Anya Ettinger, Toronto Realtor

Anya Ettinger, Toronto Realtor Real Estate Sales Representative at Bosley Real Estate Ltd., Brokerage
Designations: Accredited Buyer Representative, Certified Negotiation Expert

Bosley Real Estate Ltd., Brokerage

08/21/2026

Many buyers who purchased pre-construction condos back in 2021 or 2022 are facing major challenges as the buildings near completion. Some units are now valued at 20-30% less than the original purchase price, meaning the buyer needs to come up with the difference between the original price and the appraised value. As a result, buyers are stuck figuring out a way to pay for the massive gap out of pocket - or elect to walk away from the purchase, losing their deposit and risking a lawsuit.

08/20/2026

One major misconception in real estate is that a tenancy ends just because a landlord sells the property. Standard purchase agreements promise vacant possession to buyers, so if a tenant is still there on the closing date, the seller has failed to meet their obligations, allowing the buyer to potentially walk away from the deal. But legally, tenants do not have to vacate unless given proper notice - so it falls on the seller to ensure the tenant is given proper notice and moves-out prior to closing.

08/19/2026

“Cash for keys” agreements have gained popularity in recent years, especially when preparing to sell a tenanted property. The Landlord typically offers the tenant compensation in exchange for them to agree to move-out (when there is no legal reason to evict). In many cases, it can be a great solution if both parties are willing to negotiate and co-operate. Though it’s important to remember that both parties have the right to decline the deal and continue with the tenancy, per the lease.

08/18/2026

One major risk for buyers who intend to move into a tenanted property is that the tenants may refuse to leave, even after being served proper notice. Although doesn’t happen often, it could delay your move-in plans and require you to take the matter to the Landlord and Tenant Board.

08/17/2026

There are a lot of misconceptions surrounding the sale of a tenanted property. A landlord cannot simply force you out ahead of time just because they are putting the home on the market. Unless you are served proper notice after an agreement is signed for a buyer who plans to move in, your tenancy is secure (with a few exceptions).

 

08/14/2026

When you buy a condo, you are technically buying into a corporation, making status certificates incredibly important. Even if something doesn’t impact you within the confines of your four walls, it can still affect you financially through bylaws, rules, and financials. Reviewing the status certificate with an expert ensures you know exactly what you are buying into.

08/13/2026

Sometimes severe financial mismanagement can result in costly consequences for residents. In one extreme case,  a lower-income building was hit with an impossible $30,000 bill due in a month’s time. If residents were unable to pay, property management would ultimately put a lien on the unit and sell it.

08/12/2026

Can a condo reserve fund actually be too high? When a building has an abundance of cash, it might raise a red flag about delayed maintenance projects (like a roof that hasn’t been replaced yet). It’s always crucial to investigate why the numbers look the way they do and what that could mean for the future health of the building.

08/11/2026

One of the most asked questions by buyers when purchasing a condo is “what is a healthy reserve fund amount?” - but there is no one-size-fits-all answer. Averages can be helpful, but interpreting what those numbers actually mean for your specific building is what matters most. Don’t assume a lower fund is a red flag until you consider the unique needs and size of the complex.

08/10/2026

Buying a condo soon? NEVER skip reviewing the status certificate with a lawyer. A common mistake condo buyers make when reviewing status certificates is focusing solely on the total amount of money in the reserve fund, but the context of projects on the building may tell a different story.

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Toronto, ON
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