Romy Ghumman - Real Estate Agent

05/05/2026

Another one closed 🏡✨

Representing the buyers on this one and what a journey it was. We faced a few ups and downs, but stayed patient, strategic, and focused until we found the right fit.

Seeing my clients get the keys to their new home never gets old 🔑 Grateful for the trust every step of the way.

Who’s next?

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

05/01/2026

Not new news… but still a smart move. 👇

The Government of Ontario has introduced temporary relief on the full 13% HST for new homes up to $1M.

💰 That’s up to $130,000 in potential savings.

Who qualifies?
🏡 Buyers using the home as a primary residence
🏗️ New builds (detached, semi, condo, townhouse, rowhouse)
📅 Purchase agreements between April 1, 2026 – March 31, 2027

This follows the same structure as existing rebates like the Ontario HST New Housing Rebate and New Residential Rental Property Rebate (with added conditions).

⚠️ Important:
This is temporary and depends on final federal approval—details are still being released.

In markets like North Bay, where many homes are still under $1M, this creates a real window of opportunity.

If you’re thinking about buying or building, timing matters.

DM me for:
• Homes that qualify
• Real numbers based on your budget
• What this actually means for you

Don’t wait until everyone else catches on.

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

04/08/2026

Spring in Ontario isn’t just about warmer days—it’s also when hidden drainage issues show up. As snow melts, water follows the path of least resistance, and if your grading or driveway slope isn’t right, it can head straight toward your foundation. 💧🏡

In Northern Ontario, freeze-thaw cycles can shift soil over time, making proper grading even more important. A simple adjustment now can prevent costly basement leaks later.

Pro tip: make sure water flows away from your home, keep downspouts extended, and check for pooling near your foundation after heavy melts or rain.

Small fixes today = big savings tomorrow.

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

03/25/2026

Northern Ontario winters don’t just pass—they leave an impact ❄️

With freeze-thaw cycles, the ground shifts and can quietly affect your home’s structure over time. I’ve seen many buyers surprised by issues that started seasons earlier.

🔍 Watch for:

• Wall or exterior cracks
• Sticky doors/windows
• Uneven floors

Catching it early can save you big 💰
Thinking of buying or selling? Let’s connect.

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

03/19/2026

Living in Northern Ontario? Your roof works overtime. ❄️

Snow load + freeze-thaw cycles = higher risk of hidden damage.
And yes—buyers will notice.

I’ve seen small roof concerns turn into big negotiation points.
Stay ahead of it.

DM for a spring prep checklist 📩

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

03/16/2026

🏡 SOLD!

This one was special — helping a friend secure this home on an out-of-town purchase. The process wasn’t easy either. We were doing showings in the middle of winter storms and rough highway drives, but we stayed patient until the right home came up.

When this property hit the market, we moved quickly and with the right strategy secured it at an excellent price point.

And the best part? A beautiful backyard with a pool and an amazing space for summer parties and family gatherings. ☀️🏊‍♂️

Congratulations #! Wishing you many great memories in your new home. 🎉

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

romyghummanrealestate

03/12/2026

Spring is a busy season in the Ontario housing market 🌱🏡

Small details like basement moisture, foundation drainage, or mineral deposits can become key talking points after inspections 🔍

In one recent deal, a minor moisture sign in the basement didn’t affect the quality of the home, but it helped us negotiate a better price so my client could improve drainage after closing. 💼

In real estate, small details often shape the final price. 📊

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

03/06/2026

Spring thaw has started in North Bay ❄️➡️💧

As snow melts, excess water around your foundation can lead to basement moisture. A good rule in Northern Ontario is to keep snow at least 1–2 feet away from your foundation and ensure downspouts extend away from the house to help prevent water buildup.

Small seasonal maintenance can prevent costly repairs later.

𝘕𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘴𝘰𝘭𝘪𝘤𝘪𝘵 𝘤𝘭𝘪𝘦𝘯𝘵𝘴 𝘤𝘶𝘳𝘳𝘦𝘯𝘵𝘭𝘺 𝘶𝘯𝘥𝘦𝘳 𝘤𝘰𝘯𝘵𝘳𝘢𝘤𝘵.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

01/01/2026

11/24/2025

🏡 Thinking of selling your home?
Before you list, check if your mortgage has a prepayment penalty.

Paying off your loan early when you sell could come with fees — and knowing ahead of time helps you plan smarter. 💡💰