06/05/2026
Mortgage porting can help some buyers keep better loan terms, but it depends on your lender, timing, and the home you’re buying.
Mortgage porting lets some homeowners move their existing mortgage to a new property, which can matter a lot if your current rate is lower than what’s available now. It’s not automatic, and the details depend on your lender, mortgage terms, timing, and whether you need to borrow more. Still, if ...