Melissa Berrigan, Exp Realty

Melissa Berrigan, Exp Realty Purpose - To SERVE clients with the highest standards & integrity, working hard to ensure YOUR goals

I am a dynamic Realtor®, serving both the needs of buyers and sellers near and far. I am also a great fit for buyers and sellers relocating to and from the Comox Valley with IRP and Military Relocations (19 Wing Comox). My husband, Ken, has recently retired after 25 years in the Reg Forces. He is now an active Reservist with CFB Comox (MWO Berrigan) and as such, I have a strong understanding and c

ompassion of the military lifestyle and appropriately handles the needs and stresses of our CFB Comox Military clients, as well as the Managing Directors for the relocation. I am obsessed with going the extra mile...I have saved out of town seller clients from the inconveniences of home renovations from afar, making sure empty properties' lights and heat are turned on (and off) for showings; and for buyers, making sure to find the right home in the right neighbourhood – even going so far as to seek out meetings with team coaches about those particular client’s children’s sports interests. I will leave no stone unturned to find a buyer the right home in the Comox Valley, and I am deeply committed to providing the best service possible.

Bank of Canada Update: The overnight rate remains unchanged at 2.25%.While inflation has ticked up recently due to highe...
06/10/2026

Bank of Canada Update: The overnight rate remains unchanged at 2.25%.

While inflation has ticked up recently due to higher energy prices, the Bank of Canada continues to target long-term price stability. It is keeping a close eye on economic conditions.

If you're planning to buy a home, renew your mortgage, refinance, or explore your options, rate decisions can play an important role in your overall mortgage strategy.

The mortgage that fit your needs a few years ago may not be the best fit today. As your goals, finances, and plans chang...
06/06/2026

The mortgage that fit your needs a few years ago may not be the best fit today. As your goals, finances, and plans change, your mortgage strategy should evolve with you. Reviewing your options regularly can help ensure your mortgage continues to support where you're headed next.

Closet space can make a bigger difference than you think. From seasonal storage to keeping everyday essentials organized...
06/03/2026

Closet space can make a bigger difference than you think. From seasonal storage to keeping everyday essentials organized, having enough room helps your home feel more functional and less cluttered. When searching for your next home, don't overlook the value of smart storage solutions.

Fixed-rate mortgages offer stability. Variable-rate mortgages offer movement. The right choice depends on your goals, co...
05/30/2026

Fixed-rate mortgages offer stability. Variable-rate mortgages offer movement. The right choice depends on your goals, comfort level, and how long you plan to stay in your mortgage.

Comfort upgraded. Whether it’s more space, better features, or a place that finally feels like home, the right mortgage ...
05/27/2026

Comfort upgraded. Whether it’s more space, better features, or a place that finally feels like home, the right mortgage can help make it happen.

The mortgage stress test is a standard part of the approval process used by most lenders across Canada.It requires you t...
05/23/2026

The mortgage stress test is a standard part of the approval process used by most lenders across Canada.

It requires you to qualify at a higher rate than your actual mortgage rate, so you can still afford your payments if interest rates rise. This helps lenders assess long-term affordability, not just your current monthly payment.

It matters because it can impact how much you qualify for and what price range you can comfortably shop in, which is especially important when planning a purchase, renewal, or refinance.

Understanding it ahead of time can help you avoid surprises and set realistic expectations for your mortgage options.

Happy Victoria Day.Wishing you a great long weekend and some well-deserved time to relax and recharge.
05/18/2026

Happy Victoria Day.

Wishing you a great long weekend and some well-deserved time to relax and recharge.

Your upgrade starts here.Whether you’re buying, refinancing, renewing, upsizing, downsizing, or exploring your options, ...
05/15/2026

Your upgrade starts here.

Whether you’re buying, refinancing, renewing, upsizing, downsizing, or exploring your options, having the right guidance can help you move forward with confidence.

The right strategy today could open the door to greater flexibility, comfort, and future opportunities.

Moms do it all, from making a house feel like home to supporting every step along the way. This Mother’s Day, we’re cele...
05/10/2026

Moms do it all, from making a house feel like home to supporting every step along the way. This Mother’s Day, we’re celebrating the love, strength, and care that make families thrive every day.

Happy Mother’s Day to all the amazing moms, grandmas, stepmoms, and mother figures out there.

Don’t renew your mortgage without a plan.When your mortgage term is coming up for renewal, it’s worth taking time to rev...
05/09/2026

Don’t renew your mortgage without a plan.

When your mortgage term is coming up for renewal, it’s worth taking time to review your options instead of automatically accepting the first offer you receive. Rates, financial goals, and market conditions can all change over time.

Reviewing your mortgage before renewal could help you lower your payments, access equity, consolidate debt, or find terms that better fit your current needs and future plans.

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Courtenay, BC

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