09/25/2026
These are all things I’ve heard from real clients, and every one of them has held someone back at some point.
“You need 20% down to buy a house.” Twenty percent helps you skip mortgage default insurance. It isn’t the minimum. Plenty of buyers get into their first home with far less.
“Renovate before you sell, always.” Some updates pay off. Fresh paint, small repairs, and a good clean usually do. A full kitchen renovation right before listing often doesn’t earn back what it costs. It depends on the home and the market.
“The listing price is basically the sale price.” Sometimes homes sell under asking. Sometimes they go over. The list price is just a starting point.
“You can’t negotiate in a hot market.” There’s less room, but there is still room. Closing dates, conditions, and what stays with the house can always be on the table.
Stacey McLellan REALTOR®
☎️ 506 639 9294 (CALL OR TEXT)
📧 [email protected]
💻 www.staceymrealty.ca