Roy La Chappelle

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Burlington, ON
Roy La Chappelle

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Real Estate Advisor
Burlington • Beamsville
Strategic guidance for buyers, sellers, and investors
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Burlington, ON
Realtor @ Keller Williams Edge Realty
Helping Clients Buy & Sell Homes
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10/08/2026

The Bank of Canada might raise rates on October 28. Here’s what that actually changes for buyers.

📌 The policy rate is 2.25% today. Inflation is running about 3%, mostly because of gas.
📌 Nothing’s decided yet. The Bank has just said it’s keeping a hike on the table.
📌 Ask “who can still buy?” instead of “will prices drop?” A higher rate means a higher payment on the same house, and buyers who were already stretched get pushed to the sidelines for now.
📌 Bank of Canada research found that a full 1-point rise lowers home prices about 5% a year later, on average. On a Hamilton–Burlington benchmark home, that’s roughly $36,000. A small hike means a much smaller effect.
📌 The same research found rents tend to rise as more people compete for rentals.

So a hike doesn’t mean a crash. The market quietly re-sorts itself out.

Save this for October 28, and send it to someone who’s trying to time their purchase.

10/02/2026

Just Listed

739 Banks Crescent, Milton, ON
$879,900
3 beds | 4 baths | 1,583 sq. ft.

Welcome to 739 Banks Crescent. Built in 2015 in Milton’s family-friendly Willmott neighbourhood, this 3-bedroom, 4-bathroom freehold townhouse is set up for real family life. A welcoming front entry leads into an open-concept main floor featuring hardwood flooring, a convenient powder room, and a kitchen with quartz countertops, stainless steel appliances, and a breakfast bar island under pendant lighting. Upstairs, the primary bedroom offers two walk-in closets and a 5-piece ensuite with a double vanity, along with two more bedrooms and a second-floor laundry room. The finished basement adds a bright rec room with pot lights, a separate room ideal for a home office or playroom, and a 2-piece bath. Parking for two, a built-in garage with inside access and private driveway. Out back, the fully fenced yard and paver patio are ready for summer dinners while the kids play, and a private gate opens right onto St. Benedict Catholic Elementary School grounds, turning the morning school run into a walk across the grass. Steps to Milton District Hospital, Milton Community Park, the Milton Sports Centre, and Derry Heights Plaza, with quick access to Highway 401, this is Willmott living at its easiest.

09/29/2026

Buy first or sell first? Here’s the honest answer: there’s no single right one. It comes down to which risk you’d rather carry.

Buy first
• Your next home is locked in
• The risk: your current home takes longer to sell, and you’re paying for two places at once

Sell first
• Your money’s safe and you know your exact budget
• The risk: the clock is ticking, and you might need somewhere to live in between

The tools that help:
• Bridge financing can cover the gap when closing dates don’t line up
• In some markets, you can make your purchase conditional on the sale of your home

The real question isn’t the order. It’s how you set it up so there’s no scary gap in between.

Save this for when you’re ready to move up, or send it to someone who’s stuck on this exact question.

09/24/2026

Ontario’s rental rules just changed, and most people missed it.

Whether you rent or you own a place you rent out, here’s what’s new:

1. Tenants can install a window or portable AC with written notice (in effect since July 1).
2. The N4 for unpaid rent dropped from 14 days to 7. It’s still a notice, not an eviction.
3. Landlord moving in? With 120+ days’ notice, no one month’s rent compensation. Under 120 days, it’s still owed.
4. Renovations: tenants with a right to return must get written updates and at least 60 days’ notice to move back in.
5. Fines for landlords who break the rules doubled: up to $100K for individuals and $500K for corporations.

Save this, or send it to someone who rents or owns a rental.

General info, not legal advice.

09/22/2026

Built in 2022 this freehold townhouse is only 4 years old and already has some killer upgrades 🔥 720 Grey Street #32, Brantford

09/20/2026

Hamilton just got $572M.. Here’s what that actually gets you

09/18/2026

Just Listed

720 Grey Street #32, Brantford
$549,900
3 beds | 3 baths | 1,614 sq. ft.

This upgraded townhouse in Brantford blends thoughtful design with everyday functionality. Built in 2022, it features a warm, inviting interior with vinyl flooring on the lower level and an upgraded wooden staircase leading to the main living space. The kitchen offers plenty of workspace with upgraded high-end quartz countertops, brand new subway tile backsplash, a redesigned island, upgraded pantry space, pot lighting throughout and under-cabinet lighting that adds both style and function. The living room connects to a balcony that’s perfect for grilling or enjoying the fresh air. Upstairs, the primary bedroom includes its own ensuite with brand new glass shower doors, and the laundry is just down the hall for added convenience. The second bedroom has a built-in desk ideal for a home office or study space. Bathrooms have been refreshed with upgraded tile, and large windows throughout the home bring in great natural light. Brand new electric fireplace on lower level leading out to the fully fenced backyard. An attached garage offers inside access and an additional storage room. Set in a walkable neighbourhood close to parks, trails, public transit, and local amenities. This is one, you will not want to miss.

09/10/2026

What a home inspection actually checks.. and what it doesn’t

09/09/2026

Sold! Congratulations to my clients on the quick sale of their home. Less than two weeks on the market. From staging to media to pricing, when all of those are done right, your home will sell quicker. Very happy for you guys!

05/08/2026

Just Listed

586 Woodland Avenue
$1,649,900
4 bed | 3 bath | 1,715 sq. ft.

This fully renovated home includes a separate basement apartment, in one of Burlington’s most sought-after neighbourhoods. Taken right down to the studs and rebuilt with intention, the main home features engineered hardwood flooring throughout, paired with pot lights, crown moulding, and high-quality trim in every room. The custom kitchen features quartz countertops, custom cabinetry, a custom range hood, stainless steel appliances, and under-cabinet lighting. Brand-new interior doors and a hickory hardwood staircase with a custom railing and banister. Open-concept living flows from the kitchen through the dining room to the living room, with natural light pouring through the space. The main floor offers 2 bedrooms and a full bathroom, while upstairs you’ll find a spacious laundry room leading into the primary bedroom, complete with a walk-in closet and an ensuite finished in two-foot tile with a double vanity. The separate basement apartment is fully finished with durable vinyl flooring, new egress windows, and its own washer and dryer, a true turn-key suite ready for a tenant or in-laws. Electrical and plumbing both redone in 2024. Private backyard built for summer featuring a heated pool with brand new pump, filter, and heater (2025), along with a new deck, new sliding door, and all-new gates surrounding the property. Walking distance to downtown Burlington, this is one you will not want to miss.

Address

3185 Harvester Road #1
Burlington, ON
L7N3N8

Telephone

+19052206033

Website

https://linktr.ee/roylachappelle

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