Michelle Bartlett - Harris Property & Finance

25/09/2026

Transfer Duty Thresholds: Knowing When It Applies Transfer duty is calculated on a sliding scale and applies only above specific purchase price thresholds. Buyers within lower brackets may qualify for exemption, while higher-value purchases attract progressively higher duty rates.

Misunderstanding thresholds can distort affordability calculations. Buyers should confirm the applicable bracket before committing, especially when negotiating near threshold limits.

Accurate budgeting from the outset prevents financial strain before transfer.

Contact me your professional property practitioner.

25/09/2026

Private Sales Without Representation

Private sales may appear to save commission but can expose parties to pricing errors, legal oversights, and negotiation risks.

Professional oversight often protects value beyond the cost of service.

Contact me your professional property practitioner.

25/09/2026

Penalty Clauses in Property Agreements

Penalty clauses protect parties when contractual obligations are not fulfilled. This may include late occupation payments, delayed deposits, or failure to meet suspensive conditions within agreed timelines.

These clauses are not designed to punish — they are designed to protect certainty and fairness in transactions involving significant financial commitments. Understanding what triggers penalties ensures you do not unknowingly expose yourself to additional costs.

Professional review of all clauses before signing is essential.

Contact me your professional property practitioner.

25/09/2026

24/09/2026

Sale of Property During Divorce

When property forms part of a divorce settlement, written consent from both parties may be required before transfer proceeds.

Clarity around ownership percentages and court orders prevents delays.

Contact me your professional property practitioner.

24/09/2026

The Impact of Loadshedding on Buyer Demand

Reliable electricity supply has become a significant decision factor for buyers. Properties equipped with solar panels, inverters, or battery backup systems often attract increased interest, particularly in higher price brackets.

However, buyers should confirm whether these systems are owned outright, financed, or leased — and whether compliance certificates and warranties are in place. Poorly installed systems may create insurance or valuation complications.

Energy resilience has moved from luxury to necessity in many markets. Proper documentation protects value and buyer confidence.

Contact me your professional property practitioner.

24/09/2026

The 72-Hour Clause Explained

A 72-hour clause allows a seller to continue marketing a property while a buyer’s offer is subject to the sale of their existing home. If another acceptable offer is received, the first buyer is given 72 hours to remove the condition or step aside.

This clause protects sellers from losing valuable time while still giving buyers a fair opportunity to secure the property. Buyers must understand the pressure this clause creates and ensure they are financially prepared to act if triggered.

Clear communication and structured timelines are essential when this clause forms part of an agreement.

Contact me your professional property practitioner.