05/26/2026
Max thought he was ready to buy his first home with a $10,000 down payment π‘
But just days before closing, he realized:
β’ The down payment is only part of the cost.
β’ Extra expenses come up at closing.
β’ Legal fees, land transfer tax & title insurance add up quickly.
β’ Even small adjustments can increase the final amount.
What felt βaffordableβ at the start became stressful at the finish line.
The good news:
This is completely avoidable with the right planning.
Knowing your full costs early makes everything smoother.
π© Planning your first home in the GTA?
Get a clear breakdown of your total closing costs before you buy.
Save your time and money with proper planning.
Call Maqbool Law for:
Free Consultation at
416 335 1506