11/06/2026
Can I sell my house once it gets behind in payment?
If you are behind on your bond but the bank has not yet obtained a default judgment against you, you still have full control to sell your property privately.
What to do: Immediately contact your bank to inform them you have placed the house on the market. You will need to provide an undertaking that the outstanding mortgage will be paid in full from the proceeds of the sale.
Immediate Next Steps
Do not ignore the bank: Contact your bank's home loans department immediately to discuss placing your home on their assisted or distressed sales program.
Get an agent: Work with an estate agent who specializes in distressed properties to get a signed offer and halt the auction.
With nearly 2 decades of experience in the industry, we at Solid Rock Realtors can see to all your property needs. Call us!
Jonathan Davids
068 489 3626
Jackie Davids
078 0777879
Ashanti Parker
076 914 7357