14/09/2026
🏡 YOUR DEPOSIT IS ONLY THE BEGINNING!
Having a deposit is important - but it’s not the only thing lenders look at.
Your home loan approval can also depend on:
💰 Income & employment
📊 Borrowing capacity
💳 Existing debts & credit history
🏠 Property type & location
📋 Lender policies
🔎 Your overall financial position
Two people can have the same deposit but completely different borrowing capacity.
That’s why choosing the right lender and understanding your numbers before you start house hunting can make a big difference.
Your deposit gets you started. Your strategy helps get you there. 🏡
Mortgage Xperts Australia
Aakash K C – The Mortgage Mate
Senior Mortgage Strategist
📩 [email protected]
🌐 mortgagexperts.com.au