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Ghatasthapana is the first day of Dashain, Nepal’s cherished festival that brings families and communities together in c...
11/10/2026

Ghatasthapana is the first day of Dashain, Nepal’s cherished festival that brings families and communities together in celebration of faith, hope and new beginnings. The day is marked by sacred rituals, the sowing of Jamara and prayers to Goddess Durga for strength, happiness and prosperity. May this festive season bring peace, positivity and precious moments with loved ones.

Wishing everyone celebrating a joyful and prosperous Ghatasthapana! 🙏

CREDIT CARD LIMITS CAN AFFECT YOUR BORROWING POWERBefore applying for a home loan:- Review your credit card limits- Cons...
09/10/2026

CREDIT CARD LIMITS CAN AFFECT YOUR BORROWING POWER

Before applying for a home loan:

- Review your credit card limits
- Consider reducing unused limits
- Keep your debts under control

Small steps today can make a difference to your borrowing capacity.

Follow us for more finance tips!
📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

🏠 When did you last check your home loan?Your income, interest rates and lender offers can change. A quick review could ...
08/10/2026

🏠 When did you last check your home loan?

Your income, interest rates and lender offers can change.
A quick review could help you discover better options.

Review. Compare. Choose smarter.

📩 DM Plus977 Finance to get started.

📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

🏡 Ready to make home ownership easier?From your first home to finding the right loan, we’re here to help make the journe...
05/10/2026

🏡 Ready to make home ownership easier?

From your first home to finding the right loan, we’re here to help make the journey smoother.

📞 Book a consultation with Plus977 Finance.
📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

Choosing a mortgage broker is about more than finding a rate. 🏠Look for someone who can give you access to more options,...
01/10/2026

Choosing a mortgage broker is about more than finding a rate. 🏠

Look for someone who can give you access to more options, explain your choices clearly and guide you through the process.

📩 DM Plus 977 Finance to learn more.

📞 Book a consultation with Plus977 Finance.
📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

RBA September Cash Rate DecisionThe RBA has increased the official cash rate by 0.25% to 4.60%, marking the fourth rate ...
29/09/2026

RBA September Cash Rate Decision

The RBA has increased the official cash rate by 0.25% to 4.60%, marking the fourth rate rise in 2026 and taking the cash rate to its highest level since 2011. Persistent inflation and a resilient labour market remain key factors behind the decision.

Key Takeaways

• Cash rate rises from 4.35% to 4.60%
• Fourth rate increase in 2026
• Lenders are expected to pass the increase on to variable-rate borrowers
• Inflation remains above the RBA’s target range

What This Means

1. More Refinance Opportunities
Higher repayments may prompt clients to review their loans. Proactively check current rates, loan structures and potential refinancing or repricing opportunities.

2. Tighter Serviceability
Higher rates may reduce borrowing capacity for first home buyers, investors and clients near servicing limits. Review applications and pre-approvals against updated lender calculators.

3. More Client Enquiries
Be prepared for questions such as:
• How much will my repayments increase?
• Should I refinance or fix my rate?
• Can I still borrow the amount I expected?

4. Focus on Client Retention
• Review your trail book
• Contact clients who settled in the last 2–3 years
• Conduct health checks on variable-rate loans
• Request lender repricing before considering refinance

5. Investor Sentiment May Slow
Higher holding costs may cause some investors to delay purchases, while others may focus on cash-flow-positive properties, rental yields and portfolio reviews.

Recommended Actions

✅ Contact variable-rate trail clients
✅ Review applications for serviceability impacts
✅ Reprice existing loans where possible
✅ Reconnect with past clients
✅ Prepare clear client communications about the rate rise

📩 DM us for more info
📞 Book a consultation with Plus977 Finance.
📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

The right loan makes all the difference. 🏡Turn your dream home into reality with low or zero LMI, competitive rates and ...
28/09/2026

The right loan makes all the difference. 🏡

Turn your dream home into reality with low or zero LMI, competitive rates and flexible repayments tailored to you.

📩 DM us to book your consultation today.

📞 Book a consultation with Plus977 Finance.
📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

Happy Indra Jatra!Indra Jatra is one of Nepal’s most vibrant traditional festivals, bringing together faith, culture, an...
24/09/2026

Happy Indra Jatra!

Indra Jatra is one of Nepal’s most vibrant traditional festivals, bringing together faith, culture, and community in a colourful celebration. Held to honour Lord Indra and give thanks for the rain that nourishes the land, the festival fills the streets with chariot processions, traditional dances, music, and rituals. It is a time when generations come together to celebrate Nepal’s rich heritage.

Home loan rates are not same for all and knowing why can save you thousands. 🏡Plus977 Finance helps you understand what ...
23/09/2026

Home loan rates are not same for all and knowing why can save you thousands. 🏡

Plus977 Finance helps you understand what really impacts your rate:

✔️ Higher credit score = better rates
✔️ Fixed or variable—choose what suits you
✔️ Lower LVR means lower risk (and better deals)
✔️ Stable income strengthens your application
✔️ Loan purpose can influence your rate
✔️ Different lenders, different offers

📩 DM us for a free consultation today.

📞 Book a consultation with Plus977 Finance.
📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

Home Loans made easy for Doctors 🏡 Just 5% deposit & $0 LMI.Tailored for GPs, Surgeons, Dentists & more. 📩 Check your ...
22/09/2026

Home Loans made easy for Doctors 🏡

Just 5% deposit & $0 LMI.

Tailored for GPs, Surgeons, Dentists & more.

📩 Check your eligibility with Plus 977 Finance today.

📞 Book a consultation with Plus977 Finance.
📞 +61 426 196 814
🌐 www.plus977finance.com.au
📩 [email protected]

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Canberra, ACT
2900

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