Luci Rizzo - Century 21 Percy Fulton Ltd, Brokerage

Luci Rizzo - Century 21 Percy Fulton Ltd, Brokerage Your next dream home is currently empty and is calling you into action. I’m fluent in Real Estate! Thanks for visiting! Century21 Percy Fulton Ltd.

Sales Person, buying and selling Toronto city homes and condos! Real Estate professional.

-Your Neighbourhood -Your Home -Your Agent

Today's good mood is sponsored by coffee. ☕ Happy National Coffee Day! 😃 ...
09/29/2022

Today's good mood is sponsored by coffee. ☕ Happy National Coffee Day! 😃

It's that time of the day 😆 Good morning! 🙂
09/26/2022

It's that time of the day 😆 Good morning! 🙂

Struggling to pay for home repairs or improvements? Tapping into your home’s equity could be the solution! Before you pu...
09/21/2022

Struggling to pay for home repairs or improvements? Tapping into your home’s equity could be the solution!

Before you pull out your credit card, consider some of these lower-interest options:

✔️ Home equity line of credit (or HELOC): Borrow as needed up to a predetermined limit. However, the interest rate is often variable, so it could increase over time.

✔️ Second mortgage (aka home equity loan): Take out a lump sum, typically at a fixed interest rate with set monthly payments.

✔️ Reverse mortgage (for seniors): Supplement your retirement income by drawing down the equity in your home.

Want to know how much equity you have? Reach out today for a free home value assessment!

📲 [416.930.8427]
📧 [[email protected]]

He looks like fun🍷🍷😂😂
09/20/2022

He looks like fun🍷🍷😂😂

C21 in St John’s Newfoundland. Such a beautiful place and the people. Its all about those wonderful people! Having fun a...
09/20/2022

C21 in St John’s Newfoundland. Such a beautiful place and the people. Its all about those wonderful people! Having fun at conference.

Happy Monday! 😁 #
09/19/2022

Happy Monday! 😁

#

09/14/2022

Thinking about buying a 🏠? It’s time to check on your credit score.

A good credit score shows lenders that you are a safe investment. The higher your score, the lower the rates you’re likely to qualify for.

But don’t panic if your rate isn’t there yet! You can improve it through a few key steps, and over time, that score will start to climb! 📈

For more details on how to raise your credit score and land a great mortgage interest rate, check out our latest blog post.

🔗 [https://bit.ly/3wKVpbn]


Happily Rainy Monday! ☺
09/12/2022

Happily Rainy Monday! ☺

August sales took a dip 📉 but a lesser annual rate of decline compared to the previous four months. The August sales res...
09/08/2022

August sales took a dip 📉 but a lesser annual rate of decline compared to the previous four months. The August sales result also represented a month-over-month increase compared to July.
Sales represented a higher share of new listings compared to the previous three months. If this trend continues, it could indicate some support for selling prices in the months ahead. Year-over- year, the house 🏘️ prices are up for all home types. The average selling price was also up ⬆️ slightly month-over- month.

While higher borrowing costs have impacted home purchase decisions, existing homeowners nearing mortgage renewal are also facing higher costs. 💲 There is room for the federal government to provide for greater housing affordability for existing homeowners by removing the stress test when existing mortgages are switched to a new lender, allowing for greater competition in the mortgage market. Allowing for longer amortization periods on mortgage renewals would assist current homeowners in an inflationary environment where everyday costs have risen dramatically.

There are other issues beyond borrowing costs impacting housing affordability in the Greater Golden Horseshoe. The ability to bring on more supply is the longer-term challenge. However, we are moving in the right direction on this front. 👍 We are looking forward to hearing additional initiatives from candidates.

BOC increased the rate to 0.75% yesterday as we all know by now.

Please check out our latest blog post for all our tips and more details on how to land the best mortgage.

🔗 [https://bit.ly/3wKVpbn]

#2022

09/07/2022

Cover your castle 🏰 day and “knight” with the right homeowners insurance!

Before you purchase or renew your homeowners insurance policy, make sure you get answers to these five important questions. ⁉️

Being protected is good, but knowing you’ve chosen the best policy for YOU is better! 🙌 Reach out for a referral to an insurance agent who can help!



Interest rates are rising fast, and Canadians are feeling the pinch. For example, higher rates have made it harder to af...
09/01/2022

Interest rates are rising fast, and Canadians are feeling the pinch.

For example, higher rates have made it harder to afford—or even qualify for—a mortgage.

That’s why we’ve pulled together our top 8️⃣ strategies to help you secure a rock-solid rate. Here are a few:

📈 Raise your credit score. Paying down debt and limiting credit applications can help.

❌ Don’t job-hop. Mortgage lenders prefer to see two years of steady paychecks.

💰 Increase your down payment. Some lenders offer lower rates with more upfront, plus you’ll save on the cost of mortgage default insurance.

🙏 Ask for a discount. In Canada, it’s standard for lenders to discount their advertised rates based on the strength of your application.

If you’re thinking about buying a home or are up for a renewal, check out our latest blog post for all our tips and more details on how to land the best mortgage.

🔗 [https://bit.ly/3wKVpbn]



Happy Monday everyone! 😊
08/29/2022

Happy Monday everyone! 😊

Address

156 Duncan Mill Road, Unit 6
Toronto, ON
M3B3N2

Telephone

+14169308427

Website

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