Iwona Rychalska - Toronto Real Estate

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Iwona Rychalska - Toronto Real Estate

Buying or selling a home is one of the biggest life decisions. Honoured to be part of the journey.

09/26/2026

We hosted a little neighbourhood w**e & cheese at 61 Seaton Street and asked this neighbour:

What do you love about it?

The answer was pretty great. ❤️

Because sometimes the best perspective on a home comes from the neighbours.

08/12/2026

JUST LISTED | 182 Coleman Avenue

A duplex with options, and plenty of them!

This meticulously maintained, fully furnished, brick home offers 7 bedrooms, 3 kitchens, 3 bathrooms + 4-car parking, with two bright 2-bedroom suites and a finished 3-bedroom basement. Perfect for an investor, multi-generational living, or someone looking for a property with flexibility and income potential.

And the location? Steps to Danforth, Victoria Park Subway, Danforth GO, parks, schools, shops, restaurants and everything you need.

Interested? Know someone who might be? Send us a message, we’d love to show you!

The Carney & Rychalska Team
📱416-455-4529
📧 [email protected]

01/26/2024

Getting your home ready for the Spring market? 🌷Here are a few tips to make your property stand out!

⊙ Create an Inviting Atmosphere: Declutter and depersonalize to help buyers see themselves in your space. Aim for a clean, bright, and welcoming environment that captivates from the first step inside.

⊙ Tackle Minor Repairs: Address any broken or outdated elements in your home. Small fixes, like repairing walls or updating fixtures, can enhance appeal without breaking the bank.

⊙ Freshen Up: A fresh coat of paint, a deep clean, and strategic staging can work wonders in showcasing your home in its best light.

⊙ Boost Curb Appeal: Make a great first impression. Maintain a well-kept exterior to impress potential buyers from the moment they arrive. This reflects the care you’ve put into your property.

⊙ Choose Your Realtor Wisely: Trust is key! Find a reliable realtor who offers hands-on support, guiding you through the process with a focus on home preparation.

If you are looking to list your home, feel free to reach out ⬇️ to learn more about our exclusive listing services promotion! 💫

Iwona Rychalska
Realtor®️
Real Estate Negotiation Expert®️
Accredited Buyer’s Representative®️
Royal LePage Estate Realty
📱(416) 455-4529
📧 [email protected]

01/05/2024

Bridge finance is a short-term loan used to cover financial gaps in real estate transactions, such as buying a new property before selling an existing one. It provides temporary funds until the sale of the existing property, usually at higher interest rates due to the short-term and riskier nature of the loan.

Have questions? Let's chat 📲

10/08/2022

Happy Closing Day!
That's a wrap for this gem 🎬 🏠
Quick sale and a quick close - to new beginnings! An honour supporting my Clients reach their goals.

10/04/2022

ᴇɴᴊᴏʏ ᴏᴜʀ ғᴀʟʟ ESTATE ʀᴇᴀʟᴛʏ ᴅɪɢᴇsᴛ
ғɪɴᴅ ғᴀʟʟ ғᴇsᴛɪᴠᴀʟs, ʀᴇɴᴏ ᴛɪᴘs ᴀɴᴅ ᴍᴏʀᴇ ɢᴏ ᴛᴏ ᴛʜᴇ ʟɪɴᴋ
https://indd.adobe.com/view/8ec5753c-2b37-41cb-a03e-7ad39db1da96

09/27/2022

Well that was a productive morning!! HOME INSPECTIONS session - KNOWLEDGE IS POWER.

Taking the time to understand the ins and outs of a firm but fair home inspection. Building blocks to best serve my Clients.

09/13/2022

Although it varies by lender and type of mortgage, a minimum score of 𝟔𝟖𝟎 should give you access to a traditional mortgage.

𝐖𝐡𝐚𝐭 𝐢𝐬 𝐚 𝐜𝐫𝐞𝐝𝐢𝐭 𝐬𝐜𝐨𝐫𝐞?
An evaluation of how you maintain and utilize credit, such as credit cards, loans, mortgages, and other credit facilities.

𝐖𝐡𝐚𝐭 𝐟𝐚𝐜𝐭𝐨𝐫𝐬 𝐝𝐞𝐭𝐞𝐫𝐦𝐢𝐧𝐞 𝐚 𝐜𝐫𝐞𝐝𝐢𝐭 𝐬𝐜𝐨𝐫𝐞?
① 𝘗𝘢𝘺𝘮𝘦𝘯𝘵 𝘩𝘪𝘴𝘵𝘰𝘳𝘺 – this accounts for 35% of the score and includes making sure you pay your debts on time
② 𝘏𝘰𝘸 𝘺𝘰𝘶 𝘶𝘴𝘦 𝘺𝘰𝘶𝘳 𝘤𝘳𝘦𝘥𝘪𝘵 - avoid charging up to the maximum amount or upper limits of your credit card
③ 𝘏𝘰𝘸 𝘮𝘶𝘤𝘩 𝘤𝘳𝘦𝘥𝘪𝘵 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘢𝘷𝘢𝘪𝘭𝘢𝘣𝘭𝘦 - having a history of varied credit use, such as a couple of credit cards and a car loan, proves you have a history of making payments.
④ 𝘏𝘰𝘸 𝘭𝘰𝘯𝘨 𝘺𝘰𝘶’𝘷𝘦 𝘩𝘢𝘥 𝘢𝘤𝘤𝘦𝘴𝘴 𝘵𝘰 𝘤𝘳𝘦𝘥𝘪𝘵- as the more time you’ve had credit history, the better.
⑤ 𝘔𝘢𝘬𝘪𝘯𝘨 𝘢𝘯 𝘪𝘯𝘲𝘶𝘪𝘳𝘺 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘤𝘳𝘦𝘥𝘪𝘵 𝘢𝘤𝘤𝘰𝘶𝘯𝘵𝘴 - this accounts for 10% of your overall score. A lender making an inquiry as part of the mortgage process is not too troublesome, but you may not want to apply for many types of credit all at once.

𝐇𝐨𝐰 𝐜𝐚𝐧 𝐈 𝐢𝐦𝐩𝐫𝐨𝐯𝐞 𝐦𝐲 𝐜𝐫𝐞𝐝𝐢𝐭 𝐬𝐜𝐨𝐫𝐞?
〉It can take time to improve your credit. Credit is reported on a month-by-month basis, so it may take a few cycles or more to get a score where you want it to be
〉Speak with a mortgage professional to make a plan and find a solution that meets your needs.

FULL ARTCILE @ https://www.creacafe.ca/credit-scores-what-they-are-and-what-affects-them/

Address

Toronto, ON

Website

http://iwonarychalska.royallepage.ca/

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