Brian Asiedu Realtor, 8 SAMPSON Mews, SUITE 201, Toronto, ON (2026)

09/08/2022

Silent Moves,Loud Results🔝

08/16/2022

🔴⚪️🔵

6 Steps To Buying YOUR Perfect Home!

Why wait to BUY Real Estate? BUY Real Estate and WAIT!

Realestateb.ca

08/11/2022

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Planning on selling your home soon?

An open house can bring the perfect buyer to the table, or drum up enough interest in your home to spark a bidding war. The trick is—you have to do the open house right so that your home sells faster and for more money!

Why wait to buy Real Estate? BUY Real Estate and WAIT!

📩PM me for a free consultation!

07/14/2022

Mastermindin’

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07/05/2022

𝗗𝗶𝗱 𝘆𝗼𝘂 𝗸𝗻𝗼𝘄? I can help you buy or sell no matter where you live! I have referral agents across the county, even extending across international waters – this means I can connect you to 𝘵𝘩𝘦 𝘳𝘪𝘨𝘩𝘵 𝘢𝘨𝘦𝘯𝘵 to help you or your family buy, sell, rent, or invest.

Just let me know where you're planning to move, with your anticipated timeline, and I'll connect you with an experienced agent who will help you at the level you deserve.

Trust me, I do this every day, and I can tell you who the top agents are. A real estate transaction is not a tiny part of your life — it's a huge investment and an important decision.

If I don't already have a referral partner in your area, then I will do the research for you and interview candidates. 𝗜 𝗸𝗻𝗼𝘄 𝘄𝗵𝗼 𝗶𝘀 𝗮 𝗚𝗘𝗡𝗨𝗜𝗡𝗘 𝗽𝗿𝗼𝗱𝘂𝗰𝗲𝗿 𝘁𝗼 𝗰𝗿𝗲𝗮𝘁𝗲 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝗺𝗮𝘁𝗰𝗵 𝘁𝗼 𝗺𝗲𝗲𝘁 𝘆𝗼𝘂𝗿 𝗻𝗲𝗲𝗱𝘀. It can be difficult for a consumer to navigate the process, especially when there is so much "click-bait" in the sales world — let me help cut through the noise to find the perfect fit.
⁣
I’m always here for you as your 𝕨𝕠𝕣𝕝𝕕𝕨𝕚𝕕𝕖 𝕣𝕖𝕒𝕝 𝕖𝕤𝕥𝕒𝕥𝕖 𝕣𝕖𝕤𝕠𝕦𝕣𝕔𝕖!

07/01/2022

✔️ ʀᴇᴍɪɴᴅᴇʀ: your monthly homeowner to-do list!

▹ Increase Lighting Efficiency — when was the last time you thought about replacing your light bulbs? LED can use at least 75% less energy and last up to 25 times longer than incandescent lighting!

▹ Improve Home Security — consider installing a Ring camera or look into the Blink system. Most of the time you think of a Ring Doorbell Camera, but there are other options!

▹ Clean Sink + Shower Drains — prevent fruit flies and mysterious odors ... especially if you have a garbage disposal.

▹ Test and Replace Detectors — just bought a house? Replace the detectors! You might not know when they were last replaced (or if they even work). You'll want to replace these every ten years.

▹ Replace Water Filters — don't just reset the light ... actually take the time to invest in your health for good water quality!

▹ Disinfect Trash & Recycling Cans — sometimes we avoid doing what should be done routinely because it's "gross", but did you know there are companies who can disinfect and deodorize your cans for you?

▹ Clean / Replace Dishwasher Screens — have you ever thought about it? Some models don't have a screen, so be sure to check the owner's manual or research it online. You might want to consider the same with your clothes washer.

Save this post for later and pick 1 or 2 off the list every weekend! What are you tackling first?

06/30/2022

Ready to take the next steps towards buying a home? It's a 𝗴𝗼𝗼𝗱 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗰𝗵𝗲𝗰𝗸 𝘆𝗼𝘂𝗿 𝘀𝗽𝗲𝗻𝗱𝗶𝗻𝗴 𝗵𝗮𝗯𝗶𝘁𝘀. With inflation at an all-time high, the cost of (most) everything has gone up, so it's even more important now to get a grasp on what your true unnecessary expenses are.

No, we aren't telling you to cancel your Amazon, Netflix, or Peloton Membership because they increased, however, you may want to consider a few changes!

𝚆𝚑𝚎𝚗 𝚠𝚊𝚜 𝚝𝚑𝚎 𝚕𝚊𝚜𝚝 𝚝𝚒𝚖𝚎 (𝚒𝚏 𝚎𝚟𝚎𝚛) 𝚢𝚘𝚞 𝚛𝚎𝚊𝚕𝚕𝚢 𝚝𝚑𝚘𝚞𝚐𝚑𝚝 𝚊𝚋𝚘𝚞𝚝 𝚝𝚑𝚎𝚜𝚎 𝚎𝚡𝚙𝚎𝚗𝚜𝚎𝚜?

• Cell Phone / Internet / Home Phone Bill (compare carriers, negotiate costs, change plans)
• Daily Coffee / Tea / Shake / Smoothie (make it at home and prepare in advance)
• Grocery (meal prep, buy protein in bulk, take advantage of smart savings and deals)
• Home / Auto Insurance (compare carriers and coverage)
• Dining Out / Restaurants (consider a BYOB, limit yourself on frequency and choices)
• Credit Cards (compare interest rates, consider the utilization ratio, consolidate & balance transfer — pay them down & review your statements)

Buying a home is a big investment and you want to be comfortable in your decision. It's important to allow yourself the ability to purchase a certain home at a certain price, while also feeling comfortable making it your own, without feeling like it's a financial burden or as if you are overextended. Let's talk through how we can set up a personal savings plan and be strategic with payments.

06/29/2022

Buying a home since 2020 has been quite a dynamic challenge, and we've seen a lot of creativity come from the changing market. Lately, with the rising interest rates, homebuyers have had to look into more creative lending solutions. As a result, we have seen Adjustable Rate Mortgages coming back into the market.

An 𝙰𝚍𝚓𝚞𝚜𝚝𝚊𝚋𝚕𝚎 𝚁𝚊𝚝𝚎 𝙼𝚘𝚛𝚝𝚐𝚊𝚐𝚎𝚜 (𝙰𝚁𝙼) is a great way to lower your monthly payment through a lower interest rate. These are traditionally shorter-term loans that begin at a lower rate and increase after a specific term (think fixed-rate for the first 5, 7, or 10 years, and then it can fluctuate every year after that, to an extent). If you plan on living in the home for a shorter period or plan to make improvements and refinance, it might make sense for you to explore an ARM.

For example, a 10-year ARM has a fixed rate for the first 10 years and increases by a certain amount thereafter, up to a certain percentage increase/cap. Compare a 10-year ARM at 10% down with a 30-year fixed-rate mortgage at 20% down — you may get a similar payment, with less cash needed at settlement. 𝗞𝗲𝗲𝗽 𝗶𝗻 𝗺𝗶𝗻𝗱 𝘆𝗼𝘂𝗿 𝗰𝗿𝗲𝗱𝗶𝘁 𝘀𝗰𝗼𝗿𝗲 𝘄𝗶𝗹𝗹 𝗮𝗹𝘄𝗮𝘆𝘀 𝗱𝗲𝘁𝗲𝗿𝗺𝗶𝗻𝗲 𝘆𝗼𝘂𝗿 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲.

Let's talk specifics about your goals and see what makes the most sense for your lifestyle. I'd love to run through different scenarios and loan estimates so that you have a true understanding of what options you actually have.

06/28/2022

Wondering if we’re in a housing bubble? If so, you’re not alone.

This market may feel a lot like the market in 2008, but don’t worry, there are some major differences. Here are a few reasons economists argue that we are NOT in a housing bubble like we were in '08:

✔️ Lending standards have significantly changed! Subprime lending and no-documentation loans were a huge concern and cause during the crash, leading to many government bail-outs and defaults of mortgages. Appraisal Management Groups have been set in place for more of a firewall between appraisers and lenders to avoid interference/influence on values. Basically, it's much harder to get a loan today than it was in 2008.

✔️ Real Estate is local. When the market crashed previously, it was due to lending across the entire nation, which triggered the stock market, among other things. What we are experiencing now is staggeringly low inventory in certain hot spots, causing prices and values to rise even with increasing interest rates.

The main factors in the current housing market are low supply and strong demand, not subprime mortgages and sloppy lending. Yes, home prices are appreciating, and inflation is rising, but the market is strong with no hint of slowing down.

If you’re curious about buying or selling in our current market, let's chat. I would love to answer any questions you may have!
#housingmarket

06/27/2022

ᴍᴏᴛɪᴠᴀᴛɪᴏɴᴀʟ ᴍᴏɴᴅᴀʏ ✨

𝙰𝚝𝚝𝚒𝚝𝚞𝚍𝚎 + 𝙴𝚏𝚏𝚘𝚛𝚝 = 𝙴𝚡𝚙𝚎𝚛𝚒𝚎𝚗𝚌𝚎

If you want a good experience OUT of life, then you need to take a look at the quality of what you're putting IN to life — how are you approaching the moments in your day? Are you being fully present, bringing joy into what you do, and taking advantage of opportunities?

Things won't always go our way, but we can certainly control how we respond and react to the "uncontrollable." It's not healthy to dwell on the negative of a situation or a person. Why not channel that same energy into something more productive and inspiring?

06/24/2022

Interior design can be overwhelming — especially if you don’t have a knack for it. How do you make your space look its best while reflecting your personal sense of style?

To help, here are a few home styling tips from top designers, so you don't have to figure it out all on your own.

‣ 𝚃𝚑𝚎 𝙿𝚘𝚠𝚎𝚛 𝚘𝚏 𝟹
Here's a little secret from top designers: The rule of three — a design principle used in every room: from a triangular layout, groupings of objects in size and shape, and the flow of a room. It's a way in which you can lead the viewer through an experience — odd numbers are appealing. Our eyes move around more and it creates energy. Think about groupings of candles, vases, pillows, artwork, and plants.

‣ 𝙲𝚛𝚎𝚊𝚝𝚎 𝙷𝚎𝚒𝚐𝚑𝚝 & 𝙳𝚒𝚖𝚎𝚗𝚜𝚒𝚘𝚗
Instantly make a room feel more open by mounting curtains higher above the window to create the feeling of more space. Tip: do not allow the curtain to drag on the floor as it may defeat the purpose, and give off a heavy feeling.

‣ 𝙱𝚘𝚞𝚗𝚌𝚎 𝙻𝚒𝚐𝚑𝚝
Position mirrors across from windows to reflect the natural light and give the illusion of another window to carry it throughout the space.

‣ 𝙻𝚊𝚢𝚎𝚛𝚎𝚍 𝙻𝚒𝚐𝚑𝚝𝚒𝚗𝚐
No room is complete without a light fixture. In fact, according to many designers, no room is complete without at least three light fixtures. This set-up should give you plenty of ambiance options, and you can make it even more flexible by adding dimmers to your lights in order to create a specific mood/vibe.

‣ 𝙿𝚞𝚝 𝚊 𝙵𝚘𝚌𝚊𝚕 𝙿𝚘𝚒𝚗𝚝 𝚒𝚗 𝙴𝚟𝚎𝚛𝚢 𝚁𝚘𝚘𝚖
Statement-making pieces can take a home from simple to striking, but snag too many, and you may overwhelm your space. One rule of thumb to follow? Put a single showstopper in every room: a dramatic light fixture, a captivating piece of art, a large piece of furniture, or a towering houseplant. Have fun with it and lead the viewer to experience a certain space.

06/23/2022

When making an investment, whether in real estate or the stock market, it's important to remember the cyclic nature — there may be dips, and there will be recoveries and gains. Just like the stock market, the real estate market is a long-term investment.

If we take a look at 2008 when there was subprime lending and no-documentation loans for lower credit score borrowers, home prices fell 33% ... and have since gained well over 50% in just 10 years (think about the double-digit appreciation over the past 2 years alone). 𝗧𝗵𝗲 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻 𝗯𝗲𝗰𝗼𝗺𝗲𝘀: 𝘄𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 / 𝗹𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗽𝗹𝗮𝗻?

There is no question that inventory is down compared to the number of buyers in the market, along with the fact that builders have been struggling with supply due to increased costs and labor shortages. Therefore, this means it continues to be a favorable market for sellers, even with the rise in interest rates.

If you're considering selling this year, don't let the increasing interest rates deter you — it may have weeded out some buyers from the market, but overall there is still pent up demand for homes, and housing prices aren’t showing any signs of leveling off in the near future.

Let's get together for a coffee or tea to talk about projections and your real estate goals – it's kind of my passion and would love to hear your real estate plans for 2022 and 2023, and discuss how I may be able to help!

Brian Asiedu Realtor

09/08/2022

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