Murtaza Noman

10/16/2025

As a real estate professional, if I was to explain how I feel doing real estate deals with my dear clients, to me there is no other alternative than to explain it through the rush and feeling of satisfaction in achieving a team win with mates. In this case a half century in a T20 cricket match resulting in a team win. Shout out to my dear friend, teammate and mortgage agent, Ajaz Hussain for capturing this memorable moment. For any mortgage help, please do not hesitate to contact him, his contact # is +1 (647) 886-3877.

07/06/2025

Thank you to all my sweet clients for putting their trust in me and always appreciating all my effort and hard work

12/10/2024

No surprise, we are currently still in a buyer's market. Great time to enter the market, whether it is for a first time home buyer, families looking to upgrade as you get a bigger bang for your buck on the more expensive purchase side, or even veteran investors looking to add to their portfolio. Few high demand neighbourhoods around the Greater Toronto Area (GTA) which have the lowest Days on Market (DOM), signalling excellent holdings for future outlook. Additionally, the opposite spectrum of neighbourhoods with the highest DOM, is creating the opportunity to have more negotiating power, if these in fact are your target geographical area, which may be valuable holdings in future anticipation of an upward price trajectory and positive market shift and sentiment for overall GTA real estate.

09/19/2024

For future planning purposes, we are mostly aware of the Registered retirement savings plan (RRSP) , Tax-free savings accounts (TFSA) and, the Registered education savings plan (RESP).

I am writing today to bring attention to the relatively new First home savings account (FHSA), which in my opinion is absolutely an excellent initiative by the government to create a path towards investing with the goal of purchasing a home. The tax deduction on the income tax similar to the RRSP is an exciting incentive, which is what sets it apart from the TFSA. I urge anybody who is interested in owning their first home to take advantage of this opportunity and set in motion steps towards their first of many real estate purchases.

Please see link below for detail information regarding this program. If any questions related to real estate, please do not hesitate to contact me.

A first home savings account (FHSA) is a registered plan allowing you, as a prospective first-time home buyer, to save for your first home tax-free (up to certain limits).

02/22/2024

2024 Toronto - Municipal Land Transfer Tax (MLTT) Changes

To put into perspective, under the new MLTT rate, buyer of a 5 Million Dollar House would pay $141475, while under the old MLTT rate, it would have been $111475, a difference of $30,000, almost 27% more.

Previous (Old)

For property containing at least one, and not more than two, single family residences with a consideration value of:

Value of Consideration: MLTT Rate

Up to and including $55,000.00 :0.5%

$55,000.01 to $250,000.00: 1.0%

$250,000.01 to $400,000.00: 1.5%

$400,000.01 to $2,000,000.00: 2.0%

Over $2,000,000.00: 2.5%

Current (New)

For property containing at least one, and not more than two, single family residences with a consideration value of:

Value of Consideration: MLTT Rate

Up to and including $55,000.00: 0.5%

$55,000.01 to $250,000.00: 1.0%

$250,000.01 to $400,000.00: 1.5%

$400,000.01 to $2,000,000.00: 2.0%

Over $2,000,000.00: 2.5%

Over $3,000,000 and up to $4,000,000: 3.5%

Over $4,000,000 and up to $5,000,000: 4.5%

Over $5,000,000 and up to $10,000,000: 5.5%

Over $10,000,000 and up to $20,000,000: 6.5%

Over $20,000,000 7.5%

01/03/2024

Happy New Year Everyone - May 2024 bring us happiness, contentment and prosperity.

Thank you to everybody who continue to place their trust and confidence in my abilities

12/28/2023

One of the most critical decision making criteria for all residential home buyers in Ontario with children in my experience has been the geographical assigned schools, along with its respective reputation and ranking.

A preliminary first step to deduce the assigned school, to the address, can be done through the HoodQ website:

https://www.hoodq.com

Once the assigned school information is retrieved, next step would be to analyze it further using the resource of the Fraser Institute:

https://www.compareschoolrankings.org/

If you are having any difficulty using the above two resources, please do not hesitate to contact me for any clarification. Additionally if you are considering a move, please do reach out to me and I would do my utmost best to always ensure your confidence and trust in my abilities of providing a seamless transition for you and your family is upheld.

Thank you

07/10/2022

07/07/2022

June 2021 VS June 2022 - GTA

07/14/2020

New Listing:

310 Walter Dr
Georgina, Ontario
L4P3A7

MLS # N4828310

Price: $695,000

Beautiful, Recently Renovated - Amazing Finishes Throughout, 3 Bedroom Home On Sought After Walter Dr., In High Demand Area Of Keswick. New Kitchen, Washrooms, Windows, Roof (New Shingles), Backyard/Landscaping, Garage, Furnace, And Hot Water Tank. Minutes To Highway 404, And Walking Distance To Lake Simcoe, Boat Launch And Park. Excellent Location And Great Opportunity For A Home.

Reach out to me for any additional details or inquiries regarding this particular property or any other real estate related matter