Romy Ghumman - Real Estate Agent

Romy Ghumman - Real Estate Agent Are you thinking of selling,buying or investing ?

Call me and I can guide you in the right path through my expertise
and updated knowledge of Ontario Real Estate Market.

🏑 New Build or Older Home?A few days ago, a newlywed couple asked me:β€œShould we buy a brand-new home or an older one wit...
07/08/2026

🏑 New Build or Older Home?

A few days ago, a newlywed couple asked me:

β€œShould we buy a brand-new home or an older one with more character?”

We compared both options and found the one that matched their lifestyle, future goals, and budget.

There isn’t a one-size-fits-all answerβ€”just the right home for you.

πŸ“© Message me with your budget, and I’ll help you find the best option for your needs.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

πŸ‘πŸ’­ One of the biggest myths in real estate is STILL that you need 20% down to buy a home.I meet people every week who ha...
06/26/2026

πŸ‘πŸ’­ One of the biggest myths in real estate is STILL that you need 20% down to buy a home.

I meet people every week who have been putting their dreams on hold because they believe this. πŸ˜” The reality? Many buyers qualify much sooner than they think.

Don’t let outdated information keep you on the sidelines while home prices continue to change. πŸ“ˆ

✨ The first step isn’t saving 20%β€”it’s understanding your options and making a plan.

πŸ“© Thinking about buying but not sure where to start? Send me a message. You might be closer to owning a home than you realize! πŸ”‘πŸ 

Another one closed 🏑✨Representing the buyers on this one and what a journey it was. We faced a few ups and downs, but st...
05/05/2026

Another one closed 🏑✨

Representing the buyers on this one and what a journey it was. We faced a few ups and downs, but stayed patient, strategic, and focused until we found the right fit.

Seeing my clients get the keys to their new home never gets old πŸ”‘ Grateful for the trust every step of the way.

Who’s next?

π˜•π˜°π˜΅ π˜ͺ𝘯𝘡𝘦𝘯π˜₯𝘦π˜₯ 𝘡𝘰 𝘴𝘰𝘭π˜ͺ𝘀π˜ͺ𝘡 𝘀𝘭π˜ͺ𝘦𝘯𝘡𝘴 𝘀𝘢𝘳𝘳𝘦𝘯𝘡𝘭𝘺 𝘢𝘯π˜₯𝘦𝘳 𝘀𝘰𝘯𝘡𝘳𝘒𝘀𝘡.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

Not new news… but still a smart move. πŸ‘‡The Government of Ontario has introduced temporary relief on the full 13% HST for...
05/01/2026

Not new news… but still a smart move. πŸ‘‡

The Government of Ontario has introduced temporary relief on the full 13% HST for new homes up to $1M.

πŸ’° That’s up to $130,000 in potential savings.

Who qualifies?
🏑 Buyers using the home as a primary residence
πŸ—οΈ New builds (detached, semi, condo, townhouse, rowhouse)
πŸ“… Purchase agreements between April 1, 2026 – March 31, 2027

This follows the same structure as existing rebates like the Ontario HST New Housing Rebate and New Residential Rental Property Rebate (with added conditions).

⚠️ Important:
This is temporary and depends on final federal approvalβ€”details are still being released.

In markets like North Bay, where many homes are still under $1M, this creates a real window of opportunity.

If you’re thinking about buying or building, timing matters.

DM me for:
β€’ Homes that qualify
β€’ Real numbers based on your budget
β€’ What this actually means for you

Don’t wait until everyone else catches on.

π˜•π˜°π˜΅ π˜ͺ𝘯𝘡𝘦𝘯π˜₯𝘦π˜₯ 𝘡𝘰 𝘴𝘰𝘭π˜ͺ𝘀π˜ͺ𝘡 𝘀𝘭π˜ͺ𝘦𝘯𝘡𝘴 𝘀𝘢𝘳𝘳𝘦𝘯𝘡𝘭𝘺 𝘢𝘯π˜₯𝘦𝘳 𝘀𝘰𝘯𝘡𝘳𝘒𝘀𝘡.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

Spring in Ontario isn’t just about warmer daysβ€”it’s also when hidden drainage issues show up. As snow melts, water follo...
04/08/2026

Spring in Ontario isn’t just about warmer daysβ€”it’s also when hidden drainage issues show up. As snow melts, water follows the path of least resistance, and if your grading or driveway slope isn’t right, it can head straight toward your foundation. πŸ’§πŸ‘

In Northern Ontario, freeze-thaw cycles can shift soil over time, making proper grading even more important. A simple adjustment now can prevent costly basement leaks later.

Pro tip: make sure water flows away from your home, keep downspouts extended, and check for pooling near your foundation after heavy melts or rain.

Small fixes today = big savings tomorrow.

π˜•π˜°π˜΅ π˜ͺ𝘯𝘡𝘦𝘯π˜₯𝘦π˜₯ 𝘡𝘰 𝘴𝘰𝘭π˜ͺ𝘀π˜ͺ𝘡 𝘀𝘭π˜ͺ𝘦𝘯𝘡𝘴 𝘀𝘢𝘳𝘳𝘦𝘯𝘡𝘭𝘺 𝘢𝘯π˜₯𝘦𝘳 𝘀𝘰𝘯𝘡𝘳𝘒𝘀𝘡.

North Bay’s local Realtor
Romy Ghumman
Contact us today!!
(705)-795-5007

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North Bay, ON
P1A, P1B, P1C

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