08/25/2026
You may still qualify as a first-time homebuyer, even if you've owned before
Did you know that in Canada, you might still qualify as a first-time homebuyer—even if you’ve owned property before? The various first-time homebuyer programs can be a bit tricky to navigate: federal programs sometimes allow you to regain your first-time status after a certain period, while some provincial programs use a stricter approach, where any prior ownership could mean you’re no longer eligible. As someone who has helped many clients buy and sell homes throughout Kingston, I always encourage buyers to look closely at the specific rules for each program. Understanding these distinctions can really open up opportunities when planning your next move in the Kingston area.