18/06/2026
What Actually Delays a Property Transfer
Spoiler: it's rarely the attorneys.
Most delays come down to a few very common, very avoidable things. Here's what to watch out for:
Municipal rates clearance. The conveyancer needs a certificate from your local municipality confirming all outstanding amounts are settled. Some municipalities are quick. Others... not so much. Sellers, get your municipal account sorted early.
Bond approval. Banks need complete financial documentation before they'll approve a home loan. Missing documents mean delays. Get your paperwork ready before you make an offer, not after.
F**A compliance. Both buyer and seller need to submit identity and address verification to the conveyancer. This one gets held up constantly. Don't be the person who takes two weeks to send a copy of your ID.
Levy clearance. Buying in a complex or estate? A levy clearance certificate from the body corporate or HOA is also required. Sellers, make sure your account is up to date.
Unsigned documents. Transfer documents need to be signed and returned promptly. Every day you delay is a day added to your timeline.
The transfer process moves as fast as the slowest person in it. A little preparation on your side goes a long way.
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