08/21/2026
Four questions come up every time a Surrey or Langley family sits down with me to decide between buying and renting. Should I just buy now that rates dropped? (Only if you plan to stay five years. Property Transfer Tax, legal fees and commissions eat a short hold alive.) What does owning actually cost? (On a $750,000 Langley Township townhouse, budget $4,200 to $4,800 a month all in once you add strata, taxes, insurance and a maintenance reserve.) Isn't renting throwing money away? (Not automatically. It only costs you if the capital you kept liquid sits idle instead of invested.) And what do most buyers get wrong? (They budget the mortgage and nothing else, then a roof goes and the reserve was never there.) Straight answers, no pressure. Call or text 778-234-2000.
Full breakdown: sonnybhinder.ca/go/buyrent/fb