28/10/2026
Is a quieter market the right time to buy? With prices softer in many areas, there's less urgency, more choice and sellers who are often more open to negotiating.
Before you leap...
Skip the guesswork. Finding the bottom of the market is a hard game. Find a property that suits your budget and still works in five or ten years.
Plan for the real numbers. Check your repayments at a rate one to two percentage points higher than today, and don't build your budget around the maximum a bank will lend you.
Don't forget the extras. Stamp duty where it applies, legal fees, inspections, moving costs, then rates, insurance and maintenance. Keep a buffer for those first few repairs.
Is now the time to make your move? Talk to your local First National team today. firstnational.com.au