Hajera Kirkwood - Property Agent

15/05/2025

𝗧𝗿𝘂𝗲 𝗼𝗿 𝗙𝗮𝗹𝘀𝗲: A Facility Letter, once issued by a bank, is a final unconditional commitment to grant a loan.

𝗔𝗻𝘀𝘄𝗲𝗿: False.

A Facility Letter outlines the terms under which a bank is preliminarily willing to lend money, but it is often conditional and subject to further verification of the borrower’s financial condition and property appraisal.

Final approval is contingent on fulfilling these conditions, ensuring all parties are protected before moving forward.

A useful tool in establishing one's initial affordability can be found here on our website: https://homeloanjunction.co.za/affordability-calculator/

21/04/2025

“𝗜𝗻 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲, 𝘆𝗼𝘂𝗿 𝗹𝗲𝗮𝘀𝗲 𝗶𝘀 𝗼𝗻𝗹𝘆 𝗮𝘀 𝗴𝗼𝗼𝗱 𝗮𝘀 𝘆𝗼𝘂𝗿 𝗮𝗴𝗲𝗻𝘁.” — Barbara Corcoran

Navigating the complexities of leasing can be daunting. At Homeloan Junction, we stress the importance of entrusting your lease agreements to professionals.

Here’s why:

𝗘𝘅𝗽𝗲𝗿𝘁 𝗚𝘂𝗶𝗱𝗮𝗻𝗰𝗲: Professional agents possess the market knowledge and expertise necessary to negotiate the best terms, ensuring you get a fair deal.

𝗟𝗲𝗴𝗮𝗹 𝗣𝗿𝗼𝘁𝗲𝗰𝘁𝗶𝗼𝗻: They understand the legalities involved, helping to draft comprehensive agreements that protect your interests and prevent future disputes.

𝗦𝘁𝗿𝗲𝘀𝘀-𝗙𝗿𝗲𝗲 𝗣𝗿𝗼𝗰𝗲𝘀𝘀: From finding the right tenants to handling paperwork, a professional agent makes the process seamless and hassle-free.

Leasing doesn’t have to be complicated. With the right expert by your side, you secure not just a contract, but peace of mind. Trust the professionals, and make every lease count!

Have more questions? No problem, contact us via our website here https://homeloanjunction.co.za/contact/

21/04/2025

Selling a home is an emotional prospect, but with tricky market conditions upping the stakes, following these seven simple tips ensures there's no such thing as a bad time to sell.

21/04/2025

Borrowed But Spot On:

Real estate agents are a different kind of service provider.

We don’t charge by the hour.
We don’t bill for consultations, viewings, marketing, advice, or even the many late nights spent working behind the scenes.

We invest our time, energy and resources upfront, without any guarantee of getting paid.

If a property doesn’t sell, we don’t earn a cent for the work we’ve already done.
Not for the fuel.
Not for the advertising.
Not for the countless meetings, viewings, or negotiations.

But we don’t take that risk lightly.
We take it confidently, because we believe in our skills, our experience and our commitment to the people we serve.

Every listing is a responsibility we carry with pride.
Behind every sale is someone’s next chapter, a new beginning, a new dream.
And we trust ourselves to help make that happen.

This is not just a career.
It’s a calling.
It’s hard work and heart work.
It’s dedication without guarantees and service without shortcuts.

And every day, we show up, ready to deliver, ready to guide and ready to make a difference! 🏠💖🏡👏💕

07/01/2025

🌟 𝗪𝗲𝗹𝗰𝗼𝗺𝗲 𝘁𝗵𝗲 𝗡𝗲𝘄 𝗬𝗲𝗮𝗿 𝘄𝗶𝘁𝗵 𝗣𝘂𝗿𝗽𝗼𝘀𝗲 📖

As Melody Beattie said, “The new year stands before us, like a chapter in a book, waiting to be written. We can help write that story by setting goals.”

Let’s embrace the blank pages of 2025 with enthusiasm and determination! What chapters are you planning to write in your life this year? Whether it’s personal growth, new adventures, or setting property goals, remember every step you take is part of your story.

Let’s make it a great one!

07/01/2025

Attorneys, Notaries and Conveyancers

14/11/2024