TenzinLosel_

08/25/2025

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How much income do you really need to buy in Toronto? In this case, we are assuming the current average 3 year fixed rate of 4.04% and 3 year variable rate of approximately 4.45%. The July 2025 breakdown shows us these numbers- plus the exceptions buyers should know.⠀
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Whether you’re buying, selling, or just watching the market, understanding affordability is key.⠀
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Follow for more market info and DM if you’d like a tailored breakdown for your budget.

08/10/2025

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Toronto’s summer 2025 real estate market is picking up with stronger sales, more listings, and better affordability.
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⁣⁣If you’re thinking about making a move, now may be the time. Feel free to reach out.⠀⠀
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📲 Tenzin Losel : 647-608-3574       ⠀    ⠀⠀⠀⠀⠀⠀⠀
🌐 [email protected] ⠀⠀⠀
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⁣YoY - Year over year⠀
MoM - Month over month

05/27/2025

Same monthly budget, two very different homes.⠀
Before committing to that condo or chasing a freehold, it’s crucial to run the real numbers. Your buying power might surprise you.⠀
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Swipe through to compare- then DM me to go over your own scenario⠀
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⁣📲 Tenzin Losel : 647-608-3574       ⠀    ⠀⠀⠀⠀⠀⠀
🌐 [email protected]

05/13/2025

⁣It’s not news that home prices in the GTA have dropped across all property types, and this spring has seen the least amount of sales volume since the 1990’s — with condo apartments and detached homes seeing the biggest year-over-year declines. Is there a need to panic? I don’t believe so, however it’s important to stay informed and make strategic decisions based on your individual goals. Are you looking to flip that property you have been eyeing or planning on staying and building equity for the next 5+ years? It really comes down to personal circumstances. For new homebuyers, this could mean more negotiation power and less competition, but it’s important to note: values may continue adjusting short term. ⠀
Whether you’re upsizing, investing, or buying your first home, timing the market perfectly is hard — but understanding it gives you the edge.⁠⠀
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Let’s talk strategy 📲⁠ 647-608-3574⠀
📧 [email protected]

04/16/2025

⁣⁣Congratulations to my client on securing a beautiful unit at 400 Adelaide Street! It was a pleasure working with someone so well-prepared — the entire process was smooth from start to finish, with no hiccups along the way.⠀
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This experience is a great reminder of how much easier renting can be when you come equipped with the right documents. If you’re looking to rent, here’s what you’ll want to have ready:⠀
✅ A well-maintained credit score⠀
✅ A recent employment letter⠀
✅ Your last 3 pay stubs⠀
✅ Rental deposit (first and last month’s rent)⠀
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Preparation makes all the difference!⠀
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⁣⁣ Looking to move soon? I am here to help⠀⠀⠀
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📲 Tenzin Losel : 647-608-3574       ⠀    ⠀⠀⠀⠀⠀
🌐 [email protected]

04/08/2025

01/29/2025

This is HUGE!!

09/12/2024

⁣Recent changes in interest rates could impact your home buying or selling strategy. Discover how the Bank of Canada’s latest adjustments might benefit buyers and reshape the market for sellers. Stay ahead of the curve!⠀
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Curious about how these changes may afftect your decisions? feel free to DM us today or contact me at ⠀⠀⠀⠀
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📲 Tenzin Losel : 647-608-3574       ⠀    ⠀⠀⠀⠀⠀
🌐 [email protected]

08/27/2024

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Curious about where property values are headed? This latest update covers the latest trends, including regional variations and can be expected in the coming months.⠀
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🔍 The Home Price Index (HPI) tracks changes in home prices over time, offering insight into market trends beyond just average prices.⠀
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Looking to buy or sell your home successfully? feel free to DM or contact me at⠀
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📲 Tenzin Losel : 647-608-3574       ⠀    ⠀⠀⠀⠀
🌐 [email protected]

08/04/2024

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With increased supply and greater negotiation power for condo buyers, you may be considering getting into the market. Let’s look into a few key factors to help you make a smart choice in the Toronto condo market.⠀
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As always, feel free to DM or contact me for any inquiries regarding the condo market⠀
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📲 Tenzin Losel : 647-608-3574       ⠀    ⠀⠀⠀
🌐 [email protected]

07/21/2024

All about mortgage insurance and its impact on your home purchase in Canada. See when it’s required, the costs involved, and the benefits. Plus, find out what happens when you pay 20% down instead. Choose the best option for your financial situation and homeownership goals.⠀
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Any questions or concerns? I am here to help⠀⠀⠀
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📲 Tenzin Losel : 647-608-3574 ⠀ ⠀⠀⠀⠀⠀
🌐 [email protected]

07/07/2024

⁣Discover the potential of Vendor Takeback Mortgages in Toronto’s real estate market. These flexible financing options can benefit both buyers and sellers. Whether you’re a buyer facing mortgage approval challenges or a seller looking for a quicker sale and consistent income, VTBs could be the solution. While they may not suit everyone, they are worth considering. Find out if a VTB is right for you!⠀
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⁣Any questions or concerns? I am here to help⠀⠀
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📲 Tenzin Losel : 647-608-3574       ⠀    ⠀⠀⠀⠀
🌐 [email protected]