Kobus Breytenbach

23/07/2026

**🏡 Self-Employed? Owning a Home May Be Easier Than You Think!**

Many freelancers, contractors, and small business owners believe they won't qualify for a home loan simply because they don't earn a fixed monthly salary.

The good news? **Banks are becoming more flexible** and are increasingly approving home loans for self-employed buyers who can show they manage their finances well.

Here are a few things lenders typically look for:

✅ A consistent income history
✅ Up-to-date tax records
✅ A good credit record
✅ Personal and business bank statements
✅ Proof of affordability
✅ A deposit (where possible)

One of the biggest mistakes self-employed buyers make is mixing business and personal finances. Keeping these separate can make your bond application much stronger.

If you're thinking about buying a home in the near future, don't assume you won't qualify. A little preparation can make a big difference.

As a property professional, I work with buyers every day and can also put you in touch with trusted bond originators who will help you understand your options before you start house hunting.

📞 If you're self-employed and wondering whether you qualify for a home loan, send me a message. I'd be happy to point you in the right direction.

**KBE Properties** Kobus 082 958 3421
*Helping buyers and sellers make confident property decisions.*

21/07/2026

08/07/2026

Electric devices and more or less depending usage, what it will cost a homeowner per month...

10/06/2026

GOOD NEWS FOR HOME BUYERS! 🏡

Recent interest rate changes mean that buying a home is still within reach for many South Africans. As shown in the table below, the monthly repayment increase is relatively small across various bond amounts, helping buyers plan their budgets with confidence.

Whether you're a first-time buyer or looking to upgrade, now is a great time to explore your options and find the perfect property.

Need advice on buying, selling, or financing a home? I'm here to help!

📞 Kobus – KBE Properties
082 958 3421

Your property journey starts with a conversation.

04/05/2026

Important to take note of this when selling your Property

The electrical Certificate of Compliance, or CoC, is not a suggestion. It is a legal requirement.

04/05/2026

The Moot property market is moving — and the numbers don’t lie.
If you’ve been thinking about selling, now is a great time to see what your home could be worth in today’s market.

With strong average prices across suburbs like Rietondale, Queenswood, and Riviera, buyers are active and opportunities are real.

Let’s talk about your property — I’ll help you get the best possible result.

📞 Call Kobus Breytenbach 082 958 3421

30/04/2026

5 Smart Steps Before You Buy Your First Home

Buying your first home is one of the biggest and most rewarding decisions you’ll ever make. It’s not just about having a place to live — it’s about building your future and growing your wealth over time.
Before you take the leap, here are 5 important things every buyer should have in place:

✔️ 1. Stable Income
Banks want to see consistent income. Whether you’re employed or self-employed, you’ll need proof that you can comfortably afford monthly repayments.

✔️ 2. Good Credit Record
Your credit score matters! A healthy credit history shows lenders that you’re reliable and lowers your chances of rejection.

✔️ 3. Know What You Can Afford
Before you start house hunting, get pre-qualified. This gives you a clear price range and helps you shop with confidence.

✔️ 4. Budget for Extra Costs
Buying a home isn’t just about the purchase price. There are additional costs like transfer fees, bond registration, and possibly a deposit — make sure you’re prepared.

✔️ 5. Think Long-Term
Property is a long-term investment. It takes time to build equity, so be ready for the commitment and ongoing maintenance.

💡 Why Buy Instead of Rent?
When you buy, you’re investing in your own future — not someone else’s. Over time, your property can increase in value while you build equity and financial security.

📍 If you’re thinking about buying in Capital Park or surrounding areas, I’d love to help you get started the right way.

📞 Contact me today — let’s find your perfect home!

Kobus Breytenbach 0829583421

30/04/2026

Just sold in Capital Park ✅
Another happy seller and another successful result.

If you’re thinking of selling, now is a great time — buyers are active and the right strategy makes all the difference.

📞 Kobus Breytenbach 082 958 3421 – KBE Properties
Let’s get your property SOLD.