraisal came in $30k low"

You: "What does that mean?"

Lender: "Deal's dead unless you drop the price"

Day 10: Deal falls apart

Buyer walks

You're back on market (now "stale")

You've lost $25k in negotiation mistakes

Time wasted: 10 days
Mental health: destroyed

Now let's add the agent back:

Before listing:

Agent: "Based on comps, list at $775k. Stage these 3 rooms. Here's a pre-listing inspection."

Day 1: Listed at right price, staged perfectly

Photos: Professional, not your iPhone and comprehensive digital marketing campaign (share a with them so they see the sweat and stats)

Day 3: 12 showings, 4 offers

Agent: "Here's the strongest buyer. Let's counter here."

Day 5: Under contract, $15k over ask

Agent negotiated appraisal gap coverage, inspection limits, and kicked out the tire-kickers

Day 7: Inspection happens

Agent: "These 6 items are normal. These 3 we'll fix. These 2 are BS."

Buyer gets $2k credit instead of $25k

Day 9: Appraisal comes in perfect

Agent coordinated with lender ahead of time with comp package

Day 30: Closed

Net proceeds: $45k MORE than you would've gotten alone

Stress level: Manageable
Mental health: Intact

Thinking of selling your house in Clayville Exts? Contact the area agent for free no-obligation market evaluation.Asive ...
31/10/2025

Thinking of selling your house in Clayville Exts?
Contact the area agent for free no-obligation market evaluation.

Asive : 0761434200

Good luck to all our matric students on your exams! May you be calm, confident, and focused. You've prepared well, trust...
21/10/2025

Good luck to all our matric students on your exams! May you be calm, confident, and focused. You've prepared well, trust in yourselves and do your best! πŸ’ͺπŸ“šπŸŽ‰

Thinking of selling or renting your property in Clayville, Midrand, or Rosebank? Contact us for professional advice.Asiv...
05/10/2025

Thinking of selling or renting your property in Clayville, Midrand, or Rosebank?

Contact us for professional advice.

Asive: 0761434200

Address

8294 Choqa Street, Clayville Ext 71
Midrand

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