08/02/2026
Buying a Home or Condo? Prepare Yourself Before You Start Looking.
The best home-buying decisions are often made before the first property showing.
A little preparation today can save you money, reduce stress, and help you buy with confidence.
Here are 3 things to focus on first:
Know Your Budget
Choose a home that fits your income, lifestyle, and long-term financial goals—not simply the maximum amount you qualify for.
Strengthen Your Financial Foundation
Review your credit profile, prepare your down payment, and budget for closing costs. A strong financial foundation can open the door to better mortgage options.
Understand the True Cost of Ownership
Your mortgage payment is only part of the equation. Be prepared for property taxes, utilities, home insurance, maintenance and repairs—and, if you’re buying a condo, monthly maintenance fees.
The right home should give you peace of mind—not financial pressure.
If you’re still planning your next move and have questions about the home-buying process, I’d be happy to help you make informed decisions.
Hasan Shibly, REALTOR®
On The Block Realty Inc.
647-574-6592
Rent • Buy • Sell with Confidence