Rome Mortgage Services

11/09/2026

📉 STILL ON A FIXED HOME LOAN? IT MAY BE TIME TO REVIEW YOUR OPTIONS.

As fixed-rate periods come to an end, moving to a variable rate could offer greater flexibility and access to features that may better suit your current situation.

But switching isn't always straightforward. There can be costs, break fees and other factors to consider.

Our latest blog looks at strategies for refinancing from a fixed to a variable home loan and what to consider before making the move.

👉 Read more here:
https://www.romemortgageservices.com.au/blog/top-strategies-to-refinance-from-fixed-to-variable/

💬 Coming off a fixed rate soon? We offer a FREE, no-obligation home loan review to help you understand your options.

📞 0423 466 991
📧 [email protected]
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

Message us on Facebook or Instagram to get started.

09/09/2026

🏡 THINKING ABOUT BUYING A DUPLEX IN CESSNOCK?

Buying a duplex can offer unique opportunities for homeowners and investors, but financing one isn't always the same as financing a standard home.

Our latest blog explains what Cessnock buyers need to know about getting a home loan for a duplex, including key lending considerations.

👉 Read more here:
https://www.romemortgageservices.com.au/blog/home-loans-to-purchase-a-duplex-what-cessnock-buyers-need/

💬 Thinking about buying a duplex? We offer a FREE, no-obligation consultation to help you understand your finance options.

📞 0423 466 991
📧 [email protected]
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

Message us on Facebook or Instagram to get started.



Instagram Post

🏡 BUYING A DUPLEX IN CESSNOCK?

Duplex financing can be different from a standard home loan.

Our latest blog covers the key things buyers should know before making their move.

🔗 Read the full article — link in bio!

💬 Need help with your finance options?
FREE, no-obligation consultation.

📞 0423 466 991
📧 [email protected]
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

Message us on Instagram or Facebook.

07/09/2026

🚗🔥 SEPTEMBER HOT DEALS ARE HERE!

Looking for a new car? Check out our special drive-away prices across selected vehicles.

💥 Special pricing
⏳ Limited time only
🚨 Limited stock available

Swipe through each photo to see the deals 👈

💬 Interested in a vehicle? Message us to discuss your finance options.

📞 0423 466 991
📧 [email protected]
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

06/09/2026

🚨 ARE YOU PAYING A “LOYALTY TAX” ON YOUR HOME LOAN? 💸

You might be surprised by what you could be paying simply because you’ve stayed with the same lender for years.

According to Canstar research, 52% of Australian home loan borrowers have never switched lenders, while many competitive variable rates are now available below 6%.

💡 Here’s the part your bank may not tell you:
Being a loyal customer doesn't always mean you're getting the best rate.

It could be worth checking what your current rate is compared with what's available in the market.

🏠 When was the last time you reviewed your home loan?

📞 0423 466 991
📧 [email protected]
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

💬 Message us on Facebook or Instagram for a FREE, no-obligation home loan review.

06/09/2026

🏡 How do interest rates affect property prices?

Interest rates can have a big impact on your borrowing power and the level of competition in the property market.

When rates rise, borrowing capacity can fall. When rates fall, more buyers may re-enter the market, potentially pushing prices higher.

If you're planning to buy, refinance, or invest, understanding how rates affect your options can help you make a more informed decision.

📖 Read our latest article: Top Tips to Understand How Interest Rates Affect Property Prices

👉 Read more: https://www.romemortgageservices.com.au/blog/top-tips-to-understand-how-interest-rates-affect-property-prices/

📞 Ready to discuss your options? Get in touch with Rome Mortgage Services for a chat.

Interest rates and property prices move together in Tamworth. Here's how rate changes affect borrowing capacity, buyer competition, and the best loan structure for your situation.

04/09/2026

🏠 **NEW TO HOME LOANS? START WITH VARIABLE RATES.**

Variable rate home loans can offer flexibility, with features such as offset accounts and the ability to make extra repayments.

But how do variable rates work, and what should you consider before choosing one?

Our latest blog is a **beginner's guide to variable rate home loans**, covering the key features, costs, benefits and risks. 👇

https://www.romemortgageservices.com.au/blog/beginners-guide-to-variable-rate-home-loans/

💬 **Not sure what type of home loan is right for you?** We offer a **FREE, no-obligation consultation** to help you understand your options.

📞 0423 466 991
📧 [[email protected]](mailto:[email protected])
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

You can also **message us directly on Facebook or Instagram**.

A practical guide to variable rate home loans for Newcastle first home buyers, covering offset accounts, redraw, repayment flexibility, and how variable loans compare to fixed.

02/09/2026

📉 **THINKING ABOUT REFINANCING? KNOW WHAT LENDERS LOOK FOR.**

Refinancing isn't always as simple as switching to a lower rate. Lenders will reassess your income, expenses, credit history and property value before approving your application.

Our latest blog explains **how the refinancing approval process works**, what lenders assess and how you can prepare for a smoother application.

👉 Read the full article here:
https://www.romemortgageservices.com.au/blog/how-to-navigate-the-refinancing-approval-process/

💬 **Thinking about refinancing?** We offer a **FREE, no-obligation consultation** to help you understand your options.

📞 0423 466 991
📧 [email protected]
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

You can also **message us directly on Facebook or Instagram**.

Learn how lenders assess refinance applications in Newcastle and what you need to prepare for a smooth approval process with Rome Mortgage Services.

31/08/2026

📌 Worth a read if you're planning your next property move.

Have questions about your home loan options?

💬 Message Rome Mortgage Services for a FREE consultation.

📞 0423 466 991
📍 Tamworth NSW 2340

🏡 How to make an offer on a home 🏡⁣
⁣
Making an offer isn’t as easy as reaching for your wallet.⁣
⁣
Talk to us first to find out your borrowing power and set a buying budget. 💪⁣
⁣
Next, research the market to get a feel for local property values. 🏘️⁣
⁣
Even if you think the property is fairly priced, you can always try for a discount.⁣
⁣
CoreLogic says the current median discount is about 3.4%. That could potentially save you a bit of money on the final purchase price.⁣
⁣
Put any offers in writing to show you’re a serious buyer. 📝⁣
⁣
Contact us to find out how we can help streamline your home-buying journey. 👇⁣
⁣
To find out more, contact Rome Mortgage Services on:
☎ – 0423 466 991
💻 – [email protected]

31/08/2026

📉 COULD REFINANCING REDUCE YOUR MONTHLY REPAYMENTS?

If you haven't reviewed your home loan recently, now could be a good time to see what's available.

A better rate or loan structure could potentially help improve your cash flow and give you access to features that better suit your needs.

Our latest blog shares proven tips to refinance and reduce monthly payments.

https://www.romemortgageservices.com.au/blog/proven-tips-to-refinance-and-reduce-monthly-payments/

💬 Want to review your home loan? We offer a free, no-obligation consultation.

📞 0423 466 991
📧 [email protected]
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

Message us on Instagram or Facebook to get started.

Refinancing your home loan to a lower interest rate can reduce your monthly repayments and improve your cashflow. Find out when to refinance and how the process works.

27/08/2026

🏠 **FIXED, VARIABLE OR SPLIT? WHICH HOME LOAN IS RIGHT FOR YOU?**

Choosing a home loan isn't just about finding the lowest rate. The right loan structure should also fit how you manage your money and what you want from your loan.

🔒 **Fixed:** More certainty with your repayments
📉 **Variable:** More flexibility and access to features like offset accounts
⚖️ **Split:** A combination of fixed and variable

Our latest blog breaks down the differences and what to consider before choosing your loan structure.

👉 Read the full article here:
https://www.romemortgageservices.com.au/blog/simple-hacks-to-choose-fixed-variable-or-split-loans/

💬 **Not sure which option suits you?** We offer a **free, no-obligation consultation** to help you understand your options.

📞 0423 466 991
📧 [[email protected]](mailto:[email protected])
📍 Unit 12, 429 Peel St, Tamworth NSW 2340

You can also **message us directly on Facebook or Instagram**. 💬

**Let's find a loan structure that works for you.**

Learn how fixed, variable, and split home loans work for Newcastle buyers and which structure fits your repayment plan and need for flexibility.