Brady Bird

06/11/2026

Bank of Canada held rates.

Here’s what it actually means:

Buyers — stop waiting for rates to save you. They’re not dropping anytime soon.

Renewals — shop your mortgage. Don’t take the first offer.

Investors — run your numbers at today’s rates. Not the ones you’re hoping for.

The market doesn’t pause while you wait.

What’s your next move?

06/09/2026

The bank approved you for $600,000.

That doesn’t mean you should spend $600,000.

Smaller mortgage — more breathing room.

More breathing room — more investing.

More investing — actual wealth.

The people building real financial freedom aren’t the ones in the biggest house. They’re the ones who bought smart and invested the difference.

What would you do with an extra $500 a month?

06/08/2026

Think like an investor.

Because your first home is probably not your last home. And if you buy smart — it becomes your first asset.

Ask yourself before you buy:

— Could I rent this out if I had to?
— Is this neighbourhood growing?
— Is there suite potential?

Buy with your heart. Think with your head.

What would you do differently if you bought your first home again?

06/06/2026

Your parents bought their home at 8% interest rates with $40,000 down in 1987.

The market they navigated doesn’t exist anymore.

Their advice isn’t wrong … exactly — it’s just outdated.

20% down. Wait for the right time. Buy as much as you can afford.

All of it needs a second look in 2026.

What’s the worst real estate advice you ever got?

06/05/2026

Buying a house doesn’t mean you’re done paying for it.

Property tax — every year. Forever.

Refinancing — every 3 to 5 years. New rates. New fees.

Maintenance — always.

Nobody sits you down and walks you through the real cost of ownership before you sign.

I will.

What cost of ownership surprised you the most?

06/04/2026

A colleague of mine owns three investment condos in Ottawa.

Every single one just got hit with a special assessment.
Condo boards in Ontario can send you that bill with zero notice and zero vote.

And the numbers aren’t pretty right now — condo sales down nearly 46% from 2021 peaks.

Investors bleeding cash flow on properties they bought at the top.

Single family, multi-family.

Properties you actually control.

That’s a different conversation.

Are you a condo investor? Tell me how it’s going.

06/02/2026

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